Stability issues
Options
ziggycj
Posts: 306 Forumite
I've just done a credit score for the first time and it came out as fair.
The areas that were affecting me were Stability and Credit applications. I recently switched to B bank and have swapped mobile phone contracts a few times this year.
Would being 'fair' mean it's unlikely I will get a mortgage? I'm looking to apply for a mortgage in the next month but didn't know the above areas impacted on credit score (I have always paid any credit in full)
Will closing a mobile contract really stop me getting a mortgage?
The areas that were affecting me were Stability and Credit applications. I recently switched to B bank and have swapped mobile phone contracts a few times this year.
Would being 'fair' mean it's unlikely I will get a mortgage? I'm looking to apply for a mortgage in the next month but didn't know the above areas impacted on credit score (I have always paid any credit in full)
Will closing a mobile contract really stop me getting a mortgage?
0
Comments
-
Ignore the score since it's meaningless.
It's the data on your files that matters.
Sign up with all 3 CRA's and check what data they hold on your files, ignoring the score!
A change in wind or the phase of the moon can change your "score"0
This discussion has been closed.
Categories
- All Categories
- 343.2K Banking & Borrowing
- 250.1K Reduce Debt & Boost Income
- 449.7K Spending & Discounts
- 235.3K Work, Benefits & Business
- 608K Mortgages, Homes & Bills
- 173.1K Life & Family
- 247.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards