Warning if you use contactless payments

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  • Le_Kirk
    Le_Kirk Posts: 22,312 Forumite
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    Well, just pop into Tesco, do your shopping and the person before you will have paid for it!!
  • pelirocco
    pelirocco Posts: 8,274 Forumite
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    Blackbeard_of_Perranporth wrote: »
    Thanks. I've rung my bank, cancelled all my cards and now don't have access to any money! I will be broke until they replace my cards!


    Why have you cancelled your cards? ,,,are you alos known as sheila?
    Vuja De - the feeling you'll be here later
  • System
    System Posts: 178,094 Community Admin
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    Two things that many people don't know about contactless and both bad:
    1. Takes an extra day for funds to leave account
    2. Some banks don't take off the money off available balance.

    I work in retail and seen customers say they have £80 in the account and why isn't it taking a £20 payment. I ask them have they used their card. She said yes. In the process, we worked out she had only £15 left.
  • Blackbeard_of_Perranporth
    Blackbeard_of_Perranporth Posts: 7,605 Forumite
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    pelirocco wrote: »
    Why have you cancelled your cards? ,,,are you alos known as sheila?
    I'm broke!!!!!!!
  • hollydays
    hollydays Posts: 19,812 Forumite
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    Blackbeard_of_Perranporth wrote: »
    I'm broke!!!!!!!

    " broke Sheila"
  • firefox1956
    firefox1956 Posts: 1,548 Forumite
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    Sorry but I just don't believe the OP's scenario.........
    I have used contactless cards since they first became available sometimes maybe 10 times a week.
    Never had any problems at all.
    HTH
  • Lip_Stick
    Lip_Stick Posts: 2,415 Forumite
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    edited 21 July 2017 at 8:12PM
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    ScarletMarble wrote: »
    Two things that many people don't know about contactless and both bad:
    1. Takes an extra day for funds to leave account
    2. Some banks don't take off the money off available balance.

    I work in retail and seen customers say they have £80 in the account and why isn't it taking a £20 payment. I ask them have they used their card. She said yes. In the process, we worked out she had only £15 left.

    When I use contactless at Asda, it now shows up immediately as a pending transaction. No other shops do though, which is annoying as clearly it can be done.
    There's a storm coming, Mr Johnson. You and your friends better batten down the hatches, because when it hits, you're all gonna wonder how you ever thought you could live so large and leave so little for the rest of us.
  • RichardD1970
    RichardD1970 Posts: 3,795 Forumite
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    Lip_Stick wrote: »
    When I use contactless at Asda, it now shows up immediately as a pending transaction. No other shops do though, which is annoying as clearly it can be done.

    Used contactless at Aldi at 16:30 this afternoon. Shows up on my online banking now. Never checked how soon after it does show.
  • Sharon87
    Sharon87 Posts: 4,011 Forumite
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    It all depends on the retailer, and not just for contactless transactions, any transactions. So just because it doesn't appear straight away it's not a contactless glitch.

    I find it hard to believe the previous customer paid for your shopping. You probably have a contactless card when your old when expired and didn't realise.

    Also if someone does steal your card and you see unknown transactions, the bank will reimburse you the same day you tell them (well Natwest did that for me at least). Also you have to put your pin in after a certain number of contactless transactions (unless you've entered your pin at an atm or another transaction).

    I was a skeptic at first, but now i'm a convert to contactless!
  • robatwork
    robatwork Posts: 7,092 Forumite
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    Tin hatted nonsense.

    For future googlers - this didn't happen.
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