Capital one card application

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Hi I applied for a capital one credit card and was told they need me to send id. I sent id the next day and have received a letter today saying they have received my id and are processing my application does this mean my application has been accepted thanks!

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  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    First Anniversary Photogenic Name Dropper First Post
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    No, but it's probably positive if your ID checks out.
  • ayman12
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    I received my id back with the letter do you think that's a positive sign thanks!
  • [Deleted User]
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    No. They would return it either way.
  • redux
    redux Posts: 22,976 Forumite
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    They could hardly have kept it.
  • ayman12
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    No I mean they returned it and said they are now processing my application and will hear from them within 7 to 10 days when I did the quick check before applying online it said I am guaranteed to get an card do you think I will be accepted thanks
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    Nothing is guaranteed.

    Patiently wait for their timescale to pass and their response to arrive.

    You seem very keen for answers now, if you are equally keen to get the card for Christmas or some other quick turnaround you may find you are disappointed.

    If accepted, you will received the letter, then the card will be sent out and finally the pin separately so don't make plans for it being up and running in an unrealistic time frame. Make sure you have a contingency plan.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • ayman12
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    Ok thankyou
  • eset12345
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    i'd be more concerned that they had to verify your ID, that doesn't bode well in this day and age.

    they should be able to verify your id instantly electronically
  • ayman12
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    I think it's because I'm currently it on the electoral roll
  • ayman12
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    *not instead of in
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