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Rent guarantor

2

Comments

  • Rosemary7391
    Rosemary7391 Posts: 2,879 Forumite
    First Post First Anniversary Combo Breaker
    Why would the landlord evict her if the rent gets paid by her dad?
  • Guest101
    Guest101 Posts: 15,764 Forumite
    suzy5546 wrote: »
    Wont she be evicted anyway as I doubt the landlord will want to carry on ?



    Not if he's going to pay her rent! why would the LL care what she does. Your husband is on the hook now for the next 50 years if the landlord wishes
  • Guest101
    Guest101 Posts: 15,764 Forumite
    suzy5546 wrote: »
    He may have issues not being the guarantor if she decides not to leave. ?


    Will she have a choice ? I presume the landlord wont be impressed ?



    He wont care. Your husband will foot the bill.
  • mrginge
    mrginge Posts: 4,843 Forumite
    Guest101 wrote: »
    He wont care. Your husband will foot the bill.

    Lesson 1 in the list of reasons why not to be a guarantor.
  • G_M
    G_M Posts: 51,977 Forumite
    Name Dropper First Anniversary First Post Combo Breaker
    If hubby pays the rent, daughter won't be in arrears so won't be evicted. Landlord happy.

    If hubby does not pay the rent

    a) daughter could be evicted, &/or
    b) daughter could be sued in court for the rent, &/or
    c) hubby could be sued in court for the rent

    If hubby is successfully sued for the rent, and still does not pay, then hubby gets CCJ.
  • fairy_lights
    fairy_lights Posts: 9,220 Forumite
    Sounds like you need to have a conversation with the daughter and ask her to kindly stop being a selfish !!!!! (I'd forgo the tea and cake on this occasion) as your husband is over a barrel for as long as she stays in the property.
  • Rosemary7391
    Rosemary7391 Posts: 2,879 Forumite
    First Post First Anniversary Combo Breaker
    G_M wrote: »
    If hubby pays the rent, daughter won't be in arrears so won't be evicted. Landlord happy.

    If hubby does not pay the rent

    a) daughter could be evicted, &/or
    b) daughter could be sued in court for the rent, &/or
    c) hubby could be sued in court for the rent

    If hubby is successfully sued for the rent, and still does not pay, then hubby gets CCJ.

    A thought. Would it be reasonable for the guarantor to offer to pay but only once the final total is known, ie tenant evicted and costs added on? That would keep an incentive for the LL to evict (so they get their money) but doesn't expose the guarantor to endless liability? I don't know how that would go down in court though!
  • ScorpiondeRooftrouser
    ScorpiondeRooftrouser Posts: 2,851 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    Rosemary7391 wrote: »
    A thought. Would it be reasonable for the guarantor to offer to pay but only once the final total is known, ie tenant evicted and costs added on? That would keep an incentive for the LL to evict (so they get their money) but doesn't expose the guarantor to endless liability? I don't know how that would go down in court though!

    They have guaranteed to pay the rent on a monthly basis as required, so no. That's not what they've signed up to.
  • aneary
    aneary Posts: 921 Forumite
    G_M wrote: »
    If hubby pays the rent, daughter won't be in arrears so won't be evicted. Landlord happy.

    If hubby does not pay the rent

    a) daughter could be evicted, &/or
    b) daughter could be sued in court for the rent, &/or
    c) hubby could be sued in court for the rent

    If hubby is successfully sued for the rent, and still does not pay, then hubby gets CCJ.

    If the daughter is just going to continue not paying you may want the LL to sue and start the eviction process I think (someone correct me if I'm wrong) you get 28 days to pay before a CCJ is recorded on your credit file.

    That removes your husband's liability although his daughter won't have a home, maybe try and see why see doesn't fell that she needs to stand on her own two feet..
  • Murphybear
    Murphybear Posts: 7,270 Forumite
    First Anniversary Name Dropper Photogenic First Post
    The landlord/agent is supposed to inform the guarantor as soon as the tenant stops paying.
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