First Direct £125 to switch!
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anotheruser wrote: »However, if it needs to be transferred by the 31st, that's less than 7 days away now so you would just get the £100.
Unless they would allow it for new accounts that begun the transfer before the 31st?
I asked FD about this yesterday as they've given me a switch date of 4th August and they assured me that I would still get the £125 because the switch process has been started before 31st July.0 -
LookingToTheFuture wrote: »I asked FD about this yesterday as they've given me a switch date of 4th August and they assured me that I would still get the £125 because the switch process has been started before 31st July.
Thanks LookingToTheFuture, I have just applied and got a switch date of 5 August so was wondering about this.2018 wins: Aspinal of London jewellery box, Boudavida gym outfit, HP Pavilion laptop, The List party tickets, All Points East festival tickets, Kiehls moisturiser, By Terry cc serum, Nars Liquid Bronzer, Benefit highlighter, Nars illuminator, Fresh advanced lip trio set, Cetaphil sample set, signed copy of My Absolute Darling by Gabriel Tallent0 -
I am amazed that people apply for an account and at the same time ask for a switch. What are you going to do if something goes wrong with the setting up of your new account - e.g. you might not get your card or your PIN or your internet access sorted by the time the switch completes and your old account has been closed. What are you going to do then? No access to cash, no access to your funds.
There is no rush to complete the switch. Get the new account up and running first, then ask for the switch.0 -
Archi_Bald wrote: »I am amazed that people apply for an account and at the same time ask for a switch. What are you going to do if something goes wrong with the setting up of your new account - e.g. you might not get your card or your PIN or your internet access sorted by the time the switch completes and your old account has been closed. What are you going to do then? No access to cash, no access to your funds.
There is no rush to complete the switch. Get the new account up and running first, then ask for the switch.
I can see two reasons:
1) In this case the offer ends on 31st July, so there is a rush
2) Quite a few people on here aren't switching their main or ever secondary account, so if it gets mucked up, there's not going to be any financial hardship0 -
1) In this case the offer ends on 31st July, so there is a rush2) Quite a few people on here aren't switching their main or ever secondary account, so if it gets mucked up, there's not going to be any financial hardship0
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The offer is paid for opening an account before July 31st, not for switching before July 31st. The switch can be done within 3 months of the account being opened.
It's too late now to complete a switch before July 31st.0 -
Archi_Bald wrote: »I am amazed that people apply for an account and at the same time ask for a switch. What are you going to do if something goes wrong with the setting up of your new account - e.g. you might not get your card or your PIN or your internet access sorted by the time the switch completes and your old account has been closed. What are you going to do then? No access to cash, no access to your funds.
There is no rush to complete the switch. Get the new account up and running first, then ask for the switch.0 -
x_missymoo_x wrote: »...do you think it would therefore be best to wait mid-month to switch?
I'd be initiating the switch a day or two before the last of my DDs was paid, so a little earlier than "mid month"...unless you have some important DDs straggling later (you said "most" of them leave around the 1st)?0 -
YorkshireBoy wrote: »http://www2.firstdirect.com/1/2/banking/switching-bank-accounts (click the 'timings' tab)
I'd be initiating the switch a day or two before the last of my DDs was paid, so a little earlier than "mid month"...unless you have some important DDs straggling later (you said "most" of them leave around the 1st)?
Thanks for that link. Also saw this in the FAQ's:
"Are account opening and account switching all part of the same process?
No, however the two actions are often at the same time. Once the account is open, you can choose a switch date as long as it is in at least seven working days' time. We do recommend an additional couple of days to enable us to deliver your card."
I'll open the account today and see what options it gives me. Thanks again.0 -
FD gives you 3 months to switch for the incentive. that gives you plenty of time to switch when you want.0
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