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Home insurance while kids are in charge
27-02-2012, 1:13 PM
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MoneySaving Convert 
Join Date: Apr 2006
Location: Southampton
Posts: 38
Thanked 5 Times in 4 Posts
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Home insurance while kids are in charge
Just thinking ahead here, does typical home insurance policy provide cover if we (Mum & Dad) decide to go on holiday / short break and leave teenage son behind when he's aged...
a. Sixteen
b. Seventeen
c. Eighteen
Thanks
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27-02-2012, 1:15 PM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: Jan 2007
Posts: 9,812
Thanked 7,101 Times in 4,105 Posts
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your policy will give the answer but my gut feel is yes in all cases
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27-02-2012, 7:37 PM
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Fantastically Fervent MoneySaving Super Fan 
Join Date: Sep 2010
Posts: 3,381
Thanked 1,450 Times in 1,080 Posts
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Yes
Yes
Yes
Why wouldn't it?
We need the earth for food, water, and shelter.
The earth needs us for nothing.
The earth does not belong to us.
We belong to the Earth.
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27-02-2012, 8:57 PM
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MoneySaving Stalwart 
Join Date: Oct 2010
Posts: 411
Thanked 258 Times in 160 Posts
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Yes, but on the same terms as it will cover you, ie. The insurers would expect him to take reasonable care to prevent loss or damage.
"Facebook party" is not an insued event!
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27-02-2012, 9:14 PM
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Serious MoneySaving Fan 
Join Date: Jan 2010
Posts: 1,960
Thanked 631 Times in 484 Posts
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Quote:
Originally Posted by hugoshavez
Yes, but on the same terms as it will cover you, ie. The insurers would expect him to take reasonable care to prevent loss or damage.
"Facebook party" is not an insued event!
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No but 'accidental damage' is and I've never seen a policy that excludes 'Having a party' although granted you must take 'Reasonable care' to prevent items being damaged.
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27-02-2012, 9:20 PM
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Serious MoneySaving Fan 
Join Date: Mar 2007
Posts: 1,536
Thanked 627 Times in 482 Posts
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Bear in mind if some items are taken or stuff gets damaged then some policies will exclude damage caused by people invited into the premises.
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