Basic Bank Account & Debit Card Update

Options
12467…11

Comments

  • dongagon
    dongagon Posts: 16 Forumite
    Options
    Not sure i know what you mean.

    The PIN that i was awaiting (now received) is to allow cash machine withdrawals and Maestro drebt card transactions.
  • dongagon
    dongagon Posts: 16 Forumite
    Options
    After re-reading your post, think i understand the point you were raising.

    Do you mean they do not cater for 'Chip & Signature facility'. As used by someone who might be visualy impaired?
  • scottygirl_2
    scottygirl_2 Posts: 81 Forumite
    Options
    i have been a yorkshire bank cust for years having there morgage visa and switch. i also had a savings account with a minibank cash card,this has now been changed over to a switch/ maestro 2 in 1 card with out the cheque guarantee facility. the card is a basic current account and is defenitley a switch facility, ive used it shoppng and and also used it to withdraw cash abroad with the atm. you can certanley use this card as switch without any problem its a great basic account
  • System
    System Posts: 178,094 Community Admin
    Photogenic Name Dropper First Post
    Options
    I think that 'Chip & Pin' allows the card issuer to determine the 'floor limit' on a card by card basis (i.e. its held in the chip)

    This means that Visa Debit/Maestro cards could be issued to seek authorisation at all times. This means that they would be almost identical to Visa Electron/Solo but with the increased acceptability.

    This would seem to be the case with Yorkshire/Clydesdale.

    I wouldnt imagine that person using the card would be aware of the difference.

    :o
  • James
    James Posts: 2,059 Forumite
    First Post First Anniversary Combo Breaker
    Options
    dongagon wrote:
    After re-reading your post, think i understand the point you were raising.

    Do you mean they do not cater for 'Chip & Signature facility'. As used by someone who might be visualy impaired?

    No they don't cater for those who can't manage a PIN.
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    Options
    I thought it was only credit cards that had this facility?

    Seems every time you post about it I end up asking loads of questions :D
  • Silvafox
    Silvafox Posts: 321 Forumite
    Options
    Just want to thank the original poster for making me aware and confirm that they do indeed offer a Meastro card with the Readycash account.

    No credit check is performed at all as confirmed by my advisor. I did, however, have to wait 2 weeks to get an appointment as they are busy at the minute. Also, you have to make an appointment as you can't apply online or over the phone.

    You need 2 forms of ID, one with signature and your picture and one for address purposes. Job done! Card is on its way and the account will be reviewed after 6 and 12 months for an upgrade if the account has been run well.
    PMA - Positive Mental Attitude

    It works for me - you try it!
  • sgx.saint
    sgx.saint Posts: 1,615 Forumite
    First Post First Anniversary Combo Breaker
    Options
    No problem. Glad to be of some help :)
  • jsmith9156
    jsmith9156 Posts: 267 Forumite
    Options
    Does anyone know if you get Internet banking with this Account?

    IVA Payments Coutdown -     IVA completed!! Now the cleanup begins!:D
    Rebuild Credit Time: Vanquis CC with £1000 Limit (£0 Balance)
    Sim Only Contract with T Mobile
    All adding little green ticks to my credit file :D
  • sgx.saint
    sgx.saint Posts: 1,615 Forumite
    First Post First Anniversary Combo Breaker
    Options
    Yes you do :)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards