Weekly Spend Challenge W/C 24 August 2014

beach-holiday
beach-holiday Posts: 142 Forumite
edited 1 September 2014 at 7:18PM in Debt-free wannabe
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

b-h

W/C 24th August 2014 challengers/ pledges/ totals

beach-holiday - £15.00 / £20...ish
SOMam - £20.00
Verityemilia - £40.00
mooomin - £30.00 / £36.10
optimistic-mummy - £30.00
PAYDBX 2019 - #166 - £395 / £5,683
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Comments

  • SOMam
    SOMam Posts: 102 Forumite
    Hello and thank you for the new thread b-h!

    I am in again for this week with another £20 (this is only for non budgeted spends seeing as I am a newbie :D ) Ideally I don't want to be spending anything more than I have budgeted but being a badly impulsive shopper I want to at least try to keep the impulse spends down (and it worked last week!)

    So yes £20 this week for me please and I already had a NSD yesterday :D

    Best to all!

    Mam x
    DFD - 12/2016 with 6.7% paid as of 07/14
    £ saved = 168.16 lbs lost = 4
    Weekly Spend Challenge(7/9) £20/£0
    Sept GC - £78.11/£300 Sept NSD's = 4
    OS Weight Loss Challenge - 0lb/5lb
  • Hi

    I would like to join in £40 please

    Mon - £2.58 latte and bagel

    Tues - hoping for NSD

    :)
    Seal pot challenge no 7- :) # 331 Saved £140 SPC - Target £30
    Grocery challenge - £100 a week
    Weekly Spend Challenge - £40 :)
  • Hi there SOMam - well done on the NSD :) and welcome Verityemelia :) !

    Sorry for being away for a few days :( have updated the first post with your pledges now though :)

    I've had a few impulsive days and can't really remember the details of what I've spent other than it's been on food and drinks for lunchtime. I've spent £7.00 in total, leaving me with £8.00 at the mo.
    PAYDBX 2019 - #166 - £395 / £5,683
  • SOMam
    SOMam Posts: 102 Forumite
    Good morning challengers!

    2 NSD's so far and have spent £1.49 of my £20 personal budget (cherry crumble from Lidl - cherries = another guilty pleasure and added to this thread as it was and impulse buy and also wasn't budgeted for in my grocery budget.)

    Hope every one is doing well and resisting temptation!

    Mam x
    DFD - 12/2016 with 6.7% paid as of 07/14
    £ saved = 168.16 lbs lost = 4
    Weekly Spend Challenge(7/9) £20/£0
    Sept GC - £78.11/£300 Sept NSD's = 4
    OS Weight Loss Challenge - 0lb/5lb
  • mooomin
    mooomin Posts: 13,703
    Name Dropper First Post First Anniversary Combo Breaker
    Forumite
    I didn't know this challenge was still running! I'd like to join if I can for the rest of the week and set a budget of £30 for all non-grocery spends.

    I've spent 45p so far today (bottle of water)

    Normally my budget would be a lot smaller, but I've got a hen night to go to on Saturday :eek:
  • same moomin .... i finally found it lol

    i would also like to join for the rest of this week. and would like to pledge £30
    we are not here next week from monday so will join you all again the week after

    my budget will go monday to monday each week if thats ok

    any chance a link cud be placed at the end of each week for the new thread to make it easier to find ... cheeky i know im sorry :/
    200 weeks £25,000.00 / £700
  • mooomin
    mooomin Posts: 13,703
    Name Dropper First Post First Anniversary Combo Breaker
    Forumite
    Yesterday I spent £2.45 in total - that bottle of water and a £2 sponsorship for someone at work. I would rather pay in advance than later in the month when funds might be tighter! (Yesterday was payday)

    Today I will be paying for dinner out - Nando's so it should be under £15.

    £2.45/£30
  • SOMam
    SOMam Posts: 102 Forumite
    Morning all!

    After I finally got comfortable living within the budgets I had set for myself I got hit by the fact I hadn't included DS's financials at school...so much so I have used £10 of my personal allowance to cover it until I get the budget set up (blessedly we are at the end of the month and new budget term starts on 1st Sept :D )

    So additional £10 spend for this week.

    Hope everyone is well!

    Mam x
    DFD - 12/2016 with 6.7% paid as of 07/14
    £ saved = 168.16 lbs lost = 4
    Weekly Spend Challenge(7/9) £20/£0
    Sept GC - £78.11/£300 Sept NSD's = 4
    OS Weight Loss Challenge - 0lb/5lb
  • Welcome mooomin and optimistic-mummy :) first post is now updated with your pledges.

    optimistic-mummy - link will be included on the last post :)

    Yesterday I spend £1.32 on a paper and choccie, remaining = £6.68

    Keep up the good work everyone!
    PAYDBX 2019 - #166 - £395 / £5,683
  • beach-holiday
    beach-holiday Posts: 142 Forumite
    edited 1 September 2014 at 7:19PM
    New thread here, will do final updates later :)

    Well done everyone and/or try harder next week :rotfl:

    beach-holiday - £15.00 / £20...ish
    SOMam - £20.00
    Verityemilia - £40.00
    mooomin - £30.00 / £36.10
    optimistic-mummy - £30.00

    b-h
    PAYDBX 2019 - #166 - £395 / £5,683
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