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  • FIRST POST
    • edinburgher
    • By edinburgher 30th Oct 17, 5:22 PM
    • 10,890Posts
    • 58,178Thanks
    edinburgher
    The Edcawber Principle
    • #1
    • 30th Oct 17, 5:22 PM
    The Edcawber Principle 30th Oct 17 at 5:22 PM
    I think I promised a new and improved positive diary earlier on in the summer

    I'll try my best to keep it short and sweet, (unlike my credit card statements). Cutting a long story short, after renovating the house and an accidental car purchase (hey, it could've been a house!) we are probably better candidates for DFW

    We're now left with a much more relaxing house (we just finished our bedroom), a new car and £20,000 in credit card debt

    The new job goes fairly well, all things considered and our budget is starting to balance on a month-to-month basis. Basically I've said yes to everything, which is lovely, but immature. Mrs E realises the lie of the land and is supporting efforts to get back on an even keel. I'm eb@ying, saving cashback and making overpayments every Monday.

    DD and Mrs E are doing fabby, DD is the apple of our eye and remains chatty, affectionate and madcap
Page 23
    • edinburgher
    • By edinburgher 13th Feb 18, 11:57 AM
    • 10,890 Posts
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    edinburgher
    Of course KC - I work in an open plan office and I am wary of having bad breath as I spend half the day eating! I think I'd feel quite paranoid going to a meeting without something minty to hand...

    I was also under the impression that (sugar free) gum was good for oral hygiene as it increases the amount of saliva you produce and it removes food residues from your teeth?
    • Karmacat
    • By Karmacat 13th Feb 18, 1:20 PM
    • 28,542 Posts
    • 161,096 Thanks
    Karmacat
    Of course KC - I work in an open plan office and I am wary of having bad breath as I spend half the day eating! I think I'd feel quite paranoid going to a meeting without something minty to hand...
    Originally posted by edinburgher
    Ah, gotcha ... I use a pea sized helping of toothpaste for the same job, even now

    I was also under the impression that (sugar free) gum was good for oral hygiene as it increases the amount of saliva you produce and it removes food residues from your teeth?
    Oh thats true! But just once after something to eat, I think But as you're eating on and off throughout the day ... yep, I see what you mean
    Retired August 2016
    • beanielou
    • By beanielou 13th Feb 18, 6:55 PM
    • 50,723 Posts
    • 194,384 Thanks
    beanielou
    Sorry to hear you are run down.
    Looking forward to your new totals.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • edinburgher
    • By edinburgher 14th Feb 18, 8:22 AM
    • 10,890 Posts
    • 58,178 Thanks
    edinburgher
    Yesterday was exhausting, but ended up being a very positive day
    • I finished C25K and have started C210K - apparently I should be able to run 10k in 5 weeks
    • £964.37 paid off a CC, with another £75 or so to go today. 4 left
    • Updated the spreadsheets and made myself a low calorie packed lunch as tonight's dinner looks monstrous/delicious

    Large payment was the combined efforts of robbing the car replacement line of the budget (and savings), no Council Tax month, reducing grocery and home maintenance budgets and stopping car maintenance and electronics budgets for the moment.
    Last edited by edinburgher; 14-02-2018 at 8:35 AM.
    • beanielou
    • By beanielou 14th Feb 18, 8:38 AM
    • 50,723 Posts
    • 194,384 Thanks
    beanielou
    Great news on one CC down
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • edinburgher
    • By edinburgher 14th Feb 18, 8:44 AM
    • 10,890 Posts
    • 58,178 Thanks
    edinburgher
    Great news on one CC down
    Originally posted by beanielou
    Thanks Beanie

    £82.23 paid off the next one - residual savings from balancing the books last night and a wee bit of Am@zon voucher recycling (picked up a couple of the Mog books that DD doesn't have as part of her Birthday and presents).
    • Suffolk lass
    • By Suffolk lass 14th Feb 18, 8:55 AM
    • 1,765 Posts
    • 19,427 Thanks
    Suffolk lass
    The Wrigleys gum I keep in my bag is in a cardboard box with 14 strips of gum (not candy coated) that are individually wrapped in paper. Yes, it comes in a cellophane cover round the box but the rest of the packaging is biodegradable. Not sure about the gum itself but it used to be made from natural plant-based polymers and latex (both biodegradable).

    I have just checked. http://www.wrigley.com/uk/about-us/ingredients.aspx now I want to find a plant based gum...
    MFiT T4 #2 update 51.75% after Q8 £5,203 behind where I should be
    Save £12k in 2018 #53 - after Jan £634.93/£10,000
    OS Grocery Challenge 2018 spent £238.47/£3,500 including stores so far
    My DFD is here
    • edinburgher
    • By edinburgher 14th Feb 18, 9:00 AM
    • 10,890 Posts
    • 58,178 Thanks
    edinburgher
    SL - are the strips of gum coated in paper with a foil backing? Because that's not recyclable through normal means. I think part of the problem is that, even when you find a plant-based gum, it doesn't really matter unless you put it into food recycling or similar. Plant-based gum stuck in a binbag is still going to take forever to break down because the bag has to degrade first. I think perhaps I just need to find a decent zero waste mint that uses xylitol or similar.
    • themadvix
    • By themadvix 14th Feb 18, 10:10 AM
    • 1,352 Posts
    • 8,112 Thanks
    themadvix
    I was just about to suggest mints Ed - you could make some yourself.... I have a recipe somewhere.....*trots off*.... I do, it's in a book - happy to send you a pic of it (can you do that by PM?)

    I'd be more concerned about the impact of the plastic you're chewing.... yuck!
    OPs 2017 = £3103
    S&S ISA 2017 = £626
    OPs 2016 = £6142.12
    Starting balance 2012: £132000; balance Dec 2017: £96,822
    MFW2017 no. 38
    • edinburgher
    • By edinburgher 14th Feb 18, 11:04 AM
    • 10,890 Posts
    • 58,178 Thanks
    edinburgher
    I think you can send pics via PM, as long as you have access to a free online image hosting service like Imgur? Alternatively, if you remember the name of the book/recipe, chances are someone has already shared it online?
    • Suffolk lass
    • By Suffolk lass 14th Feb 18, 1:29 PM
    • 1,765 Posts
    • 19,427 Thanks
    Suffolk lass
    SL - are the strips of gum coated in paper with a foil backing? Because that's not recyclable through normal means. I think part of the problem is that, even when you find a plant-based gum, it doesn't really matter unless you put it into food recycling or similar. Plant-based gum stuck in a binbag is still going to take forever to break down because the bag has to degrade first. I think perhaps I just need to find a decent zero waste mint that uses xylitol or similar.
    Originally posted by edinburgher
    No, it isn't that pack. It is just ordinary paper - which I wrap the used gum in, put it in my handbag and dispose of in my food bin (in a biodegradable liner that goes on my compost heap until it has all converted into compost). Here is a link on my supermarket to the pack (which I now believe is not a plant-based gum any more):
    http://www.mysupermarket.co.uk/morrisons-price-comparison/Mints_And_Gum/Wrigleys_Extra_Sugarfree_Gum_Spearmint_14_per_pack _x_3.html?TrackingCode=AQMNAAE.Z1H9eovCn0mpWprM5xk Jyw
    Last edited by Suffolk lass; 14-02-2018 at 1:30 PM. Reason: lone parenthesis
    MFiT T4 #2 update 51.75% after Q8 £5,203 behind where I should be
    Save £12k in 2018 #53 - after Jan £634.93/£10,000
    OS Grocery Challenge 2018 spent £238.47/£3,500 including stores so far
    My DFD is here
    • Karmacat
    • By Karmacat 14th Feb 18, 2:07 PM
    • 28,542 Posts
    • 161,096 Thanks
    Karmacat
    How valuable our diaries are! Where else could we suddenly share all these resources this is great.

    And Ed, well done on the CC repayments, they're huge.
    Retired August 2016
    • themadvix
    • By themadvix 15th Feb 18, 9:28 AM
    • 1,352 Posts
    • 8,112 Thanks
    themadvix
    It's in a bit of a hippy self-published book and sadly the page with the recipe on isn't online.... I don't have a photo hosting account, but DH might. I'll see what I can do later!
    OPs 2017 = £3103
    S&S ISA 2017 = £626
    OPs 2016 = £6142.12
    Starting balance 2012: £132000; balance Dec 2017: £96,822
    MFW2017 no. 38
    • edinburgher
    • By edinburgher 15th Feb 18, 9:48 AM
    • 10,890 Posts
    • 58,178 Thanks
    edinburgher
    £13.44 for a book? That's a bit rich!

    £0.51 paid off a CC. A couple of meetings today, waiting patiently for the clock to wind down until the weekend
    • edinburgher
    • By edinburgher 15th Feb 18, 9:45 PM
    • 10,890 Posts
    • 58,178 Thanks
    edinburgher
    I am knackered! Sleep deprived night, day at work, 4.5 mile run and grocery shopping

    19,000+ steps, I am optimistic about my weight in tomorrow morning

    Picked up some good YS bargains, including reduced free range chicken, lamb and smoked salmon. Also took advantage of a spend £50, get £5 in Mr M's points offer to buy a JL voucher that I will use to get Mrs E's Mother's Day present. She has been hankering after a heated blanket for a long time, I can probably justify it with 10% off

    Off to bed now
    • beanielou
    • By beanielou 16th Feb 18, 2:49 PM
    • 50,723 Posts
    • 194,384 Thanks
    beanielou
    Great bargains!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • Suffolk lass
    • By Suffolk lass 16th Feb 18, 3:58 PM
    • 1,765 Posts
    • 19,427 Thanks
    Suffolk lass
    I blame you ed, my wine rack in the larder is full - with several (ahem) bottles of that nice Paul Mas wine you put me on to that has been in Morries on offer again. I just seem to add two bottles to my basket every time.
    MFiT T4 #2 update 51.75% after Q8 £5,203 behind where I should be
    Save £12k in 2018 #53 - after Jan £634.93/£10,000
    OS Grocery Challenge 2018 spent £238.47/£3,500 including stores so far
    My DFD is here
    • edinburgher
    • By edinburgher 16th Feb 18, 4:42 PM
    • 10,890 Posts
    • 58,178 Thanks
    edinburgher
    SL - what terrible discipline... I'm only buying one bottle a visit
    • Suffolk lass
    • By Suffolk lass 16th Feb 18, 8:40 PM
    • 1,765 Posts
    • 19,427 Thanks
    Suffolk lass
    SL - what terrible discipline... I'm only buying one bottle a visit
    Originally posted by edinburgher
    I know (hic) we're working our way through it as fast as we can though...
    MFiT T4 #2 update 51.75% after Q8 £5,203 behind where I should be
    Save £12k in 2018 #53 - after Jan £634.93/£10,000
    OS Grocery Challenge 2018 spent £238.47/£3,500 including stores so far
    My DFD is here
    • edinburgher
    • By edinburgher 19th Feb 18, 1:28 PM
    • 10,890 Posts
    • 58,178 Thanks
    edinburgher
    Rare night away interrupted by the sad news that DD's Gran has taken a turn for the worse and is now in end of life care. We rushed back this morning, but felt terrible that MIL had to think about childcare while worrying about her Mum.

    £222 paid off a CC.
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