LBM in 2003.. What have I been doing since??!

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  • kerri_dfw
    kerri_dfw Posts: 4,556
    Combo Breaker First Post Debt-free and Proud!
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    Hurrah to wm being fixed without costing pennies. Not long to go now :) I've found now I'm df that it's actually hard to spend money as it's all my own. .. Very strange indeed
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • OrangeFairy
    OrangeFairy Posts: 2,630
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    I'd better start rehearsing a 'Brizzles Debt Free' dance as I don't have long!

    What a great feeling it it will be! :beer:

    OF xx
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • brizzledfw
    brizzledfw Posts: 7,302
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    edited 22 March 2014 at 6:19PM
    YAY!!! OF is back :D where yer been girl??!!;)

    Get practising..it's coming soon!:T

    Kerri...yes a relief and the DW is chugging on too so fingers crossed.

    So busy few days at work but quick update:

    - doing the TTs and fine tuning plans for the rest of 2014 and savings (oh yes!!:T:T)
    - spending hardly anything at the moment altho I did let OH buy himself 2beers today...our dinner will have cost about 50p per person (lentil dahl, HM naans and rice).. So it only seemed fair :rotfl:
    - OH gained some OT this week so another £500 to the good (March is ending with a nice flourish! and to think that I worried I wouldn't be paid off by then and would have to move the DFD back...just shows you how things can change .:D)
    - OH doing lots of decorating bless him. He didn't want to pay someone so is doing it himself :)
    - and last but by no means least, the sun is charging the PV panels so £3.38 to the good there. Not at all bad for a March day :)
    Think that's it. A nice low spend relaxing weekend and an eve planned in front of the box. Yay!

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 89,642
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    All sounding good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • brizzledfw
    brizzledfw Posts: 7,302
    Debt-free and Proud!
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    Thanks beanie. Means a lot to hear you say that :o

    OH pottering in the kitchen. Listening to music. DD1 doing homework and D2 just in from playing out all afternoon..the joy of small things and domesticity :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Have a good evening Brizzle

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302
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    Basil seeds planted (hope they germinate, know they can be tricky but got the bag over them to help keep them warm!) and some cucumbers..

    Well long way to go but it's a start..:)

    Resisting the wine..having a nice cup of tea :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302
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    edited 23 March 2014 at 9:00PM
    Hi folks

    Good day today. Mixture of sunshine and hail :eek: but OH managed to cook Sunday dinner and paint downstairs windows :T

    The panels earnt us £3.38 so not bad. We have spent a grand total of £1.80 today...on a soft drink..made the kids wait until they got home for tea...and we all walked 4 miles rather than take a bus or the car...aren't I mean??:rotfl: but they survived;)

    Sig updated. Down by a smidge :)

    Spoke too soon...DW has probably died. Boo. Oh well, washing up beckons :(
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • cazmanian_minx
    cazmanian_minx Posts: 4,046
    First Anniversary First Post Debt-free and Proud!
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    brizzledfw wrote: »
    Spoke too soon...DW has probably died. Boo. Oh well, washing up beckons :(

    I did a double-take there until I realised that DW = Dish Washer, not Darling Wife :rotfl::rotfl:
    Home: 06/08: £145,145.00 Currently: £106,249.36 Amount paid off: £38,895.64 (26.8%)
    Ethel's: 05/18: £99,000.00 Currently: £99,000.00 Amount paid off: £0 (0.0%)
    Tor: 05/18: £82,500.00 Currently: £82,500.00 Amount paid off: £0 (0.0%)
    Debt-free: 17/02/2017
  • brizzledfw
    brizzledfw Posts: 7,302
    Debt-free and Proud!
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    Hah! I did wonder when I wrote it Caz!!..but the great news is that OH took the panel apart, degreased a switch (apparently..I was reading upstairs :rotfl:) and its now working!! :T even if its only for a bit its marvellous, the repair man thought it wasn't worth repairing..but seems he was wrong

    Today is a new day. Still feeling like the mojo has walked off but as on antibiotics that might be why. Can't wait to finish the course. So the sun is shining and I am getting organised for my last week of debtedness ;) My last ever ever week.. :)

    With all the talk of ISAs etc after Mr Osborne's budget I am keen to start putting some money into an account but for now the mortgage is the priority so I will put some money as a safety net/offset into that. I plan on having £6k before the end of the summer.

    Hope everyone has a good day. Simple tea tonight as we are all out so jacket potatoes..cheap and lovely it'll be :)

    PS Does anyone hear from New Leaf anymore? Been meaning to ask for ages..did she head back States side?
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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