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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,045Posts
    • 13,509Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    £11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    £27,734.49
    July 2016:
    £24,284.13
    August 2016:
    £30,740.14
    September 2016:
    £27,504.99
    October 2016:
    £14,546.08
    November 2016:
    £7,661.39
    December 2016:
    £4541.33

    Total for 2016
    £240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    £13,746.74

    Feb 2017 - Keedie doing the honours
    £7,930.50

    March 2017 - Huge thanks to Mandz
    £15,192.39

    April 2017
    £18,117.88

    May 2017
    £12,909.60

    June 2017
    £15,548.01

    July 2017
    £10983.76

    August 2017
    £13,640.17

    September 2017
    £12303.59

    October 2017
    £11,151.91
    Last edited by kirtsypoos; 03-11-2017 at 11:51 AM.
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,309.18/14,539.71
Page 140
    • cufc_mike
    • By cufc_mike 16th Nov 17, 11:57 PM
    • 290 Posts
    • 1,586 Thanks
    cufc_mike
    £47.20 off my cc today.

    Happy Friday everybody.
    Credit Card: 1st Aug 2017 --> £1,371.04 NOW --> £274.00 (80% of the way there!)
    Make a Payment a Day: £213.51 in Aug, £167.55 in Sep, £300.00 in Oct, £415.98 in Nov
    Make £400 November Challenge: £344.14 / £400 (£1,883.98 since Aug '17)
    • cufc_mike
    • By cufc_mike 17th Nov 17, 12:00 AM
    • 290 Posts
    • 1,586 Thanks
    cufc_mike
    The total payments for Thursday 16th November:
    £85.27



    CURRENT NOVEMBER TOTAL:
    £6,764.57

    Last edited by cufc_mike; 17-11-2017 at 10:48 PM.
    Credit Card: 1st Aug 2017 --> £1,371.04 NOW --> £274.00 (80% of the way there!)
    Make a Payment a Day: £213.51 in Aug, £167.55 in Sep, £300.00 in Oct, £415.98 in Nov
    Make £400 November Challenge: £344.14 / £400 (£1,883.98 since Aug '17)
    • sashanut
    • By sashanut 17th Nov 17, 12:06 AM
    • 2,584 Posts
    • 24,130 Thanks
    sashanut
    Hi all

    Popping in to PAD - £10.00 - again - pmt to M&S cc plz cufc_mike - tkyou!! Sorry to muck up the figures by posting after 12....
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • JAMIEDODGER
    • By JAMIEDODGER 17th Nov 17, 4:37 AM
    • 4,117 Posts
    • 17,976 Thanks
    JAMIEDODGER
    £2.18 for me today please
    #185 12k in 2017 - £5450/£8000
    • TheMsTeal
    • By TheMsTeal 17th Nov 17, 6:02 AM
    • 131 Posts
    • 488 Thanks
    TheMsTeal
    Loose change: 40p to cc.
    Debt Free Day Target: November 2018

    £2 Savers Club 2017: no 41
    • kirtsypoos
    • By kirtsypoos 17th Nov 17, 11:47 AM
    • 3,045 Posts
    • 13,509 Thanks
    kirtsypoos
    Morning all!

    £270 to spendy CC today for me please
    £250/3000 OH BC(91.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £250/31010.23 (99.19% paid)
    Mortgage - £161,000.00 (2017 O/P £2221.94) PAYDBX 17 #006 - £17,309.18/14,539.71
    • AdventureWanted
    • By AdventureWanted 17th Nov 17, 4:28 PM
    • 117 Posts
    • 449 Thanks
    AdventureWanted
    Bank round down of 48p paid to CC1.
    • ahall3519
    • By ahall3519 17th Nov 17, 9:10 PM
    • 178 Posts
    • 629 Thanks
    ahall3519
    Good evening everyone! Hope everyone is well! Please put me down for £2.89 to the usual debt two! A random amount I know but had cash back become payable.
    Barclaycard Debt as of April 2016-£1008.07 As of 30th January 2017=100% paid

    Lloyds Credit Card Debt number 2 as of January 2017-£1757.96 As of October 2017 statement-£111.86=94% paid

    OH's Sainsbury's CC total-£1189.53-total paid to date=£1148.03=3%
    • erin_transport
    • By erin_transport 17th Nov 17, 10:27 PM
    • 322 Posts
    • 1,532 Thanks
    erin_transport
    Evening
    £12 to mortgage over payment
    £12 to online savings
    £12 to cc
    £12 to online savings
    £48 total. Thanks
    On a mission!
    • cufc_mike
    • By cufc_mike 17th Nov 17, 10:49 PM
    • 290 Posts
    • 1,586 Thanks
    cufc_mike
    Token £1 off my cc today.
    Credit Card: 1st Aug 2017 --> £1,371.04 NOW --> £274.00 (80% of the way there!)
    Make a Payment a Day: £213.51 in Aug, £167.55 in Sep, £300.00 in Oct, £415.98 in Nov
    Make £400 November Challenge: £344.14 / £400 (£1,883.98 since Aug '17)
    • sashanut
    • By sashanut 18th Nov 17, 12:01 AM
    • 2,584 Posts
    • 24,130 Thanks
    sashanut
    Hi all

    Popping in to PAD - £10.00 - again - pmt to M&S cc plz cufc_mike - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • TheMsTeal
    • By TheMsTeal 18th Nov 17, 6:59 AM
    • 131 Posts
    • 488 Thanks
    TheMsTeal
    Loose change; 40p to cc. Thanks.
    Debt Free Day Target: November 2018

    £2 Savers Club 2017: no 41
    • AdventureWanted
    • By AdventureWanted 18th Nov 17, 12:56 PM
    • 117 Posts
    • 449 Thanks
    AdventureWanted
    £3.95 paid to CC1 today.
    • erin_transport
    • By erin_transport 18th Nov 17, 4:49 PM
    • 322 Posts
    • 1,532 Thanks
    erin_transport
    Afternoon
    £15.05 to online savings
    £15.05 to mortgage over payment
    £30.10 total for me today
    On a mission!
    • cufc_mike
    • By cufc_mike 18th Nov 17, 10:12 PM
    • 290 Posts
    • 1,586 Thanks
    cufc_mike
    £25 off my cc today
    Credit Card: 1st Aug 2017 --> £1,371.04 NOW --> £274.00 (80% of the way there!)
    Make a Payment a Day: £213.51 in Aug, £167.55 in Sep, £300.00 in Oct, £415.98 in Nov
    Make £400 November Challenge: £344.14 / £400 (£1,883.98 since Aug '17)
    • cufc_mike
    • By cufc_mike 18th Nov 17, 10:15 PM
    • 290 Posts
    • 1,586 Thanks
    cufc_mike
    Oops, sorry. Hadn't realised I'd not totalled yesterday's efforts. Some fantastic PAD'ing again, well done all!

    The total payments for Friday 17th November:
    £334.95



    CURRENT NOVEMBER TOTAL:
    £7,099.52

    Credit Card: 1st Aug 2017 --> £1,371.04 NOW --> £274.00 (80% of the way there!)
    Make a Payment a Day: £213.51 in Aug, £167.55 in Sep, £300.00 in Oct, £415.98 in Nov
    Make £400 November Challenge: £344.14 / £400 (£1,883.98 since Aug '17)
    • sashanut
    • By sashanut 18th Nov 17, 11:48 PM
    • 2,584 Posts
    • 24,130 Thanks
    sashanut
    Hi all

    Popping in to PAD - £13.08 - pmt to M&S cc plz cufc_mike - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
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