QB Wolf's long and winding road
Comments
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I need more money!
Seek and ye shall find.
Had a pay rise, not a life changer, but an extra £400 a month, which will help.
Slightly annoyed though as my old boss had been promising to sort this for the last two years, my new boss has sorted it out in 2 months.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Taking my son today for his first trip to the bank today, pay some money into his account, he's really excited. Mostly about the bag of 1ps that he's collected.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Taking my son today for his first trip to the bank today, pay some money into his account, he's really excited. Mostly about the bag of 1ps that he's collected.
Excellent news, I hope you made it up to .00 at the endSeek and ye shall find.
Had a pay rise, not a life changer, but an extra £400 a month, which will help.
Slightly annoyed though as my old boss had been promising to sort this for the last two years, my new boss has sorted it out in 2 months.
Well done New Boss - did you ask for it backdated :rotfl: :rotfl:£400 a month - well that would certainly be a life changer for me Much better than the £300 I got last year, but don't get too excited - that was £300 a year :eek:
Have you entered a £400 mortgage overpayment into the calculator to see how many years that would knock off your mortagage ??
http://www.whatsthecost.com/snowball.aspx
Now tell me, that's not a life changer :jAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Trouble is AFK, we would like a new car, a new kitchen and a holiday or two :DStart Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Not posted for a while, but the big news is the mortgage has gone below 60% LTV, pretty significant milestone as we can now get the best deals!! :j
£209,753.92 59.93%LTV
I did say we wouldn't do any work on the house until we'd hit that milestone, but Mrs QBW had other ideas.Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Excellent news :j, Well done :T BUT
You know what I'm going to say
"You might have paid off that £3.92 or £53.92 before posting your mortgage figure "
It would look so much better :rotfl: No robbing your son's pennies though
Question - out of curiosity - would you still be under the 60% if you hadn't been rounding down ?Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Great news, well done :T0
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A_Frayed_Knot wrote: »Excellent news :j, Well done :T BUT
You know what I'm going to say
"You might have paid off that £3.92 or £53.92 before posting your mortgage figure "
It would look so much better :rotfl: No robbing your son's pennies though
Question - out of curiosity - would you still be under the 60% if you hadn't been rounding down ?
I would just about have still been below the 60%. Struggling to make OPs at the mo', will make one in JuneStart Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Apologies no posts for a long time, but just made a small token OP. First for a while. Takes me to a nice even £209k.
DDs bedroom was finished last week, so one more room done, just put the deposit down on a new kitchen aaarrrgggghhhhh!!!!!Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Your still doing very well, what with all the renovations going on. and your still managing to round down your mortgage figure :j Well done
New kitchen, as you say - aghhhhhhhhhAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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