Lost the plot!

Skint_but_Optimistic · 15 September 2014 at 10:34AM

I lost the plot, completely.

I have suffered a complete and total meltdown. I have no idea what money we now owe.

My tenant is hundreds of pounds behind with the rent, so I sorted them a payment plan. Its time I did the same with me.

I have no clue when I will be debt free. I need to sort myself a goal for this week or next week now.

http://forums.moneysavingexpert.com/showthread.php?t=4562075&page=33

is my old diary.

I found out I had ovarian cancer. I have struggled to cope with it all. Ive had an operation and I am moving forwards. Need to get my old drive back.

I am clean living and clean eating.
I am back on the ebay wagon.

Need to snowball again.

Hope you are all with me. x

Skint_but_Optimistic · 15 September 2014 at 11:10AM

Ok, heres the bad news. First projections show it will be 54 months before I am debt free. My income has been reduced and I have had to cut my hours a lot. I am also having many hospital appointments and dealing with family matters.

My ongoing target is to claw that date back. I will be looking to be debt free in March 2019. I cant see that improving any time soon, so best just keep nipping away at it eh?

First things first, and a small but necessary target of 3500 pounds for central heating.

JustAboutThere · 15 September 2014 at 11:30AM

Dear Skint,

So shocked to hear your news. Please take care of yourself.

Skint_but_Optimistic · 15 September 2014 at 11:32AM

Cheers JAT. I am just needing to reasess and move forward now. I was not able to share at all. I now can but will occasionnally need some support. x

DebtFree2012 · 15 September 2014 at 12:35PM

Hey Skint

Share as and when you do or don't need to. You poor thing. My Mum had breast cancer and thankfully removed. Are you clear now? I hope so, chin up lass and big hugs xx

Skint_but_Optimistic · 15 September 2014 at 12:40PM

I am in progress. Got my head around it all. Need to get back on track, onwards and upwards xx

DebtFree2012 · 15 September 2014 at 12:48PM

Here all the way hun xx

princesst84 · 15 September 2014 at 2:04PM

Right here with you SBO. So sorry to hear your news. Onwards and upwards indeed xxxx

Skint_but_Optimistic · 15 September 2014 at 3:03PM

thanks, - means alot.

The great mysteries of our time are still with us like... when you detail no over seas postage on ebay - why does someone in the Ukraine or Thailand want your old jeans?

same as when you detail home collection available evenings or weekends and people say "can we come wednesday morning?"

I will go for a nice run later, to keep me strong. Then I shall list ebay and I might have a glass of wine. Just one though!

Thinking how we can move forwards again and how we can try to clear this debt when I have only half the income I used to.

heartbreak_star · 15 September 2014 at 3:04PM

Good luck SBO!

HBS x

Skint_but_Optimistic · 15 September 2014 at 3:19PM

Thanks for the good thoughts.

Lost the plot!

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