Virtual Sealed Pot Challenge 2011
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[Deleted User]
Posts: 1,843 Forumite
Hey Everyone,
Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. I continued the Challenge on in 2010. Now we are going into 2011 so here is the new thread!! :T:T
Linky to the 2009 challenge
Linky to the 2010 challenge
The aim is very Simple!!
Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £10. So if you have £36.78 in credit you will transfer £6.78, or £20.04 in credit you would transfer £0.04 only. Some banks do not allow you to transfer less than £1 – If this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.
For me: The 'Virtual Sealed Pot' is a savings account that is not attached to my bank account and that I cannot dip into whenever I wanted to. I do forget about it which is what the intention is!
IN 2010 there were 81 members of the challenge. I would love this to increase in 2011
For anyone interested from 81 members in 2010 we managed to save a staggering £9031.31:T:T
The 2011 challenge will run from Wednesday 1st December 2010 until Wednesday 30th November 2011. Like the Sealed Pot Challenge it is a good way to save money for Christmas hence the dates of the challenge
Changes for 2011: To make things easier for me, I would ask that everyone post their VSP number ( I will assign these in due course) in their signature and post their total (in colour if possible please) on the thread, so I can add it to the running totals in this post.
If anyone wants to set themselves a target for their savings please let me know.
For those continuing on from 2010 please let me know what your starting total is or if you are starting again in 2011.
Anyone else wishing to join, please just ask, you're most welcome and it's NEVER too late.
Good Luck everyone
P
X
VSP CHALLENGE 2011
[FONT="]#1 - Palema - £55.35
#2 - MicheH - £5.03
#3 - If My Pennies were Pounds - £311.57/£300
#4 - sonas_baby - £127.08
#5 - clodagh trubble - £27.60
#6 - Snowdonlily - £38.19
#7 - dippykitty - £20.16
#8 - flying fresian - £153.16
#9 - slowlyfading - £1926.73
#10 - spykey_uk - £/£600
#11 - SarahNeedle1872 - £118.38
#12 - MoneyBunnie - £111.61
#13 - KONG - £308.19
#14 - ruby_eskimo - £300
#15 - Melgirl - £497.17
#16 - rb6ac - £208.15/ £250
#17 - sarahangel - £135.70
#18 - deus -
#19 - determined new ms - £317.19
#20 - VJ2010 -
#21 - JoeyGrey - £441.25
#22 - Pennypie82 - £38.41
#23 - candyapple - £38.95
#24 - Flat Eric - £31.50
#25 - Hax - £323.67/£500
#26 - hismummy
#27 - mad_claire - £12.00
#28 - Jackies - £1225.72
#29 - La escocea - £8.86
#30 - SaverT - £11.40
#31 - hollysmum22 - £1.00
#32 - uzubairu - £481.14
#33 - tinkertaylor 05 - £35.08
#34 - LolaLemon -
#35 - Sun Addict - £329.35
#36 - amber03 - £24.81
#37 - Amatheya81 - £362.22
#38 - hattifattener - £20.54
#39 - brizzledfw -
#40 - redcoltraine - £78.98
#41 - Dee_cb - £269.91
#42 - Queengoomba -
#43 - Buffythedebtslayer - £75
#44 - ruby169 -
#45 - snooptigger - £8.32
#46 - c is skint - £20.62
#47 - EssexHebridean - £144.89
#48 - ferriswheeljunkie - £5.53
#49 - LesleyG1984 - £58.30
#50 - nads -
#51 - Little bit dizzy - £263.55
#52 - Mark64uk - £6.20
#53 - Jacci45 - £127.06
#54 - Leothecat - £121.47/£500
#55 - lvm - £42.79
#56 - pinkbrick -
#57 - weeclick -
#58 - upsykimsy -
#59 - meersy22 - £25.62
#60 - Emily87 - £18.56
#61 - ChocClare - £67.84
#62 - jmf76 - £94.74/£250
#63 - Dreamdreamer - £262.92
#64 - SuzytheFloozy - £648.27
#65 - GlasweJen -
#66 - pixiedust09 -
#67 - viv. - £360.00
#68 - thriftyscotslass - £10.38
#69 - DebtfreeBY40 - £16.54
#70 - Purplevamp - £407.08
#71 - Choogirl - £143.99
#72 - GirSunday - £35.01
#73 - mummyofonechld - £704.18
#74 - marco_v -
#75 - Trying_really_hard - £248.52
#76 - naughty-yet-sorta-nice -
#77 - nowpanicking - £21.84
#78 - beckyandjack - £84.87
#79 - Liberty6201 - £4.68
#80 - Nikki2804 - £220
#81 - clearing_out_my_pockets - £205
#82 - annm06 - £90.23/£200
#83 - Squints -
#84 - igaveupnowimback - £13.00
#85 - honeybear68 - £59.70
#86 - frasersmum123 - £23.14
#87 - catslovelycats - £273.14
#88 - nextyeartina - £298.66/ £520
#89 - theonlynuttytart -
#90 - minnie2 - £16.30
#91 - bamsmushroom - £26.66
#92 - daisygogo - £723.07
#93 - hadenmaiden - £300.15
#94 - darlo_becs -
#95 - pink_lily - £221.90
#96 - Footiemad - £70.37
#97 - susie-sue - £151.58
#98 - L-M - £130.15
#99 - frugalbrunette - £5.03
#100 - holidayaholic - £11.68
#101 - smarties84 - £1.48
#102 - Tropicalmoments - £39.90
#103 - Pisces - £9.36
#104 - d3mon4ngel - £88.90
#105 - Fotojenics - £310
#106 - kittie2475 - £45.33
#107 - Cmdr_Bond -
#108 - katali_d - £42.89
#109 - pammyj - £515.02
#110 - ebsaver - £115.79
#111 - DoItToday - £3.21
#112 - Lornadoone - £137.60
#113 - Debtfreeandlovingit - £2.36
#114 - teameffort - £26.40
#115 - elfen - £5.77
#116 - yummum24 - £6.95
#117 - Indispenable Hobbes - £116
#118 - Siobhan789 - £10
#119 - Sublime - £1/£150
#120 - Scrappie - £116.90
#121 - ali.rtw.traveller - £27.12
#122 - Keggie - £139.11
#123 - Pernicious - £48.19
#124 - CatherineMM - £75.34
#125 - Choopysocks - £15.81
#126 - emileeeee - £240.45
#127 - k8eh89 - £27.79
#128 - bellkat - £102.52
#129 - JAMIEDODGER - £7.65
#130 - Wannabe01 - £
#131 - pick-a-lilly - £1.98
#132 - stueyandkatie - £3.33
#133 - rosmersholm - £26.34
#134 - PoshPants - £
#135 - Marksy - £195.27
#136 - needingaccountability - £36.29
#137 - onward - £39.05
#138 - cemm - £63.44
#139 - monicamj - £8.81
#140 - HollowTree - £13.97
#141 - 3431Anna - £48.36
#142 - zoey86 - £10.23
#143 - DorsetGirl - £38.15
#144 - skaps - £13.72
#145 - alionaear - £27.73
#146 - MissBadCrumble - £19.84
#147 - Aldahbra - £
#148 - babysteps24 - £43.11
#149 - lilian1977 - £206
#150 - Solstice_Twilight - £68.25
#151 - Muppet_baby - £31.02
#152 - Aiming High - £50.70
#153 - Bufger - £11.50
#154 - e4rub - £80.70
#155 - pheonix_dragon - £78.20[/FONT]
#156 - nipitiri - £11.27
#157 - Karen is trying - £13
#158 - mf0u1098 - £125.13
#159 - cleggie - £101.25
#160 - 1derwoman
#161 - wouldbequalitymoneysaver -
#162 - mrshep - £53.88
#163 - sunshinesquirrel - £40.11
#164 - amorge - £302.47
#165 - ShrinkingSavingKaren - £15
#166 - gonnabedebtfree - £7.96
#167 - redbull5 - £15.96
#168 - charleybear - £6.02
#169 - BlueCow1975 - £
#170 - kerri_dfw - £14.44
#171 - Ellie_B - £22.10
#172 - mud_flower - £
#173 - myteenduck -
#174 - LittleMiss Kirsten -
#175 - kansaskitty -
#176 - suzitiger -
Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. I continued the Challenge on in 2010. Now we are going into 2011 so here is the new thread!! :T:T
Linky to the 2009 challenge
Linky to the 2010 challenge
The aim is very Simple!!
Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £10. So if you have £36.78 in credit you will transfer £6.78, or £20.04 in credit you would transfer £0.04 only. Some banks do not allow you to transfer less than £1 – If this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.
For me: The 'Virtual Sealed Pot' is a savings account that is not attached to my bank account and that I cannot dip into whenever I wanted to. I do forget about it which is what the intention is!
IN 2010 there were 81 members of the challenge. I would love this to increase in 2011
For anyone interested from 81 members in 2010 we managed to save a staggering £9031.31:T:T
The 2011 challenge will run from Wednesday 1st December 2010 until Wednesday 30th November 2011. Like the Sealed Pot Challenge it is a good way to save money for Christmas hence the dates of the challenge
Changes for 2011: To make things easier for me, I would ask that everyone post their VSP number ( I will assign these in due course) in their signature and post their total (in colour if possible please) on the thread, so I can add it to the running totals in this post.
If anyone wants to set themselves a target for their savings please let me know.
For those continuing on from 2010 please let me know what your starting total is or if you are starting again in 2011.
Anyone else wishing to join, please just ask, you're most welcome and it's NEVER too late.
Good Luck everyone
P
X
VSP CHALLENGE 2011
[FONT="]#1 - Palema - £55.35
#2 - MicheH - £5.03
#3 - If My Pennies were Pounds - £311.57/£300
#4 - sonas_baby - £127.08
#5 - clodagh trubble - £27.60
#6 - Snowdonlily - £38.19
#7 - dippykitty - £20.16
#8 - flying fresian - £153.16
#9 - slowlyfading - £1926.73
#10 - spykey_uk - £/£600
#11 - SarahNeedle1872 - £118.38
#12 - MoneyBunnie - £111.61
#13 - KONG - £308.19
#14 - ruby_eskimo - £300
#15 - Melgirl - £497.17
#16 - rb6ac - £208.15/ £250
#17 - sarahangel - £135.70
#18 - deus -
#19 - determined new ms - £317.19
#20 - VJ2010 -
#21 - JoeyGrey - £441.25
#22 - Pennypie82 - £38.41
#23 - candyapple - £38.95
#24 - Flat Eric - £31.50
#25 - Hax - £323.67/£500
#26 - hismummy
#27 - mad_claire - £12.00
#28 - Jackies - £1225.72
#29 - La escocea - £8.86
#30 - SaverT - £11.40
#31 - hollysmum22 - £1.00
#32 - uzubairu - £481.14
#33 - tinkertaylor 05 - £35.08
#34 - LolaLemon -
#35 - Sun Addict - £329.35
#36 - amber03 - £24.81
#37 - Amatheya81 - £362.22
#38 - hattifattener - £20.54
#39 - brizzledfw -
#40 - redcoltraine - £78.98
#41 - Dee_cb - £269.91
#42 - Queengoomba -
#43 - Buffythedebtslayer - £75
#44 - ruby169 -
#45 - snooptigger - £8.32
#46 - c is skint - £20.62
#47 - EssexHebridean - £144.89
#48 - ferriswheeljunkie - £5.53
#49 - LesleyG1984 - £58.30
#50 - nads -
#51 - Little bit dizzy - £263.55
#52 - Mark64uk - £6.20
#53 - Jacci45 - £127.06
#54 - Leothecat - £121.47/£500
#55 - lvm - £42.79
#56 - pinkbrick -
#57 - weeclick -
#58 - upsykimsy -
#59 - meersy22 - £25.62
#60 - Emily87 - £18.56
#61 - ChocClare - £67.84
#62 - jmf76 - £94.74/£250
#63 - Dreamdreamer - £262.92
#64 - SuzytheFloozy - £648.27
#65 - GlasweJen -
#66 - pixiedust09 -
#67 - viv. - £360.00
#68 - thriftyscotslass - £10.38
#69 - DebtfreeBY40 - £16.54
#70 - Purplevamp - £407.08
#71 - Choogirl - £143.99
#72 - GirSunday - £35.01
#73 - mummyofonechld - £704.18
#74 - marco_v -
#75 - Trying_really_hard - £248.52
#76 - naughty-yet-sorta-nice -
#77 - nowpanicking - £21.84
#78 - beckyandjack - £84.87
#79 - Liberty6201 - £4.68
#80 - Nikki2804 - £220
#81 - clearing_out_my_pockets - £205
#82 - annm06 - £90.23/£200
#83 - Squints -
#84 - igaveupnowimback - £13.00
#85 - honeybear68 - £59.70
#86 - frasersmum123 - £23.14
#87 - catslovelycats - £273.14
#88 - nextyeartina - £298.66/ £520
#89 - theonlynuttytart -
#90 - minnie2 - £16.30
#91 - bamsmushroom - £26.66
#92 - daisygogo - £723.07
#93 - hadenmaiden - £300.15
#94 - darlo_becs -
#95 - pink_lily - £221.90
#96 - Footiemad - £70.37
#97 - susie-sue - £151.58
#98 - L-M - £130.15
#99 - frugalbrunette - £5.03
#100 - holidayaholic - £11.68
#101 - smarties84 - £1.48
#102 - Tropicalmoments - £39.90
#103 - Pisces - £9.36
#104 - d3mon4ngel - £88.90
#105 - Fotojenics - £310
#106 - kittie2475 - £45.33
#107 - Cmdr_Bond -
#108 - katali_d - £42.89
#109 - pammyj - £515.02
#110 - ebsaver - £115.79
#111 - DoItToday - £3.21
#112 - Lornadoone - £137.60
#113 - Debtfreeandlovingit - £2.36
#114 - teameffort - £26.40
#115 - elfen - £5.77
#116 - yummum24 - £6.95
#117 - Indispenable Hobbes - £116
#118 - Siobhan789 - £10
#119 - Sublime - £1/£150
#120 - Scrappie - £116.90
#121 - ali.rtw.traveller - £27.12
#122 - Keggie - £139.11
#123 - Pernicious - £48.19
#124 - CatherineMM - £75.34
#125 - Choopysocks - £15.81
#126 - emileeeee - £240.45
#127 - k8eh89 - £27.79
#128 - bellkat - £102.52
#129 - JAMIEDODGER - £7.65
#130 - Wannabe01 - £
#131 - pick-a-lilly - £1.98
#132 - stueyandkatie - £3.33
#133 - rosmersholm - £26.34
#134 - PoshPants - £
#135 - Marksy - £195.27
#136 - needingaccountability - £36.29
#137 - onward - £39.05
#138 - cemm - £63.44
#139 - monicamj - £8.81
#140 - HollowTree - £13.97
#141 - 3431Anna - £48.36
#142 - zoey86 - £10.23
#143 - DorsetGirl - £38.15
#144 - skaps - £13.72
#145 - alionaear - £27.73
#146 - MissBadCrumble - £19.84
#147 - Aldahbra - £
#148 - babysteps24 - £43.11
#149 - lilian1977 - £206
#150 - Solstice_Twilight - £68.25
#151 - Muppet_baby - £31.02
#152 - Aiming High - £50.70
#153 - Bufger - £11.50
#154 - e4rub - £80.70
#155 - pheonix_dragon - £78.20[/FONT]
#156 - nipitiri - £11.27
#157 - Karen is trying - £13
#158 - mf0u1098 - £125.13
#159 - cleggie - £101.25
#160 - 1derwoman
#161 - wouldbequalitymoneysaver -
#162 - mrshep - £53.88
#163 - sunshinesquirrel - £40.11
#164 - amorge - £302.47
#165 - ShrinkingSavingKaren - £15
#166 - gonnabedebtfree - £7.96
#167 - redbull5 - £15.96
#168 - charleybear - £6.02
#169 - BlueCow1975 - £
#170 - kerri_dfw - £14.44
#171 - Ellie_B - £22.10
#172 - mud_flower - £
#173 - myteenduck -
#174 - LittleMiss Kirsten -
#175 - kansaskitty -
#176 - suzitiger -
0
Comments
-
Hello! I have been sitting waiting patiently or the new challenge to begin. Thank you. I would like to join you please 0
-
Ooh yay! 2011! Me too please!VSP - £14.76 | Saving for a Deposit0
-
Can I join this tooIt is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2024 No 6 365 1p challenge 2024 No 30
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Can I join this too, please0
-
Hi, can I join in too please?Total debt at LBM £26k+Total debt now £16,494.40Tesco CC 11/2/11 Total - £1,387.20 - Now £00
-
I kind of lost this but I'd like to get going with it again so can I join in?ISA savings: £25,139 Other Savings: £1750 (tied up in bond)0
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Me please
I already do PAD so tend to round down my accounts anyway, but will transfer an amount on a Friday to my VSP as well. I'm going to pop off just now and do some research into online savings accounts that won't be attached to my current bank.0 -
Welcome everyone
I have added you all to the 2011 challenge list
Good luck
P
X
0 -
I'll join in too if I may? This will help with the wedding savings!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
0
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