What is the absolute minimum you need to survive on?
Comments
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Bedsit_Bob wrote: »Is this over 10 months?
If so, switching to 12 months will reduce it to £105 pm.
It is over 12 months :eek::eek: Bit crap really and nothing I can do about it. Regardless though, it's still a stupid amount of money to pay. I just cut down on all my other expenses so that I can afford to pay the CT.Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free
Mortgage free since 20140 -
Yep, that's Surrey prices for Council tax. Ours is £197 per month for a very small three bedroom bungalow.0
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Greetings from Thailand :-
Costs in baht converted at the end
Rent 6000
Electricity 600
Water 85
Phone 200
Motorcycle insurance 100
Petrol 1200
Food 4500
Visa 1900
Total = 14585 baht = approximately 281 pounds.
No council tax, no car related expenses, no television license to pay.0 -
Thanks for that AsiaCat, did you hear a grumble of envy from fellow DFW's?
Do you have to pay for health care?£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
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Wow something that really strike me from this how much people are paying on pricey phone contracts they're tied into....LBM Sept 2012 ~£44 Sept 15: £~5233
£10/day May-Sept: £609.04 Oct: £19.255/£300
Sell £1000 challenge £330.64/£5000 -
Greetings from Thailand :-
Costs in baht converted at the end
Rent 6000
Electricity 600
Water 85
Phone 200
Motorcycle insurance 100
Petrol 1200
Food 4500
Visa 1900
Total = 14585 baht = approximately 281 pounds.
No council tax, no car related expenses, no television license to pay.
Of course, for a true comparison, we'd need to know the average salary.0 -
Bedsit_Bob wrote: »Of course, for a true comparison, we'd need to know the average salary.
Many non-qualified working couple (assuming 1 full time/1 part time) households earn around 15,000 maybe 20,000 Baht... so it's actually very tight.
Average can really mean anything but most reasonably qualified jobs could pay at least 30,000 baht.
Highly qualified jobs depending on qualification and experience pay around 100,000 baht or much more. That's only £1,900 per month.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money.0 -
Wow something that really strike me from this how much people are paying on pricey phone contracts they're tied into....
Yes its almost always a feature of those who post SOA's on here looking for help to sort their debts. (including mine) We have become almost addicted to paying significant sums to have the latest iPhone etc.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
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andyfromotley wrote: »Yes its almost always a feature of those who post SOA's on here looking for help to sort their debts. (including mine) We have become almost addicted to paying significant sums to have the latest iPhone etc.
Thing is they are soo handy to have, my life is on my phone, I can do my banking, buy stuff, find my way anywhere, check the weather, pay a bill, the list is endless, and most contracts average around £35 a month, so it does add up over the year.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
sourcrates wrote: »Thing is they are soo handy to have, my life is on my phone, I can do my banking, buy stuff, find my way anywhere, check the weather, pay a bill, the list is endless, and most contracts average around £35 a month, so it does add up over the year.
I can do all that on my HTC, I got the phone for nothing and pay £10 month!LBM: Dec 2012 - Debt £38,180/ Now £0.
DFD - 17/04/2016
Gambling: The sure way of getting nothing from something.
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