Skinny Latte's Mortgage Mugging

Moneyfordreams wrote: »

Love getting a new car, but paying for it stinks
I managed to switch my car loan to 0% cc last year. I did have a small fee for cash withdrawal from my old cc then switched to 0%, but now it's an interest free loan

That's an interesting thought, it can go on to credit cards at 0% at some point, I will look in to that.

Having said that although I did a good job paying off my original debt, I have been pants at paying off an 0% interest free CC that I took out to do some home renovations.

I have £££ the saved up to pay it, but then I'd have no savings left and that's my safety net, I simply can't bear to part with it. Although savings are a little depleted after paying for DDs insurance (she's paying me back £100 per month). I need a plan and soon as it needs to be paid by August. I have 4,965.75 to pay by August, that's 59 days. £31 per day, £218 per week. Actually that's quite a lot! The other option is to shift it to another 0% deal at the end, which will cost me nearly another £100. Why did I ever do that, silly silly thing to do.

Frugal things today included attending a free cheese tasting seminar for lunch, 151 miles travelled @25p per mile = £37.5, getting a maccys cappuccino on expenses and completing another loyalty card for a free one, another stash of hotel toiletries in the bag.

Friday tomorrow woohoo, I hope you've all had a good one x

hiddenshadow wrote: »

It doesn't kick in until 2018 as they're only ~20 employees. Apparently they're planning to sort it out in "a few months", but I'd rather not wait until then.

The tax system here is much simpler on the surface than the US, but it seems like they are missing some really basic things, like having your pension provider update HMRC for you automatically and update your tax code that way. Waiting to hear back on my communication with HMRC to see if 1) I did it right 2) they'll actually adjust the amount of tax they're taking.

Well that's just rubbish, I hope you get it sorted quick. x

I only got home at 8 this evening, and on a Friday too, how rude is that??

164 miles travelled today £41 to claim. My claim for last month was £671 which was supposed to be paid today but there's no sign of it, I will have to chase Monday.

Unfrugal things today included buying a nutri ninja off facebay for £30, lets see if we actually use it!

Frugal things included a topcashback transaction suddenly appeared from April last year when I took out car insurance £3.23 to claim, and a 40p sandwich from staff canteen.

I've a big list to get through this weekend, so need an early night

Oh deary deary me....

New car is on the drive, l love it, but not the mpg, advertised at 70mpg and getting 48 Old lease car was collected and I was given a LOOOONG list of damage, I thought it looked absolutely fine, but they recorded every teeny weeny scratch, you'd think I'd been driving it through Narnia the way the report read, I can only wait now whilst they decide if it's fair wear and tear or not.

Expenses STILL not paid. Submitted on Feb 9th, £671 and apparently with the finance director for approval as they're over £500 'as per policy' :mad: This months with be over £500 too, so I've going to be very mad if I have to wait 2 months every time.

Finally, after a very long search purchased a new fridge freezer, £100 off gumtree, I get it home, all filled up and plugged in, looks fab and has lots of space...then starts making this wirring sound, after lots of googling it might need a new fan. The current plan of action is to leave it for a few days and see if a) it goes away or b) I get used to it.

And to top it off I pop down to Aldini for some milk and come back with a £20 milk frother too, I mean how does that happen? Makes very nice hot chocolate tho