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Quote Question regarding accidents in last 3 years?
26-05-2012, 8:43 AM
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Serious MoneySaving Fan 
Join Date: Dec 2006
Posts: 1,282
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Quote Question regarding accidents in last 3 years?
The first one, an easy one:
1. I was the named driver on my wifes policy between 2009-2010 and had an accident in 2010. I am now the main driver of a new vehicle and my wife is the named driver.
When retrieving a quote for the new vehicle, under whose section should I register the accident? Mine, Hers or Both?
2. The incident details surrounding the accident in 2010 - I accidentally left the handbrake off whilst parked on a multi-storey car park. About 30 mins later, the car started rolling back, picked up some momentum and crashed into a pillar resulting in a write-off.
There are two options for me to select from the drop-down menu when registering this claim on a quote form:
a) You hit third party vehicle/object - CLAIM MADE
b) Accident - Partial Blame - CLAIM MADE
Which is the appropriate one to select for the incident described?
Thanks,
A pessimist sees the difficulty in every opportunity.
An optimist sees the opportunity in every difficulty.
One Love 
Last edited by sho_me_da_money; 26-05-2012 at 8:50 AM.
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26-05-2012, 9:07 AM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: Jul 2007
Posts: 4,232
Thanked 2,873 Times in 1,908 Posts
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Accidents apply to individuals. The forms allow you to enter claims for all named drivers.
As no one else was involved it can only be A. B refers to an accident with a third party and no one is deemed 100% at fault, so fault is shared.
"For every complex problem there is an answer that is clear, simple, and wrong."
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