NST June 2017: Jiggle Free June

Florence_J wrote: »

Hi LCC86, nice to see you on here, I saw you on the debt free wannabe thread and had my concerns, I hope all is well.

Please count me in, I was a relatively regular NST during the later part of 2016 but lost my way on here this year, I hope you will let me give being an NST another chance.

I don't really do 'budgets' other than the household/grocery shopping as I am doing a No Spend Year (so I have already rejected consumerism) and for me I have a small disposable income a month for things I have allowed myself to buy/spend money on, so as long as I don't go over that I am effectively 'in budget'

I would like to aim for 15 NSDs.

Hi Florence, hope all is well. No need to be concerned, I just splurged a little as it was my birthday but then at the end of the month realised I'd overspent, and also had to have an emergency windscreen replacement, so it all just prompted me to remember I still need to watch my spends! So trying to be extra thrifty in June!

Me too please

apple - thanks so much for stepping up to run this thread last minute. Can I join in the fun and have no 13 pretty please x

thriftylass wrote: »

That sounds intriguing. So what do you not spend on this year. I guess you don't have a car (or is this in household and bills). Do you make all your presents, do you have a stash of stuff to make them from. No holidays ?, days out? (although I guess they can be free). Just wondering what you include and if I could take sth on as a wee challenge too.

Hi there, thanks for asking. I have been inspired by people like Judith Levine, Alexis Hall and the recent person you might have heard of Michelle McGagh, and each of them have done a No Spend Year differently, and mine is different to their's.

I am allowed to buy/spend on food (within the budget), alcohol (within the food budget), household bills such as broadband, energy, rent, council tax, tv license, water and a wwe netflix type subscription service.

I am also allowed to buy my train season ticket to work.

In terms of my 'disposable income' I can spend on the following categories:

Travel Day to Day - My main rule for this is the journey has to either be impossible to get to without going on the train or bus, or it is raining cats and dogs, or I am going to be late for work if I don't get the bus.

Travel Visiting - train fare costs to visit friends and family

Gifts - i am allowed to buy gifts for people, but am encouraged to use vouchers I earn where possible

Postage and Packaging - Posting gifts, stamps, etc.

Social - I have decided I want to experience life more, so am allowed to spend money on going out with friends or my boyfriend

Home - I am allowed to buy ESSENTIAL homeware, such as if something breaks. I cannot buy decorative mugs, which I have a weakness for.

Essentially I am not buying CDs, Clothes, Books, DVDs, 'Solo food and drink' (So i can't buy a takeaway coffee or food if I am on my own), and pretty much anything else that doesn't fall into the above categories. I am however allowed to buy essential purchases with vouchers. But I cannot spend any money on them, so the vouchers would have to cover all the costs.

I have decided to do this to tackle my debts faster and because even though last year I was mostly good with my shopping habits I did buy things and as a result I couldn't afford to hang out with my friends. I want to see my friends this year as I was a bit of a recluse last year.

It has actually been pretty easy and I am considering carrying on like this until I clear my debts, which my target for is March 2019.

Ooops, forgot to add, I don't drive, or have kids, or have a mortgage so I'll admit this might be easier for me then other people.

Count me in please! I am aiming for 20 NSDS a lot but I am on a shockingly tight budget. I aim for five half an hour exercises. I aim weighing in at 11stone 8 and would like to ideal be in the next stone bracket by July. I dont have the kids living with me at the moment so I have been relying on junk and stuff to feed me and its not healthy enough.