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    • Jamgeorge
    • By Jamgeorge 10th Feb 18, 3:51 PM
    • 26Posts
    • 0Thanks
    Mortgage after bankruptcy
    • #1
    • 10th Feb 18, 3:51 PM
    Mortgage after bankruptcy 10th Feb 18 at 3:51 PM
    Hi all

    Anyone had a SUCCESSFUL mortgage after discharged bankrupt of 5/6 years?? Thank you
Page 1
    • cashlady
    • By cashlady 14th Feb 18, 4:33 PM
    • 807 Posts
    • 13,728 Thanks
    • #2
    • 14th Feb 18, 4:33 PM
    • #2
    • 14th Feb 18, 4:33 PM
    Hi we are over six years from discharge and got a mortgage from the Yorkshire BS, it was on 85 percent loan to value, the house fell through but not because of mortgage and we are currently in the process of another mortgage from the nationwide,so there is hope
    • Jamgeorge
    • By Jamgeorge 14th Feb 18, 9:05 PM
    • 26 Posts
    • 0 Thanks
    • #3
    • 14th Feb 18, 9:05 PM
    • #3
    • 14th Feb 18, 9:05 PM
    I’m so pleased for you. Well done! Can I ask please did you do it all yourself or a broker?? Thanks.
    • ACG
    • By ACG 14th Feb 18, 9:40 PM
    • 16,533 Posts
    • 8,588 Thanks
    • #4
    • 14th Feb 18, 9:40 PM
    • #4
    • 14th Feb 18, 9:40 PM
    Yorkshire b/s do not deal with brokers as far as I am aware.
    I think you made a similar thread under a different category which I replied to. You should have options, but one application being accepted with what appears to be similar circumstances, does not mean they all will. Better affordability, less debts/commitments/kids, longer employment history, better job prospects (ie professionals tend to score higher than non skilled jobs) can all affect how your application is scored.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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