Debt-Free wanna be vs Maternity pay. Determined to stay on track.

Ha ha we could track NSD's aka no sleep days:mad:. Another rubbish night here guess I'll be prepared for when baby arrives anyway.

Was up thinking about money last night. I've got one more normal pay day then one with a little extra on top of mat leave then that's it! :eek:. Feeling a bit meh about it all the last payday was great and I loved paying off big chunks. This is why I made this diary though as I know it's about to get very tight and tedious money wise. Each month £200 will go towards debt so just over 2% per month cleared. It's all about plodding along and not spending the savings. Fingers crossed DP hears more about this job and gets it then I'll have more money to play with. At the moment he'll have to pick up extra hours probably need 45+ per week to make ends meet. I was thinking of posting a SOA to see if there was anyone people thought we could save. But I'm pretty sure it is as low as it can be. As I've already switched all utilities, cancelled sky etc. We could save less and have less pocket money but I'd like to keep pushing the savings funds and I like having a bit if cash for fun so will only cut these on a monthly bases if bills need to come first. Money money money!

DS's first football session today DP is working so I'll taking him alone. We've been talking to him about it and he seems excited. Just hope it goes well and he gets stuck in and enjoys it. Will try and find some motivation to do a job or two off my list at nap time. By the afternoons though I'm so tired but can't blooming sleep so might as well crack on with jobs! We shall see. I need to grab bread and milk on the way home. Nothing else though as my tesco shop comes tomorrow. I think next month I need to start tacking the food budget. We always buy bits and bobs out of our own money or use a bit from the joint account. I think with better planning we can stick to budget. Probably spend a little extra this month while we have more cash to get store cupboard levels up. We live in the middle of nowhere so it's handy having lots of dry food in. X

Morning,

Huskyrunner it's been a while have you been posting? I've not been getting notifications? I hope everything is goin well for you. 36 weeks pregnant here now.

My did pulled out of the cinema last night as she was feeling like something might be happening (she's due tomorrow eeek). I text DP saying I was now staying in and did he want to grab a take away on the way home from work, but he text one of my friends and then she text to see if I was free for dinner and cinema :rotfl:. He's a good egg. We went to Wagamamas for dinner where my friend her
Husband came for dinner too and insisted on paying but then I insisted on buying her cinema ticket after. I got comfy seats £25 for two! Such a rip off! Then my friend brought us nachos and drinks and I'd already picked up a couple of bags of £1 choccys on the way in. So about £27 spent for me which wasn't bad. The film was great and I nodded off straight away last night and feel like I could sleep for England now so I think the night out has done me a world of good and cleared my insomnia. I was nice not looking at my phone all night I think I need to check in here in the day and leave it on the evenings or my head is still going over everything at bedtime.

DS is a bit poorly full id cold and he gets chest and needs an inhaler whenever he has a cold so up a few times in the night with him. I have the midwife today at 10.30 it's birth plan time :eek:! DS will be coming with me as DP is at work so I hope he's a good boy for me. If he is I'll take him to the bakery after and grab him a little treat. Food shop coming this afternoon. Then it'll be only our meal plan first proper one I've done really. It's weird knowing what i'm having for dinner already.

Best get up and get breakfast sorted. In bed watching Peppa pig at the moment. X

Huskyrunner that sounds bad, not good for your health at all. I hope you've been putting those council complaints in.

Quick pop in NSD today whoop whoop. Should be the same tomorrow. X

Quick pop in before bake off. NSD whoop! X