Motor Insurance On Benefits

cairndog
cairndog Posts: 226 Forumite
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in Motoring
Which insurers are best to try if you're long term unemployed?
Has anyone had any better than sky high quotes or is it wishful thinking.?
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Comments

  • forgotmyname
    forgotmyname Posts: 32,545 Forumite
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    You try all the comparison sites and then the companies not on the comparison sites, then try club schemes for your make/model of car.

    Only then will you know if the quotes are excessive.
    Censorship Reigns Supreme in Troll City...

  • pogofish
    pogofish Posts: 10,852 Forumite
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    A friend who was on benefits for many years swore by esure - but she was also pretty money-savvy by necessity and did do careful comparisons every renewal. She also lived in a remote and low-crime rural area, which probably also helped a lot.
  • pappa_golf
    pappa_golf Posts: 8,895 Forumite
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    but you are working! you are employed by DWP to research job leads and test them out


    the unemployed get hammered with car insurance Cos , they seem to think that £74 a week is going to allow them to do huge mileages per week
    Save a Rachael

    buy a share in crapita
  • Jamiesmum
    Jamiesmum Posts: 368 Forumite
    I didn't know car insurance was more expensive for unemployed people. why is this?
  • Car_54
    Car_54 Posts: 8,204 Forumite
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    Jamiesmum wrote: »
    I didn't know car insurance was more expensive for unemployed people. why is this?

    To incentivise them to get to work.:wink:
  • dannyrst
    dannyrst Posts: 1,519 Forumite
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    cairndog wrote: »
    Which insurers are best to try if you're long term unemployed?
    Has anyone had any better than sky high quotes or is it wishful thinking.?

    I've never been asked to prove my profession by an insurer. Go ahead and pick any you fancy off the list.
  • Ectophile
    Ectophile Posts: 7,316 Forumite
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    dannyrst wrote: »
    I've never been asked to prove my profession by an insurer. Go ahead and pick any you fancy off the list.

    That's great unless they discover you've been lying to them - probably after an accident because they have no need to check otherwise. Then your insurance gets cancelled, and you get listed on the insurance fraud database, which gets shared with all the other insurance companies.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • pappa_golf
    pappa_golf Posts: 8,895 Forumite
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    Jamiesmum wrote: »
    I didn't know car insurance was more expensive for unemployed people. why is this?


    see post above yours , try running a quote on a "go compare" type site , and edit the job description between your job or even a cleaner/shop worker or warehouse staff and unemployed , and watch it rocket
    Save a Rachael

    buy a share in crapita
  • adonis
    adonis Posts: 1,072 Forumite
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    I was unemployed and I found with Aviva the premiums was the same price.
  • konark
    konark Posts: 1,260 Forumite
    On many companies it's the same price and if you use a comparison site they'll be the ones you go with because they're cheapest.

    Can't see putting 'unemployed' for your profession is correct anyways, it's not a profession is it? If it is it's not a very well-paid one!
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