5k to save - maximum interest ?
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I don't think I can upgrade as it doesn't include the free annual travel insurance and I've only just last month paid 40 to add on our children to the cover which assume would then be void if we no longer qualified0
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Open a Flexdirect in your own name?0
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you say i would get more interest by using current account and regular - is that purely because of the extra 1k which otherwise wouldn't earn anythingor is there an advantage to using both ?So example say if I only had 4K had the lump sums in 2x current accounts there is no advantage to drip feeding those amounts to a regular saver of 5% as the rate is the same ? I don't effectively get the 5% twice ?0
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....or a third TSB, in joint names. Nationwide's 5% account is only for one year, the TSB doesn't have this limitation.
True, and they can set up a cycle of internal SOs to fund.
Anther thought, if they do have a regular amount to save every month, they might each consider the Flex regular saver.0 -
I tried to apply for a joint tsb online but says We both have to go into branch and apply which I can't really do with the hassle of. Ill try open the single nationwide one then. Any other spare money we overpay on mortgage. Thanks for replies and input0
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lilyloo17
Are you both already using the Nationwide Flexclusive Regular saver? If not, why not:cool:
http://www.nationwide.co.uk/products/savings/flexclusive-regular-saver/features-and-benefits
http://www.nationwide.co.uk/products/savings/flexclusive-regular-saver/features-and-benefits0 -
lilyloo17
Are you both already using the Nationwide Flexclusive Regular saver? If not, why not:cool:
http://www.nationwide.co.uk/products/savings/flexclusive-regular-saver/features-and-benefits
http://www.nationwide.co.uk/products/savings/flexclusive-regular-saver/features-and-benefits
No I looked into that aswell but criteria seems to say if you have a flex account you also have to have switched in the last 4 months to apply for flexclusive regular saver but we've had the flex account for years so don't meet criteria !0 -
No I looked into that aswell but criteria seems to say if you have a flex account you also have to have switched in the last 4 months to apply for flexclusive regular saver but we've had the flex account for years so don't meet criteria !
I've just checked it again and seems I've misread it it says OR where I thought it said AND so seems having flex account is enough to qualify 😬:j0 -
You need to have paid in £750 per month for the last three months, with FlexAccount.
If you still have the Annual Travel Insurance, you qualify to apply for the Flexclusive Regular Saver.0
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