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Quote Question regarding accidents in last 3 years?
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# 1
sho_me_da_money
Old 26-05-2012, 8:43 AM
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Default Quote Question regarding accidents in last 3 years?

The first one, an easy one:

1. I was the named driver on my wifes policy between 2009-2010 and had an accident in 2010. I am now the main driver of a new vehicle and my wife is the named driver.

When retrieving a quote for the new vehicle, under whose section should I register the accident? Mine, Hers or Both?

2. The incident details surrounding the accident in 2010 - I accidentally left the handbrake off whilst parked on a multi-storey car park. About 30 mins later, the car started rolling back, picked up some momentum and crashed into a pillar resulting in a write-off.

There are two options for me to select from the drop-down menu when registering this claim on a quote form:

a) You hit third party vehicle/object - CLAIM MADE
b) Accident - Partial Blame - CLAIM MADE

Which is the appropriate one to select for the incident described?

Thanks,
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Last edited by sho_me_da_money; 26-05-2012 at 8:50 AM.
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# 2
daveyjp
Old 26-05-2012, 9:07 AM
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Accidents apply to individuals. The forms allow you to enter claims for all named drivers.

As no one else was involved it can only be A. B refers to an accident with a third party and no one is deemed 100% at fault, so fault is shared.
"For every complex problem there is an answer that is clear, simple, and wrong."
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