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  • FIRST POST
    • pennywisepoundstupid
    • By pennywisepoundstupid 4th Jan 16, 11:12 AM
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    pennywisepoundstupid
    Alway's believe that something wonderful is about to happen!
    • #1
    • 4th Jan 16, 11:12 AM
    Alway's believe that something wonderful is about to happen! 4th Jan 16 at 11:12 AM
    Happy New Year everyone!


    Well after over 6 months of being away I'm back and raring to go. So new diary time, 2015 was a carp year and I'm glad to see the back of it, so its a new year of looking forward and not dwelling on the past.


    Will update some more later.x.



Page 46
    • Sun Addict
    • By Sun Addict 9th Nov 17, 9:34 PM
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    Sun Addict
    Hope you get a better night's sleep tonight. You're doing really well getting things done so a rest day will do you good xx
    Virtual Sealed Pot £671.22
    November NSD 5/12
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • mummytogirls
    • By mummytogirls 10th Nov 17, 9:33 PM
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    mummytogirls
    Hope you managed a better night and some rest Pennywise xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6936.45 - 04/09/17 - 70.99% paid off
    • pennywisepoundstupid
    • By pennywisepoundstupid 11th Nov 17, 9:45 AM
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    pennywisepoundstupid
    Morning, not much happening in the PWPS household, DS has football and rugby matches this weekend and DD is working. DH is off work this weekend but will be the taxi toing and froing for the above.

    Spent yesterday baking, also made soup and making a lovely cheese and onion pie, was tired by the end of it but felt good to be in the kitchen cooking.

    Banking has been checked this morning and I have had a payment of £15 into paypa1 from GTM, so that has gone straight off debt and also redeemed a £5 pre paid mast£rcard from is@y, which I have also paid straight off N£XT. so some nice payments made this morning.

    Still need to do meal plan and a food order, must do that today, also a Christmas list.

    Small spend yesterday on some milk, will need to go and do a small shop tomorrow as DS has told me he is cooking at school on Tuesday.

    Hope everyone is ok x
    Be mindful of your self-talk. It's a conversation with the Universe."

    £150/£55 - Christmas (basically by 24th December)
    £130 - DD tutor (have until 6th Jan,but want it saved by end of year)
    £90 - DD Pony Feet/worming etc (9th Jan)
    • chanie
    • By chanie 11th Nov 17, 8:56 PM
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    • 8,353 Thanks
    chanie
    hope yo had a nice day and car feeling better
    2017 challenge to save £800
    Savings on purchases £807.18
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=4327401ht
    • mummytogirls
    • By mummytogirls 11th Nov 17, 10:04 PM
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    mummytogirls
    Glad youve been in the kitchen doing what you do best Pennywise! All sounds lovely xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6936.45 - 04/09/17 - 70.99% paid off
    • pennywisepoundstupid
    • By pennywisepoundstupid 13th Nov 17, 11:18 AM
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    pennywisepoundstupid
    Morning.

    So cold here this morning and DH forgot to chop me some sticks yesterday for today, so I can't light the stove util he comes home at lunchtime, I do have the CH on low but i'm still cold.

    Pottering day today and I have tidied the kitchen, ordered some xmas gifts online and wrapped a couple of £bay parcels, several more still to do but will do those after lunch.
    Food today is mostly leftovers and whatever needs eating up, have eaten some slightly past there best cinnamon bagels for breakfast toasted with butter nom nom, lunch is soup and sausage rolls and tea is leftover beef from yesterdays rst turned into a curry. Also need to bake as we have no cake/biccies.

    Finances are ticking along and thaks to £bay sale at the weekend £15 has been paid off debt, also ordered a £5 giftcard from sw@gbucks.

    To Do list -
    finish wrapping £bay parcels.
    Bake.
    sweep/mop downstairs.
    Make beef curry.
    washing x 2

    Have a great day
    Be mindful of your self-talk. It's a conversation with the Universe."

    £150/£55 - Christmas (basically by 24th December)
    £130 - DD tutor (have until 6th Jan,but want it saved by end of year)
    £90 - DD Pony Feet/worming etc (9th Jan)
    • Sun Addict
    • By Sun Addict 13th Nov 17, 7:43 PM
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    • 26,688 Thanks
    Sun Addict
    Sounds like you're doing well with the pottering. Makes you wonder when you have time to go to work on days like these
    Virtual Sealed Pot £671.22
    November NSD 5/12
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • mummytogirls
    • By mummytogirls 13th Nov 17, 8:49 PM
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    • 18,013 Thanks
    mummytogirls
    Pottering sounds good Pennywise! xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6936.45 - 04/09/17 - 70.99% paid off
    • pennywisepoundstupid
    • By pennywisepoundstupid 14th Nov 17, 5:40 PM
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    • 13,318 Thanks
    pennywisepoundstupid
    I am enjoying pottering around at home, especially when ts cold and wet outside.

    Another day of pottering around the house, did some tidying up, redeemed £6.50 from surveys and have 1 item ending on £bay item which should make about £5.
    Received £5 m@stercard from sw@gbucks which I have paid straight off n£xt.
    Quite a few surveys done today and i'm trying to do as many as possible as it all helps to pay debt and vouchers are great for Christmas, also 200 points short on max1miles for redeeming a Christmas present for Grandma, hope I manage it in the next couple of weeks.

    Made cookies, sausage rolls and meatballs, meatballs are for tea with spaghetti.

    House is quiet at the moment DS is at sports club and DD has gone shopping with her friends, i'm sure it will be mayhem in an hour though.

    Not much else going on really we just seem to be ticking along.
    Be mindful of your self-talk. It's a conversation with the Universe."

    £150/£55 - Christmas (basically by 24th December)
    £130 - DD tutor (have until 6th Jan,but want it saved by end of year)
    £90 - DD Pony Feet/worming etc (9th Jan)
    • pennywisepoundstupid
    • By pennywisepoundstupid 15th Nov 17, 8:24 AM
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    pennywisepoundstupid
    Morning.

    I'm very excited DH is taking me out for lunch, can you tell cabin fever has set in a bit, it's strange not being able to jump in my car and go off and do all the normal things I would do.

    Few jobs to do at home today, including more baking, all the biccies have gone that I baked and the ones DS baked yesterday at school, I tried on some work trousers the other day as I thought I was putting on weight and they were tight, what are they going to be like after Christmas . I shouldn't worry about it really and just concentrate on getting better I know the weight will drop back off once I'm back to work/running round after everyone.

    Finances are ticking along and I've starting thinking about goals for the new year, as having a goal to focus on always works better for me.
    £12 paid off debt today and I have a few surveys to do already so hope fully I can make a few more pennies, also a couple of bits ending on £bay.
    Mr M order coming this evening, based on a 10 day meal plan I've spent £90 but know I will need to get more milk/fruit/bread later on in the week. If I can keep this months grocery budget under £300 I will be a happy bunny.

    To do list -
    Wrap post £bay parcels.
    Bake.
    Washing x2 loads.
    tidy bathroom.
    sort out sock pile.
    surveys.

    Must go and get sausages out of freezer for tea tonight and then get showered and dressed.

    Have a great day x
    Be mindful of your self-talk. It's a conversation with the Universe."

    £150/£55 - Christmas (basically by 24th December)
    £130 - DD tutor (have until 6th Jan,but want it saved by end of year)
    £90 - DD Pony Feet/worming etc (9th Jan)
    • mummytogirls
    • By mummytogirls 15th Nov 17, 7:41 PM
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    mummytogirls
    Hope lunch out was nice Pennywise xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £6936.45 - 04/09/17 - 70.99% paid off
    • pennywisepoundstupid
    • By pennywisepoundstupid 16th Nov 17, 10:24 AM
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    • 13,318 Thanks
    pennywisepoundstupid
    Hope lunch out was nice Pennywise xx
    Originally posted by mummytogirls
    DH was late back from work so we went for afternoon tea instead which was lovely, but DS/DD were put out that we had gone without them, they cheered up a bit when I revealed I had brought them both back a cake a s there was too much for myself and DH to eat.
    Be mindful of your self-talk. It's a conversation with the Universe."

    £150/£55 - Christmas (basically by 24th December)
    £130 - DD tutor (have until 6th Jan,but want it saved by end of year)
    £90 - DD Pony Feet/worming etc (9th Jan)
    • pennywisepoundstupid
    • By pennywisepoundstupid 16th Nov 17, 10:36 AM
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    pennywisepoundstupid
    Morning, all I seemed to have done this morning is paper work and list making.

    Finances have been checked and thanks to £bay and survey payments £25 has gone to debt. Mr M order came last night £92 which should hopefully be the majority of what we need up to payday, have allocated another £25 for top ups of fresh bits but I hope not to spend that amount. I also sent back 25 carrier bags so that should be £1.25 returning to card.

    2 week meal plan -
    16th -fishfingers, chips & beans
    17th - lasagne & garlic bread
    18th - chilli chicken and bean stew & rice.
    19th - Rst gammon, rst pots, yorky puds & veg
    20th - cottage pie& veg
    21st - cheesy pasta bake.
    22nd - salmon parcels, wedges and veg.
    23rd - Beef casserole, mash & veg
    24th - chicken curry, rice & naan bread.
    25th - pizza & salad.
    26th - pork casserole,Rst & veg
    27th - Freezer leftovers ?
    28th - meatballs and spaghetti
    29th - meat and potato pie & peas
    30th - sausage, egg hash browns & baked beans.

    fruit/yogs/ice cream/hm cake for puddings.

    I will need to buy more milk.bread, fruit, veg and sandwich fillings next week, but hopefully we will make it through with a £25 budget.
    Be mindful of your self-talk. It's a conversation with the Universe."

    £150/£55 - Christmas (basically by 24th December)
    £130 - DD tutor (have until 6th Jan,but want it saved by end of year)
    £90 - DD Pony Feet/worming etc (9th Jan)
    • pennywisepoundstupid
    • By pennywisepoundstupid 16th Nov 17, 10:41 AM
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    • 13,318 Thanks
    pennywisepoundstupid
    Todays to do list -

    Wrap £bay parcels.
    list £bay items
    Make a list of items for DD/DS Christmas stocking, cost has crept up over last couple of years and have ended up spending a fortune.
    Put away piles of washing currently on dining table.
    General tidy around.
    Make butternut squash soup.
    Be mindful of your self-talk. It's a conversation with the Universe."

    £150/£55 - Christmas (basically by 24th December)
    £130 - DD tutor (have until 6th Jan,but want it saved by end of year)
    £90 - DD Pony Feet/worming etc (9th Jan)
    • chanie
    • By chanie 16th Nov 17, 8:41 PM
    • 1,684 Posts
    • 8,353 Thanks
    chanie
    Hope you had a nice day, penny.

    I do love doing stockings for my children. I always put in a giant chocolate Santa to bulk out the stocking.
    2017 challenge to save £800
    Savings on purchases £807.18
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=4327401ht
    • pennywisepoundstupid
    • By pennywisepoundstupid 16th Nov 17, 8:54 PM
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    pennywisepoundstupid
    Stocking list for DS/DD, they wont get all of these items but its a list of low cost items that I can pad out a stocking.

    DD
    Beauty/fashion magazine (I will pick one with a free gift).
    £1 selection box.
    Xmas socks.
    Stationary
    Starbucks gift card (£5)
    Hair accessories
    Lipbalm/make-up
    face mask
    Nail varnish/nail gems
    Novelty mug/travel mug (seen a cute unicorn travel mug)
    Bath bomb
    candle
    body spray
    Bubble bath
    Fashion jewellery
    Adult colouring book.
    gloves
    coin purse
    eye mask
    hair mask/oil
    phone case.
    Bubble gum.
    chocolate santa or reindeer (thanke chanie)
    DS
    Football magazine.
    £1 selection box
    Novelty socks
    Mini football/stress ball
    Pens
    ITunes/Game giftcard (£5)
    hair wax/gel
    Novelty mug
    hot chocolate satchets + marshmallows
    Joke book
    mini puzzle
    hand warmers
    body spray
    shower gel
    gloves
    wallet
    key ring
    Jelly sweets/beans
    sports bottle
    chocolate santa or reindeer (thanks chanie)

    .
    Lots of this can be bought cheaply in the pound shop or as add ons when doing an amazon order, £bay also has lots of these bits cheap as well.
    Be mindful of your self-talk. It's a conversation with the Universe."

    £150/£55 - Christmas (basically by 24th December)
    £130 - DD tutor (have until 6th Jan,but want it saved by end of year)
    £90 - DD Pony Feet/worming etc (9th Jan)
    • Sun Addict
    • By Sun Addict 16th Nov 17, 9:11 PM
    • 4,554 Posts
    • 26,688 Thanks
    Sun Addict
    I used to do the same for my two, I used to buy 10 items for £2 each or less. Your lists are uncannily similar to what mine used to be. I've done Mr SA a Christmas Eve goody bag before with beer, fancy crisps and Xmas socks. I've often wished someone would do the same for me but it never happened.

    Butternut squash soup is my favourite - this week I've got butternut squash and kale soup for lunch, it's lovely.

    Sounds like you've been very productive. Make the most of your time off, before you know it you'll be back at work.
    Virtual Sealed Pot £671.22
    November NSD 5/12
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • pennywisepoundstupid
    • By pennywisepoundstupid 16th Nov 17, 9:19 PM
    • 4,348 Posts
    • 13,318 Thanks
    pennywisepoundstupid
    I used to do the same for my two, I used to buy 10 items for £2 each or less. Your lists are uncannily similar to what mine used to be. I've done Mr SA a Christmas Eve goody bag before with beer, fancy crisps and Xmas socks. I've often wished someone would do the same for me but it never happened.

    Butternut squash soup is my favourite - this week I've got butternut squash and kale soup for lunch, it's lovely.

    Sounds like you've been very productive. Make the most of your time off, before you know it you'll be back at work.
    Originally posted by Sun Addict
    I would also love a stocking but it seems us mums/wives get forgotten about, although DH did come home with a choccie advent calender for me.

    Must admit I didn't get round to making the soup (job for tomorrow) but did get quite a few bits listed on £bay.
    Be mindful of your self-talk. It's a conversation with the Universe."

    £150/£55 - Christmas (basically by 24th December)
    £130 - DD tutor (have until 6th Jan,but want it saved by end of year)
    £90 - DD Pony Feet/worming etc (9th Jan)
    • chanie
    • By chanie 16th Nov 17, 10:01 PM
    • 1,684 Posts
    • 8,353 Thanks
    chanie
    I would also love a stocking but it seems us mums/wives get forgotten about
    Originally posted by pennywisepoundstupid
    I give OH a list of stuff I’d like in my stocking. I literally give him a list with the item, shop, size, etc. Sometimes, I buy the items myself if it’s easier and give him to wrap them up.
    2017 challenge to save £800
    Savings on purchases £807.18
    My spending diary - Spend Less, Live More
    http://forums.moneysavingexpert.com/showthread.php?t=4327401ht
    • Sun Addict
    • By Sun Addict 17th Nov 17, 10:09 PM
    • 4,554 Posts
    • 26,688 Thanks
    Sun Addict
    One year I gave Mr SA and DD a list of things I wanted for Christmas so they could pick something off it. They literally got me everything on the list. So I ended up with rather a lot of perfume and books that year!
    Virtual Sealed Pot £671.22
    November NSD 5/12
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
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