Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Hello :hello:

    Working today for. 7am to 5pm today left the house bright and early to go up to town for some bits as well as pay my wages in the bank to cover the spends we had over the weekend for the boys birthdays which is Thursday :T

    Nipped into homebargains got sandwich bags, toilet paper, two little bottles of juice, a large bottle of juice and kitchen roll spent £7.54 then paid my avon order at the post office still have three orders totalling £35 to collect but £17.50 of that is earmarked for the mortgage account then we went to the the park and played for a hour it was quiet :T the. Nipped to tesco and spent £2.95 on cold meat and I bought a salad from subway for my lunch £3.50

    They'll be no debt repayments this week due to the fact I'm going to go into my overdraft this week :eek: but it's necessary as this month has been brutal for spends with two weddings, two birthdays and two sets of school uniform shopping :eek: but we will be back on track next week I promise xx

    Yesterday was a nsd :T happy with that even tho it was 4 hours of ironing and I also gutted my room as well xx

    Kids go back to school tomorrow so hoping to get the boys birthday stuff in tomorrow eg wrapping paper birthday cake whilst fitting in a new playgroup :rotfl: so we shall see hehe xx

    Off to get lunch xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • clearmydebts
    clearmydebts Posts: 6,485
    First Anniversary Combo Breaker First Post I've been Money Tipped!
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    abba1772 wrote: »
    Hello :hello:

    Working today for. 7am to 5pm today left the house bright and early to go up to town for some bits as well as pay my wages in the bank to cover the spends we had over the weekend for the boys birthdays which is Thursday :T

    Nipped into homebargains got sandwich bags, toilet paper, two little bottles of juice, a large bottle of juice and kitchen roll spent £7.54 then paid my avon order at the post office still have three orders totalling £35 to collect but £17.50 of that is earmarked for the mortgage account then we went to the the park and played for a hour it was quiet :T the. Nipped to tesco and spent £2.95 on cold meat and I bought a salad from subway for my lunch £3.50

    They'll be no debt repayments this week due to the fact I'm going to go into my overdraft this week :eek: but it's necessary as this month has been brutal for spends with two weddings, two birthdays and two sets of school uniform shopping :eek: but we will be back on track next week I promise xx

    Yesterday was a nsd :T happy with that even tho it was 4 hours of ironing and I also gutted my room as well xx

    Kids go back to school tomorrow so hoping to get the boys birthday stuff in tomorrow eg wrapping paper birthday cake whilst fitting in a new playgroup :rotfl: so we shall see hehe xx

    Off to get lunch xx



    Your mortgage deposit is looking very healthy Abba. It just goes to show that little bits added here and there really do add up. How long do the kids have off? In Ireland they are off since 26th June and back on the 1st September!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Wow abba you are a busy bee!!.


    I still have two more weeks of Summer Holidays to endure, felt quite jealous when I read that yours are heading back tomorrow.


    I feel your pain with birthdays and school uniforms. I just didn't manage to budget for any of it this year which has been a big mistake. I am hoping to manage to look further ahead next year and not keep getting tripped up by the extra spends.


    I have my ds's birthday coming up in September and he wants a Laptop :eek:.


    Hope your work goes quickly today xx
  • abba1772
    abba1772 Posts: 7,746
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    Your mortgage deposit is looking very healthy Abba. It just goes to show that little bits added here and there really do add up. How long do the kids have off? In Ireland they are off since 26th June and back on the 1st September!


    Thanks clearmydebts it's slowly mounting up over the holidays but I've another student starting her little boy with me in September so all the money from the college who pays her childcare will be getting put into the mortgage account so there is a plan in place

    Schools finished on the same days as yours tho yours are off for a long time :eek:

    Steph it'll fly in trust me........was organised for my sons uniform it was my daughters plus a holiday in between all these celebrations hasn't helped either :rotfl: but hey it could have been worse lol xx

    Delivered one of my avon orders so only two more to deliver tomorrow :T thank goodness and a return as well to submit x

    Today has went in rather quickly my new mindee is very easy to look after I must say

    Once he's picked up I'm going to quickly tackle the small ironing pile that's in the kitchen as need to start keeping on top of it as I'm now working 40+ hours now which is great for the bank but not for my energy levels :rotfl: so will do that just to get it out the way xx

    Just need to get more organised for working full time now xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Afternoon :hello:

    Got up bright and early as kids are back to school today :T sorted out and printed the labels from selling stuff on eBay,wasn't much about £3 :o but every little helps and more space created I guess :rotfl:

    Walked into town dropped parcels off, nipped into Iceland for Abbie's juice picked up soy sauce and 2 weight watcher meals £5.50 then nipped into card factory and bought 6 cards £4.35 then I met up with one of my new mindees and his mum and we went to a new playgroup £1 Kk loved it

    Then it was off to Asda and spent £37 :eek: in there but got two minion cakes one for the boys to share and a small one for xander to take to school on Thursday aslo got birthday badges bunting wrapping paper juice for me bread napkins and candles so not too bad

    Now home chilling with Kk (can't really call him baby k anymore seeing as he's 2 on Thursday :eek:)

    Bank balance is looking horrific :rotfl: I'm in the overdraft but meant to be getting paid off two more parents this week and thatll cover the birthday spends but not the weekend spends :mad: but hey ho it's life get child benefit on Monday hubby gets paid on Tuesday and I get paid every week so next week we will be back to normal xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • :Twell done on the feebay sales :) It all helps ...xxx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746
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    Morning :hello:

    Kids are happily playing away so done some banking..........been working since 7am and won't finish til 8.30pm :eek: it's going to be a long day

    Hubby has decided to get rid of his car as it's costing too much in petrol £200 a month just to get him to work and back and we only stay 8 miles from his work :eek: so we think we've found a runabout for me which will be the family car and it's only £400 so made a deal with hubby that I've taken the £400 out of the mortgage fund :( but once he's sold the car he will put £500 back in........look at it like a penalty charge :rotfl: so hoping his car sells quick as he's had a lot of interest in and whatever is left over from when he buys his own car it will get put towards the debt.........that's the plan anyway xx

    Just realised I need to still pay xanders swimming lessons so that's £43 unaccounted for grrrrr plus planning a trip after school to Aldi's to pick up some bits for dinner like baked potatoes tuna beans and cheese I'm sure that'll delight my mindees :rotfl:

    It's both my sons birthdays tomorrow :eek: xander is 9 and Kaleb is 2 so need to get their presents all sorted tonight :D should be fun lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • th?&id=OIP.M31f4ba9b78fc7d3014d50b666e0368cbo0&w=300&h=300&c=0&pid=1.9&rs=0&p=0 for the boys ...got to go else I will get the sack ...lol
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Forumite
    th?&id=OIP.M31f4ba9b78fc7d3014d50b666e0368cbo0&w=300&h=300&c=0&pid=1.9&rs=0&p=0 for the boys ...got to go else I will get the sack ...lol


    Thank you xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Forumite
    Evening :hello:

    The boys birthdays were a success theta both snoring their little heads off :T

    Took Kk and my mindee to soft play area £15.30 as we had lunch juice and snacks plus I had a buy one get one free ticket we went on the bus £3.90 return :mad: then spent £2 on yogurts so not bad considering it was two boys birthdays in the house xx

    Bought the car we seen yesterday so we owe the mortgage account £400 to bring it back up to where it was :( just taxed it and it's under £20 a month :T haven't checked out insurance tho :o

    Off to bed as working 7am til 8.30pm again xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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