cheap card payment machines, any suggestions?

Lhedge28
Lhedge28 Posts: 1 Newbie
in Small biz MoneySaving
Hi, I have recently started up a chiropody business and i am so far brining in about £400 per month, this is only the third month and will gradually grow. Lots of my clients have asked to pay by card. I would like only one and probably not mobile. However, if mobile is cheap enough then It would be beneficial as I have two clinics I work in as well as home visits. Home visits do usually pay cash or cheque. Any suggestions on the best suited for me and the cheapest rate?
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Comments

  • bengalknights
    bengalknights Posts: 5,021 Forumite
    First Anniversary First Post
    Are you bothered about the fees? If not izettle or Netpay (from costoco) might be a solution
  • Percy1983
    Percy1983 Posts: 5,244 Forumite
    First Post First Anniversary Combo Breaker
    For low transaction levels like yours SumUp is the cheapest at 1.95% flat rate and you can get the reader for £30, it is mobile and connects to an android phone or iphone.

    I recently got one and it works great.

    Review and link for cheaper reader:
    https://www.mobiletransaction.org/sumup-review/
    Have my first business premises (+4th business) 01/11/2017
    Quit day job to run 3 businesses 08/02/2017
    Started third business 25/06/2016
    Son born 13/09/2015
    Started a second business 03/08/2013
    Officially the owner of my own business since 13/01/2012
  • mchale
    mchale Posts: 1,886 Forumite
    Percy1983 wrote: »
    For low transaction levels like yours SumUp is the cheapest at 1.95% flat rate and you can get the reader for £30, it is mobile and connects to an android phone or iphone.

    I recently got one and it works great.

    Review and link for cheaper reader:
    https://www.mobiletransaction.org/sumup-review/



    Hi, can sumup be used to take payments where customer is not present, ie over internet.
    ANURADHA KOIRALA ??? go on throw it in google.
  • Percy1983
    Percy1983 Posts: 5,244 Forumite
    First Post First Anniversary Combo Breaker
    mchale wrote: »
    Hi, can sumup be used to take payments where customer is not present, ie over internet.

    Unfortunately not, not s problem for me but may not be suitable in all situations.
    Have my first business premises (+4th business) 01/11/2017
    Quit day job to run 3 businesses 08/02/2017
    Started third business 25/06/2016
    Son born 13/09/2015
    Started a second business 03/08/2013
    Officially the owner of my own business since 13/01/2012
  • c-m
    c-m Posts: 770 Forumite
    First Post First Anniversary Combo Breaker
    There are loads about these days and their rates and services are changing all the time in response to competition.

    Couple of useful sites
    http://moneysavinganswers.com/business/mobile-card-readers-accepting-debit-and-credit-cards/ - comparison
    https://www.mobiletransaction.org - reviews and news/updates

    I've personally been impressed with paypal ones whenever I've used them, but not sure about card holder not present transactions.
  • rhysadams
    rhysadams Posts: 303 Forumite
    First Anniversary Combo Breaker First Post
    We started with iZettle but now use SumUp! The fee's work out cheaper.
  • rhysadams
    rhysadams Posts: 303 Forumite
    First Anniversary Combo Breaker First Post
    For transactions taken over the phone, we use Stripe. Dead simple to set up and easy to use on the go or on a desktop.
  • donfanatico
    donfanatico Posts: 456 Forumite
    check out Square, new entrant (by Twitter CEO Jack Dorsey) at 1.75%

    https://squareup.com/gb
  • 1christopher
    1christopher Posts: 12 Forumite
    First Post Combo Breaker First Anniversary
    rhysadams wrote: »
    For transactions taken over the phone, we use Stripe. Dead simple to set up and easy to use on the go or on a desktop.

    How do you do this, do you stick it through your website?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Name Dropper First Post First Anniversary
    There are plenty of established and newbies in this field.
    The proof will always be IMO is what happens when things go wrong such as a machine breaking down, website/server down etc etc.

    Going for the very cheap might look like a good thing to begin with.
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