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# 7561
Tilly MFW in 6 YRS
Old 20-07-2014, 9:33 AM
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Morning, hot, muggy and grey but beats freezing conditions

The gym was fab is morning. A little hard getting up as we only managed 4.5 hours sleep

I owe a great debt to HDK for motivating me to get out and join a gym. If I reduced my calorie intake even further I know I'd be losing weight more quickly but I'm averaging 1lb loss each week. I do need to remember to update my sig.

Mr T and I have emptied the kitchen fridge, cleaned, sorted and replaced. Looks more organised and it's reminded me of what's lurking at the back

Four weeks to holidays

Payday tomorrow, will pay council tax by CC to get cashback. Mr M is earning around £8 a month on expenses CC and the cashback from hotels is mounting up. Fortunately it's all showing as confirmed. All of this will be OPd.

Dinner this evening is spatchcocked chicken with Harissa paste brushed over the skin. Serving with a salad to use all the odds and sods up. I'm cooking brisket of beef in the SC and using this tomorrow night. Freezer contents are coming down well and 4 weeks to empty it completely.

The Malaysian plane crash has certainly made us think. Life is so transient - as we age and lose family, it makes this journey change. When I was younger I wanted beautiful crockery, cut glass, fine wine - now I am more content and satisfied with far less 'stuff'. OK, I still have cut glass, crockery etc but if I'm spending £ now it's on needs.

Enough of my rumblings I need to get showered and out to church.

The sun has come out

ETA Tilly Tidied 99p
2004 £387k 29 years - MF March 2033 2011 £309k 10 years - MF March 2021.
Goal: 28/08/15
House 1:value £525k, Outstanding Mort just <£158k
House 2: value Euro 400k, owned outright
Weight loss target 7/36
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# 7562
gallygirl
Old 20-07-2014, 10:56 AM
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Quote:
Originally Posted by Tilly MFW in 6 YRS View Post
Mr T and I have emptied the kitchen fridge, cleaned, sorted and replaced. Looks more organised and it's reminded me of what's lurking at the back
Chutney?
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# 7563
Tilly MFW in 6 YRS
Old 20-07-2014, 12:50 PM
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Quote:
Originally Posted by gallygirl View Post
Chutney?
Only 1 chutney courtesy of you

Tilly x x
2004 £387k 29 years - MF March 2033 2011 £309k 10 years - MF March 2021.
Goal: 28/08/15
House 1:value £525k, Outstanding Mort just <£158k
House 2: value Euro 400k, owned outright
Weight loss target 7/36
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# 7564
Radish72
Old 20-07-2014, 6:11 PM
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I do believe that I read in a history book recently that the Tilly household caused the great chutney famine of 2001 by filling their fridge with chutney with no regard to others chutney lovers
Mortgage Aug12 £165K, July14 £92K ish
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# 7565
Polly Wolly Doodle
Old 20-07-2014, 6:20 PM
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Good going on the weightloss Tilly, i'm hooked on The Biggest Loser just now, it really shows what can be achieved when people put their minds to it.
Secured loan bal. £12,326.18, settlement £12,477.89
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# 7566
HelenDaveKids
Old 20-07-2014, 8:28 PM
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Bless you Tilly, I always find your thread very motivating so it's lovely to hear I have motivated you too in the gym dept. Xx
I have definitely hit the gym addiction level as I just love going. Ran 3 mile today again in just under 30 mins. Absolutely killed me but I did it.
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# 7567
Goldiegirl
Old 20-07-2014, 10:02 PM
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Just wanted to say that I agree with you about 'things'. As I've got older I'm less interested in material possessions. What is more important is time. I crave time to have new experiences, visit new places, to read, to relax and just generally enjoy life.
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# 7568
Tilly MFW in 6 YRS
Old 20-07-2014, 10:06 PM
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Quote:
Originally Posted by Radish72 View Post
I do believe that I read in a history book recently that the Tilly household caused the great chutney famine of 2001 by filling their fridge with chutney with no regard to others chutney lovers
what will we do with only 1 chutney - which Mr T demolished half of, the weekend after we were given it

Quote:
Originally Posted by Polly Wolly Doodle View Post
Good going on the weightloss Tilly, i'm hooked on The Biggest Loser just now, it really shows what can be achieved when people put their minds to it.
I'm really loving the gym and cannot believe the difference in how I feel. I'm smiling more, more clothes fit me and more importantly it is making me think about food differently. If I have a blow out - I went out last week and had chicken, salad and chips, plus bread, then I plan to eat less in the day or the following day to even out the calories.

I'm eating at least three pieces of fruit and 4-5 helpings of veg each day. I struggle with taking in enough calcium but am cheating with a calcium supplement. Menopause and no HRT means I'm being careful about osteoporosis.

Have a good week x x x
2004 £387k 29 years - MF March 2033 2011 £309k 10 years - MF March 2021.
Goal: 28/08/15
House 1:value £525k, Outstanding Mort just <£158k
House 2: value Euro 400k, owned outright
Weight loss target 7/36
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# 7569
Tilly MFW in 6 YRS
Old 20-07-2014, 10:10 PM
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Quote:
Originally Posted by HelenDaveKids View Post
Bless you Tilly, I always find your thread very motivating so it's lovely to hear I have motivated you too in the gym dept. Xx
I have definitely hit the gym addiction level as I just love going. Ran 3 mile today again in just under 30 mins. Absolutely killed me but I did it.
Well done on the running. I am struggling but persevering with the spinning classes. I feel completely useless but I can see an improvement class by class which is good news.

DD and I need to get some classes booked for early this week - the kids are off to stay with their nan mid week. She's so looking forward to having them . It must be lovely to live to watch your grandchildren grow up. She can see the types of people they have become which is marvellous.

Right, I'd better get to bed - little sleep this weekend - too much socialising and it's taking its toll

Night Tilly x x
2004 £387k 29 years - MF March 2033 2011 £309k 10 years - MF March 2021.
Goal: 28/08/15
House 1:value £525k, Outstanding Mort just <£158k
House 2: value Euro 400k, owned outright
Weight loss target 7/36
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# 7570
Tilly MFW in 6 YRS
Old 20-07-2014, 10:12 PM
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Quote:
Originally Posted by Goldiegirl View Post
Just wanted to say that I agree with you about 'things'. As I've got older I'm less interested in material possessions. What is more important is time. I crave time to have new experiences, visit new places, to read, to relax and just generally enjoy life.
I completely understand how you feel - I love creating memories with the kids - we take loads of photos and I have had a few photo books made up (when there's and offer). They will remember these things far more than mum's champagne glasses

Best wishes Tilly x x
2004 £387k 29 years - MF March 2033 2011 £309k 10 years - MF March 2021.
Goal: 28/08/15
House 1:value £525k, Outstanding Mort just <£158k
House 2: value Euro 400k, owned outright
Weight loss target 7/36

Last edited by Tilly MFW in 6 YRS; 21-07-2014 at 9:15 PM.
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# 7571
Tilly MFW in 6 YRS
Old 21-07-2014, 7:59 AM
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Morning, payday

Money switched around - saving pots topped up.

Happy days x x
2004 £387k 29 years - MF March 2033 2011 £309k 10 years - MF March 2021.
Goal: 28/08/15
House 1:value £525k, Outstanding Mort just <£158k
House 2: value Euro 400k, owned outright
Weight loss target 7/36
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# 7572
getting-sorted-sarah
Old 21-07-2014, 1:07 PM
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I really must listen to you lot:
1. About 'things' - because I am moving I keep getting tempted by beautiful things to make everything beautiful.... DO NOT NEED!
2. About the gym - eating down the freezer is not an excuse to eat everything all at once!

S x
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# 7573
brizzledfw
Old 21-07-2014, 4:48 PM
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Hi Tilly and friends

So good to hear things are going well..and yes a run would be good for me too.

Think I will try and go out before 'school' tomorrow. DD1 went out today with a friend - can't have these young things showing me up!

Only 10 more sleeps until our holiday
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# 7574
Habibiboo
Old Yesterday, 6:08 AM
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You're so right about grandparents and growing up children Tilly, my mum gets as much from being with hers as grown ups as she did when they were little and cute.
Ok they're not as cute any more but they are caring and pretty hilarious (also the two that she tut tuts over the most are actually mini-me personalities of her, which is also hilarious to the rest of the family).

I hope they all have a happy time and you and Mr Tilly enjoy a little you time! x
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# 7575
Tilly MFW in 6 YRS
Old Yesterday, 6:56 AM
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Hi Habibiboo, sadly Mr T will be away at the same time . However, I'm off out with a friend for drinks (cheap now I'm not drinking at all) so it will be a night of catch up and laughter.

Where do the weeks go? In my head I'm planning Friday night now and it's only Tuesday

Tilly x x
2004 £387k 29 years - MF March 2033 2011 £309k 10 years - MF March 2021.
Goal: 28/08/15
House 1:value £525k, Outstanding Mort just <£158k
House 2: value Euro 400k, owned outright
Weight loss target 7/36
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# 7576
Tilly MFW in 6 YRS
Old Yesterday, 7:05 AM
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Morning, I've checked T£sco clubcard points as I had a dodgy email. All ok and nothing expiring. Will save for Xmas I think.

No money news - NSD ahead and Chinese using beef I cooked on Sunday. It was supposed to be for last night but I had a pretty gruelling day in the office, didn't get home until after 7. Mr T and I sat outside for a while catching up (kids were out) the next minute it was 8.20pm We ended up sharing fish and chips - portions are huge and this worked well.

Loads going on re change of life and I am praying for a positive outcome. It's a tricky path to navigate

What's happening today? I have to get the ironing finished - I hate having it lying around. Plus I want to get to the gym tonight for an hour - may drag DD with me.

It's much cooler and fresher today which is a relief.

Nearly the middle of the week

Tilly x
2004 £387k 29 years - MF March 2033 2011 £309k 10 years - MF March 2021.
Goal: 28/08/15
House 1:value £525k, Outstanding Mort just <£158k
House 2: value Euro 400k, owned outright
Weight loss target 7/36
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# 7577
Tilly MFW in 6 YRS
Old Today, 7:52 AM
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Morning, grave news indeed I have no pennies anywhere to Tilly Tidy

I've dropped Mr T at the station and he's heading north. I'm breakfasted, showered and dressed ready to leave for work

We want all reconvene until Friday as kids are away tonight and Mr T is home Thursday but late. Feels a bit odd as I'm out two nights and won't have an opportunity to appreciate the peace

Anyway, deep pockets, short arms continues this week - I have a £5 for Thursday as it's a cheap night out and that's it.

Still struggling with lunches but GallyGirl recommended a cereal and I've taken some to work. This means I can have natural yoghurt and a granola type topping, with fruit. I've gone off sandwiches and don't feel I have time/motivation to knock up a salad. Plus I have forgotten to buy cottage cheese, which I love with chilli flakes sprinkled lavishly over the top.

Right enough whining about unimportant stuff in the grand scheme of things. I'm waiting on an email which will be 50% of the life change plans, depending upon whether the response is positive/negative

I'd better grab my bag and run.

Wednesday already

Tilly xx
2004 £387k 29 years - MF March 2033 2011 £309k 10 years - MF March 2021.
Goal: 28/08/15
House 1:value £525k, Outstanding Mort just <£158k
House 2: value Euro 400k, owned outright
Weight loss target 7/36
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# 7578
Lois_E
Old Today, 2:29 PM
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Hoping the email says what you want it to say.
Mortgage (2.5%): £75,143.13 £68,012.43 Daily interest: £5.09 £4.61
Family loans (0%) FL1: £12,796.89 £9,875 FL2: £5,241.20 £4,250
ISA (2.2%): £0 £3,158.14 EF (3%): £1,490 £?
Total owed: £93,181.21 £82,147.43 Owed-ISA-EF: £91,691.21 £?
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# 7579
Goldiegirl
Old Today, 4:38 PM
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I hope the email is positive news
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