The July NSD Thread!

marmiterulesok · 1 July 2017 at 4:38PM

Hey folks.Let's see if I'm better at updating this month!

marmiterulesok · 1 July 2017 at 4:39PM

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way

3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine

Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch :money: & have been l-o-n-g time NSDers so don't panic

Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet

Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you

2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline

It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots [Weds mornings] in the cracked teapot & Ben's £1 coin for the gym locker [Friday lunch] in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one

(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club

The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything![/COLOR

marmiterulesok · 1 July 2017 at 4:43PM

Here are our lovely prizes:

1st target achieved:

2nd target achieved: [IMG]http://i57.tiny pic.com/2uik5g0.jpg[/IMG]

3rd target achieved:

Target exceeded:

Consolation prize:

Shawn the Shark is here to gently encourage any over eager nsders not to use the 'F' word ie F-a-i-l.....Other deterents include the dreaded soggy paintbrush and a manky kipper breakfast lovingly prepared by Igor.You have been warned....

marmiterulesok · 1 July 2017 at 4:45PM

Post your total and I'll add you to the list!

marmiterulesok 10/10 achieved!

19/20

Florence J 4/10

Jo Blogs 15/15 achieved!

target exceeded 19/15 achieved!

indigowarrior 5/15

beanielou 15/15 achieved!

target exceeded 24/15

Big Hairy Spider 2/6

Nargleblast 13/15

HB2020 10/10 achieved!

Honeysucklelou2 5/10

Pismo 3/10

dreamtruce 1/15

lotti379 12/12 achieved!

Captain Bluebear 6/12

squanderscouse 2/12

QueenJess 5/5 achieved!

mumofthetwins 11/15

marmiterulesok · 1 July 2017 at 4:46PM

Post your total and I'll add you to the list!

The prize:

marmiterulesok 4 achieved!

Florence J 3

indigowarrior 3

Jo Blogs 6 achieved!

Pismo 3

Captain Bluebear 3

squanderscouse 3

Florence_J · 1 July 2017 at 5:10PM

I'm in please, I am aiming for 10 NSDs with 3 in a row.

marmiterulesok · 1 July 2017 at 5:16PM

Florence_J wrote: »

I'm in please, I am aiming for 10 NSDs with 3 in a row.

you're signed up!

indigowarrior · 1 July 2017 at 5:24PM

Please sign me up I am aiming for 15nsds and three in a row with one in the bag already.

marmiterulesok · 1 July 2017 at 5:30PM

indigowarrior wrote: »

Please sign me up I am aiming for 15nsds and three in a row with one in the bag already.

you're signed up.well done on #1! :j:j

beanielou · 1 July 2017 at 7:36PM

Please count me in Marmite.
I seem to have lost the plot recently with money & with over eating.
I need to get on the wagon.
I need to reign in my spending big time.
My son has now graduated & is a BA with hons.
So no more excuses.

Can i please go with 15.

Today was no 1

Jo_Blogs · 1 July 2017 at 7:55PM

I'll go for 15 NSDs with 3 in a row and just carry on from there :rotfl:

Today is NSD No.1

All the best folks with this months NSDay challenge. I hope you all reach your goals - We can do it!

:T:T

The July NSD Thread!

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