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  • FIRST POST
    • adouas
    • By adouas 14th Nov 17, 8:10 PM
    • 2Posts
    • 1Thanks
    adouas
    Lloyds to MBNA Balance Transfer
    • #1
    • 14th Nov 17, 8:10 PM
    Lloyds to MBNA Balance Transfer 14th Nov 17 at 8:10 PM
    Hi, just applied for that new MBNA 38 month balance transfer card. I just realised (thought it was owned by BOA) that MBNA is owned by Lloyds.

    The reason I got this card is to transfer a balance from a Lloyds Bank credit card to the MBNA one as the interest-free period is expiring. This wouldn't be a problem right?

    Thanks for the help!
Page 1
    • jonesMUFCforever
    • By jonesMUFCforever 14th Nov 17, 8:19 PM
    • 24,171 Posts
    • 11,444 Thanks
    jonesMUFCforever
    • #2
    • 14th Nov 17, 8:19 PM
    • #2
    • 14th Nov 17, 8:19 PM
    Probably you will be ok I don't know how much things have merged back office wise yet - if you don't ask you don't get.
    What goes around - comes around
    give lots and you will always receive lots
    • adouas
    • By adouas 14th Nov 17, 8:31 PM
    • 2 Posts
    • 1 Thanks
    adouas
    • #3
    • 14th Nov 17, 8:31 PM
    • #3
    • 14th Nov 17, 8:31 PM
    they say 'no transfer from lloyds bank cards' on lloyds website and on MBNA website they say 'no transfers from MBNA cards' so should be ok!
    • Edi81
    • By Edi81 14th Nov 17, 8:44 PM
    • 312 Posts
    • 189 Thanks
    Edi81
    • #4
    • 14th Nov 17, 8:44 PM
    • #4
    • 14th Nov 17, 8:44 PM
    You can still do BT’s between Lloyds and Halifax and Lloyds and Bank of Scotland. That is after 8 years of being the same group. MBNA will likely be the same for a while.
    • planteria
    • By planteria 14th Nov 17, 11:15 PM
    • 4,849 Posts
    • 1,062 Thanks
    planteria
    • #5
    • 14th Nov 17, 11:15 PM
    • #5
    • 14th Nov 17, 11:15 PM
    agreed, should fine. at least for now.
    • Dobbibill
    • By Dobbibill 15th Nov 17, 6:50 AM
    • 2,449 Posts
    • 3,553 Thanks
    Dobbibill
    • #6
    • 15th Nov 17, 6:50 AM
    • #6
    • 15th Nov 17, 6:50 AM
    Even though they are owned by the same banking group, it a different brand so it will be fine.
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


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    • Edi81
    • By Edi81 15th Nov 17, 7:06 AM
    • 312 Posts
    • 189 Thanks
    Edi81
    • #7
    • 15th Nov 17, 7:06 AM
    • #7
    • 15th Nov 17, 7:06 AM
    They are also separate companies.

    Bank of Scotland and Halifax are separate brands but the same company and no balance transfers are allowed between them.

    As an aside it looks like MBNA are still generous with their credit limits and increases they’ve just increased mine by nearly half from£10k to just under £15k. Crazy if you ask me!
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