Just another DFW diary
Jacobs
Posts: 54 Forumite
I've sent my DMP forms off today. This is my second attemp. Ah well, worse things happen in life, right?
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Comments
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Good luck with your debt free journey. We're all on the same bus lol12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
The morning after the night before. Lol.
Well it's done now. I've applied for my DMP starting off at £33 per month. I realise now that I should have done this sooner , but hey, at least it's done now.
I remember when I set up my first attempt at a DMP I got a text message confirming when it was set up. I remember at the time feeling sick looking at that text message feeling that I was a failure. I won't feel that way this time. In fact I look forward to getting that text.
I also look forward to the phone calls stopping lol as they are coming thick and fast (I know it's no more than I deserve)
So here I go. Buckle in and knuckle down.
I'll set up a signature later so I can see the light at the end of the tunnel as it were, but for now I'll just sign off as:
Jacobs - with an estimated 24 payments to make0 -
One of the cc companies just rang. I saw their name flash up but didn't answer it. I should do really. As I recall, when you mention the proposed DMP and give your reference number they're as nice as pie and it stops the calls. I'll answer them tomorrow.0
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It's been a little while since I posted.
I'm still not feeling settled yet. I think i will when my plan is set up. I had an email from sc this week asking me to resend my forms so hopefully it will be ok soon.
For now I am not opening my posted or answering the phone. It's no way to be.0 -
Stick with it Jacobs. It will be a relief when it settles down, especially when the phone calls stop.
The DMP support thread is a good place to head too.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Ah Jacobs, big hugs. I remember it so well - avoiding the phone calls and dreading the sound of the mail falling on the mat. Give it a bit of time and it'll all settle down.
Stick with it, your moving in the right direction.12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
My partner, V, knows all about my money problems now. It came out in the week when they asked if everything was OK. I guess all the mail being stacked up on the side unopened was a giveaway! I don't know if any of it got opened as part of the truth hunting - but I can't be angry about that. To be honest it was a relief to be honest about the situation.0
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My partner, V, knows all about my money problems now. It came out in the week when they asked if everything was OK. I guess all the mail being stacked up on the side unopened was a giveaway! I don't know if any of it got opened as part of the truth hunting - but I can't be angry about that. To be honest it was a relief to be honest about the situation.
Hi Jacobs
Just checking in to see how things are going ?
Did you start the DMP, make it to GA, don't try to do this on your own, it's too big.Debt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
It's been ages since I posted anything and things are improving. The dmp is set up. The first payment made and distributed. Things are going the right way. Here I am for two years. Feeling happy.0
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Wow it has been a long time again! I had originally thought I would post every week!!
Well life is great, even though the sun isn't shining. Made my last payment and feeling proud and happy.0
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