up to £10,000 interest free for 12 months from Barclays

I am considering the "additions plus" current account from barclays. They are offering an "up to" £5000 0% overdraft for 12 months. And the same amount as a fee free balance transfer on a credit card. They advertised this in the paper, but are quite quiet about this on the web site.

quote * If you take advantage of our Additions Plus account special offer and pay in at least £1,000 a month for 10 months, we can match your overdraft up to £5,000 at 0% interest.

Do you have to have an actual overdraft to transfer to them i wonder? I have an overdraft facility of £4500 with first direct and a £7500 limit Visa card. Not currently used though.
I am not interested in leaving first direct as their customer service is superb, just want the interest on £10,000 for a year.
Anyone had experience with applying for this offer ?
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