Starting again, 1% at a time. 100 ways to make £80!

embirch · 5 December 2012 at 11:25AM

Well I have overpaid my CC by £7 this month so an extra 1.4% off the CC bringing the total to 7%. I'm really loving this challenge although I hate this period of the year its just so expensive. Especially since it is DS,DH and my birthday all this month. I'm currently doing abit of overtime at work so hopefully should see a little increase in my xmas pay packet x

Loving seeing everyone's %s keep them coming its really inspiring x

trulymadlydeeply_indebt! · 5 December 2012 at 3:37PM

Morning - a good thing about being poorly is the money you save. Haven't eaten for 2 days, haven't driven anywhere, haven't had any wine, children are off school poorly too so no petrol for school runs and no lunch money either! Wish I was intelligent/organised enough to Home School as I'd be far richer, I'm sure.

Sent another 1% to Next just now to cover last night's lack of wine and have made it sub£200 - Zip-a-dee-doo-dah! £199.92 remaining. Shame Christmas has to get in the way really!

:T just off to update my sig :T

Keep at it everyone

TMD xx

specialkaye · 5 December 2012 at 4:07PM

Just a cheeky 1% to declare today - had some expenses come back from my assessment day for a job last month.

Just been listening the the Autumn Statement and although it barely affects me - i live at home, dont pay tax but dont claim benefits either but it seems alot of people are going to struggle

.

Threads like this and the old style boards trying to make all of our monies go further is going to be rather popular.

Job interview tomorrow, 9am for a full time position so fingers crossed peeps

. Its going to be a little weird as its an internal job for my local council and i directly work with 3 out the other 4 applicants

. If i get it ill be able to dust off my savings account book and help out my parents a little more.

No joy on getting any new babysitting clients unfortunately. Must try harder!!

Currently on track for NSD #4 today for Dec, and I get paid in 15 days. Will hit 100% in just over 2 weeks and will make a savings deposit for the first time in about 5 years!!!!!!

happytails · 5 December 2012 at 4:19PM

Earned £5 selling a pair of maternity trousers to a friend this morning. :j

Got 5 things on Ebay ending at weekend but no bids yet

its definitely quieter atm on there

Wrote my list out for birthdays next year. 17 kids to buy for!! Aiming to get the presents in the sales in january. got a few close friends and close family to buy for too. i reckon 30 presents altogether. plus about 50 cards. 4 anniversary cards, 2 congrats/baby cards too. Will be buying the 7 for £1 cards from card factory

Need to clear out some space for said presents/cards to live :rotfl:

Sarah xx

tudorfan22 · 5 December 2012 at 4:46PM

number 102 reporting for duty! 14% paid off so far with hopefully more to come soon!

unoriginal_uk · 5 December 2012 at 5:38PM

Hi everyone can I join please? I came across this thread a couple of days ago and have read almost 50 whole pages I can't tear myself away! So many great ideas!

So my debt is finally (after ages!) almost paid off as you can see by my signature :j but now my boyfriend and I are trying to save to buy a house. We already have a savings plan for that but we have decided to try and save an extra £5,000 over the next few months in order to pay for legal fees, housey bits, etc when we finally do buy.

So my target is £5,000 and my 1% would be £50

I have already got my numbered envelopes ready to go and have been working through Little Miss's list and writing my own for a plan to raise each % :T

Main ideas for me are:

Selling CD's/DVD's/books
Entering competitions - I have only just started this but won 4 in the last 2 weeks, just little stuff but I will sell it when I get it to make some %!
A £2 sealed jar I have been putting into - won't open this til it's full
Selling some of my gold for cash
Survey sites/User testing
Selling stuff on ebay
Selling old motorbike clothes I impulse brought and never wore!

And some more in the pipeline! I am a bit of a spreadsheet maniac so have made a sheet with all listed and will record progress as and when. I haven't made any % yet - Just decided on all of this last night!

So looking forward to this - all of your progress really inspires me, and I figure if I have managed to pay most of my debt off over the last few years, then I can save some dosh!!

iwannabeasaver · 5 December 2012 at 6:08PM

Started today with a total of 0.41% but when I got home from work there was a letter from Barclays about a PPI claim for my overdraft facility and the money is already in my account. £1545.81 :j

I am at 15.8% in total now. :T

For the first time since 1996 I am in credit and not likely to go overdrawn by the end of the month. I can't wait to go into the bank and close the account.

unoriginal_uk · 6 December 2012 at 2:19AM

Ok now I get why people on here get so frustrated with eBay......I've just finished listing 26 items and I swear I would be quite happy never to look at the website ever again!!!!

Oh well hopefully if they all sell it'll be 0.5 of a %!

When I have regained my will to live tomorrow I will post my full % making ideas list up here.

Thanks LMUD for this thread... It has given me the kick I need to start earning some extra dosh to save!! And it's also reminded me to not give myself such a hard time about my debt....I've done really well the last year especially, and I also gave up smoking two months ago and have cut down my non-essential expenses majorly (I am surprised Starbucks didn't go out of business at this point!) so I should give myself a pat on the back.....and more to the point you all should by the looks of your amazing %'s

WorkFromHome · 6 December 2012 at 10:39AM

I just want to say a major thank you for this thread! It truesly has made my debt seem more managable and taken a weight off my shoulders. I will be taking part

So my debt is £1000 on my credit card so my 1% is £10!

£10 is so much easier to raise. I'll be keeping a record and reading all the wonderful ideas. I'm starting with dog walking to see if that works

ilovetea · 6 December 2012 at 12:38PM

Hello,hope everyone is managing to keep warm.No snow up here.....yet.
£29.05 from e-bay and £1 card sale fetches me up to £246.38.
£246.38 = 24%:j
Few bits in the pipeline,but doubt if they'll be much to add for a while but who knows.
Thanks for all the motivation and ideas.

ilovetea xx

Starting again, 1% at a time. 100 ways to make £80!

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