Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 90,176 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Thank you Bubblesmum & Knit Witch :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 21,246 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Sorry to hear you're not feeling well :( You don't moan all the time you tell it like it is. Fact of life is we don't have good days all the time and the beauty of these diaries is that we can be truthful.

    Anyway sending hugs your way and hope you feel better soon xx
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • doingitanyway
    doingitanyway Posts: 8,729 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
    hope the nothing day helped...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Name Dropper First Post First Anniversary
    Bubblesmum wrote: »
    Booo to no bookclub and feeling unwell.

    I am sure its the best decision for your body but not for being with people and socialising

    Hugs.

    PS you mom, neer, you tell a narrative that is important for others to hear - including me, as I have had to do just what you have done tonight, which means I know you understand what it is like

    More love and hugs

    Says it all, beanie. I'm sorry things are bad for you - thats not a moan from you, its the truth.
    2023: the year I get to buy a car
  • doingitanyway
    doingitanyway Posts: 8,729 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
    I hope you have a wee dram tonight. It will do you good. Happy Burn's night
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • Butti
    Butti Posts: 5,014 Forumite
    First Anniversary First Post
    I hope you're feeling okay soon Beanie x
    Thank you for the tea x
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Bubblesmum
    Bubblesmum Posts: 1,710 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Hope today is better x
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, crack open the Gin......
    Or as my Mum would instil, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    https://forums.moneysavingexpert.com/discussion/5681736/dancing-through-the-rain-with-a-smile-and-good-cheer#latest
  • beanielou
    beanielou Posts: 90,176 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Butti wrote: »
    I hope you're feeling okay soon Beanie x
    Thank you for the tea x

    :rotfl::rotfl::rotfl:
    You wont say that when you try it:p
    Or maybe you will love it:D
    How are you?

    Bubblesmum wrote: »
    Hope today is better x

    Yes thanks Bubblesmum :D
    How are you?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 90,176 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Time to confess I think.
    One of my sources of anxiety is that my CC has crept up.
    Ahem.
    So I am now juggling this with OP'ing the mortgage.
    No one to blame but myself.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elantan
    elantan Posts: 21,018 Forumite
    Photogenic Name Dropper First Anniversary First Post
    SO what book did you have for the book club to read? and did you read it ? and if so ... review please, was it good? was it rubbish, how well was it written, stories characters etc ?

    credit card, yep i'm having overdraft issues, i'm thinking of trying to pay it down by 25 a month or so, could you manage £25 a month? maybe even £10 ? my plan is to try and reduce access to that amount as soon as payment is made ... could that work for you?

    how you feeling ?
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