misstara's debt diary 2014

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Thats great budgeting :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Miss Tara where are you xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    monz wrote: »
    Miss Tara where are you xx

    Just getting caught up with real life stuff, every time I've gone to update my diary something else has come up.

    Had a lovely weekend off with OH but spent far too much money :( Today I've given my sister money towards my dad's birthday present and my brother the money for travel tickets. I've also booked travel tickets for going home at Christmas time and spent £16.07 at the supermarket.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    You are almost clear :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    monz wrote: »
    You are almost clear :) x

    Getting there :D

    Went shopping on Friday and got my winter coat and running trainers, socks and a water bottle - £96.75 spent so within budget. Yesterday the plan was to go to the fireworks and then some food/drinks with friends, however, fireworks got cancelled due to the weather so we decided to just go out for tea - £19 spent so I still have £31 left of my social budget for the month.

    I bought a couple of things for OH's stocking - £4 spent and have also ordered a few presents from @mazon using vouchers from surveys. Still need to phone up and get the christmas money out of savings.

    At work today so better finish my coffee and get myself organised. Plan for after work is to go for a run/to the gym (weather dependent) and OH is making roast beef for tea :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Love the sound of social fund :)!

    Have you got much to get for Christmas?x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    hope you are ok not posted in few days :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    I'm ok monz, thanks for asking :) Just seem to feel knackered all the time and falling asleep early. Not sure if it's related to increased exercise or low iron levels again :(

    To answer your previous question, I still have lots to get for Christmas. I've got lots of present ideas jotted down but haven't actually bought much so far.

    So Monday and yesterday were NSDs. I was supposed to meet a friend after work today but she isn't feeling great so that has been postponed until next week. Headed to supermarket so £45.80 spent - that should keep us going for quite a while.

    Heading down to the new flat tonight, going to measure up the rest of the rooms for carpet and discuss what else we need to get. Suddenly aware that it's only 7ish weeks until the lease runs out on current flat so need to get a move on. My dad is up at the weekend with various bits and bobs that my parents are donating.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Get your iron levels checked. Thats been me past few weeks as well back on tablets and trying eat more brocilli. I am not really a fan of red meat so need to watch xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Options
    monz wrote: »
    Get your iron levels checked. Thats been me past few weeks as well back on tablets and trying eat more brocilli. I am not really a fan of red meat so need to watch xx

    I've made an appointment, however, first one I could get is almost 2 weeks away. I love steaks so will make sure I eat plenty of greens and red meat :)

    So me and OH bought a washing machine for the new flat which will be delivered next week. Means new flat debt has gone up :( but at least it's planned and 0%. Other than that not been spending much, trying to have as many NSDs as possible this month. My dad is here so spending time with him and my gran today.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
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