misstara's debt diary 2014

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  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Boodedoo wrote: »
    Oh sorry, but that made me smile. My OH does things like that and I honestly think its part of his great plan to never get asked to do anything around the house/garden. So far his plan has been very successful! Still, I've had him for 45 years and don't have the energy to try to train a new one :-)

    :rotfl: you may be onto something there Boodedoo! Seeds have now been replanted so we'll see what happens.

    Yesterday ended up being a NSD, I couldn't be bothered going to the shops after work but will definitely need to go today. Salad cream and washing up liquid have been added to the shopping list.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Spends for yesterday - £9 on contact lens solution (supposedly a 3 month supply but it always lasts longer), £1.89 on lip balm and £5.50 in the supermarket. I also spent £11.83 on some bits to donate to a raffle at work.

    Gorgeous day here yesterday so spent a couple of hours after work sunbathing in the garden. Looks like today is going to be the same :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Just checked my accounts and rounded down - £1.01 paid off the debt :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • So close to being a third of the way
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    So close to being a third of the way

    £2.51 paid off this morning so now at 33% :D

    Was planning a NSD yesterday but my headphones broke, £7.49 for a new set. OH also ran out of milk, tea and sugar so £5.01 spent on those and a bottle of squash.

    Lovely day again yesterday so spent an hour or so after work sunbathing in the garden. Today is not so nice but will hopefully be a NSD.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Yesterday was a NSD and today will be as well :) Paid another £4.50 off the debt today :D

    Had planned to go for a run this morning but 5 minutes before I was going to leave, it started raining heavily so put on some music and did a workout in the flat instead.

    Will get £53.17 from 2nd job tomorrow
    - £3.17 to debt
    - £20 electricity bill
    - £10 emergency fund
    - £10 social fund
    - £10 hen weekend fund

    Currently heading into work for a late shift, going in a wee bit early so that will be another hours overtime on next months pay :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    £3.17 paid to the debt today taking it to 33.3% paid off :T

    Today has been a NSD, will definitely need to get some food shopping done tomorrow.

    Did a shift for 2nd job tonight and then I've got a wee shift tomorrow morning. Will be knackered but then I've got the rest of the weekend off. We're going to a BBQ tomorrow and then drinks out with friends on Sunday :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • Boodedoo
    Boodedoo Posts: 474 Forumite
    First Anniversary Combo Breaker First Post
    misstara wrote: »
    £3.17 paid to the debt today taking it to 33.3% paid off :T

    Wow! you are doing SO well ! The move costs are soon going to be a thing of the past :-)
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Boodedoo wrote: »
    Wow! you are doing SO well ! The move costs are soon going to be a thing of the past :-)

    Thanks Boodedoo - getting there slowly :D

    Went to the BBQ yesterday and spent £10 then went to a local rescue place to look at dogs. Unfortunately most of the dogs were quite big and not suited for our wee flat and the only dog that we agreed on was already reserved for someone else so no dog as yet. There's another rescue place fairly close by so plan is to go there at some point this week.

    We also went to the supermarket and spent £15.09 although realised we forgot a few things so will nip in and get them on the way home later.

    Meeting friends for a couple of afternoon drinks at 4. Put a gammon joint in the slow cooker earlier so we can have that for tea once we get home.

    Had a lovely long lie this morning and then went for a run. Ran 6k which wasn't bad, still got 5 weeks until the 10k.

    Payslip from main job came through yesterday so will have to work on a budget, get paid on Friday. Finances this week look a bit tight but we'll manage, don't want to transfer money out of savings.

    Right, suppose I better go and start getting ready. We're walking into town to save on bus fare so will need to leave shortly. Hope everyone is having a good weekend :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
  • misstara
    misstara Posts: 3,877 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    edited 25 July 2017 at 7:33AM
    Went a couple of pounds over budget on Sunday but had a lovely time :). Also spent £4.58 on a few bits that we forgot to buy in the weekly shop. Yesterday was a NSD, today I need to buy some supplies as I'm coming down with a cold again but don't need anything else.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10542.72/£15000 (70.3% saved). Emergency fund - £1402.24/£1500 (93.5% saved).
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