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  • FIRST POST
    • justme111
    • By justme111 1st May 17, 2:33 PM
    • 2,614Posts
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    justme111
    Card machine
    • #1
    • 1st May 17, 2:33 PM
    Card machine 1st May 17 at 2:33 PM
    Going to offer a service for which I would like to be able to take payments by card. Could you please advise on pros and cons of different systems/acquirers . Turnover may be a couple of thousands a year at best , would be just occasional transactions in the beginning. Thank you
Page 1
    • theonlywayisup
    • By theonlywayisup 1st May 17, 2:52 PM
    • 10,464 Posts
    • 7,039 Thanks
    theonlywayisup
    • #2
    • 1st May 17, 2:52 PM
    • #2
    • 1st May 17, 2:52 PM
    Are you talking face to face, online or telephone (or some/all of those).
    • justme111
    • By justme111 1st May 17, 3:09 PM
    • 2,614 Posts
    • 2,502 Thanks
    justme111
    • #3
    • 1st May 17, 3:09 PM
    • #3
    • 1st May 17, 3:09 PM
    Face to face. Been searching, found "sumup" one.
    May be a stupid question- it looks like it will not be able to emit receipts. Any other option with receipt option? Or is it going to be much more expensive?
    Found the thread on it on a second page of forum , this question must be asked every couple of weeks, apologies for adding to the same questions.
    Last edited by justme111; 01-05-2017 at 3:27 PM.
    • theonlywayisup
    • By theonlywayisup 1st May 17, 4:51 PM
    • 10,464 Posts
    • 7,039 Thanks
    theonlywayisup
    • #4
    • 1st May 17, 4:51 PM
    • #4
    • 1st May 17, 4:51 PM
    We use a mix of HSBC for face-to-face and Worldpay for online. HSBC provide a handheld device and prints the payment receipt. It's very old and we've had it forever.

    Have you tried looking at Paypal Merchant services, purely because it's very easy to set up - caveat being I don't know what, if any machines they can provide.

    You will need to be PCI DSS compliant. It looks complicated but isn't.

    https://www.paypal.com/uk/webapps/mpp/merchant
    Last edited by theonlywayisup; 01-05-2017 at 4:54 PM.
    • phill99
    • By phill99 1st May 17, 5:06 PM
    • 7,839 Posts
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    phill99
    • #5
    • 1st May 17, 5:06 PM
    • #5
    • 1st May 17, 5:06 PM
    I use world pay zinc. Its a small card reader that is blue toothed to a smart phone or tablet.


    There are no monthly charges, no set up fees or minimum contract.


    You just pay 2.75% of the transaction to world pay, taken by direct debit in the next month.


    It doesn't issue paper receipts, but it emails them.


    I have been using it a number of years and would recommend it for infrequent payments.
    Eat vegetables and fear no creditors, rather than eat duck and hide.
    • deegee1971
    • By deegee1971 4th May 17, 1:50 PM
    • 13 Posts
    • 3 Thanks
    deegee1971
    • #6
    • 4th May 17, 1:50 PM
    • #6
    • 4th May 17, 1:50 PM
    My girlfriend uses iZettle - one off purchase of the card machine (£15-30 if I recall). No monthly fees, just 2.75% (which reduces, the more payments you take).
    Can thoroughly recommend it.
    • getmeouttahere
    • By getmeouttahere 16th May 17, 11:04 AM
    • 188 Posts
    • 43 Thanks
    getmeouttahere
    • #7
    • 16th May 17, 11:04 AM
    • #7
    • 16th May 17, 11:04 AM
    We use a company called Card Cutters. We have a mobile GPRS terminal so our monthly rental is higher (as we take payment on delivery occasionally), but card processing fees are the lowest I found, at around 1.3% (we only take about £600 a month on the machine, so not a high usage at all).
    • bexman
    • By bexman 17th May 17, 2:49 PM
    • 29 Posts
    • 8 Thanks
    bexman
    • #8
    • 17th May 17, 2:49 PM
    • #8
    • 17th May 17, 2:49 PM
    Another vote for iZettle, been using them without issue for several years. They even offer contactless machines now, i'm still on chip/pin but it's ideal for the odd transactio and the phone app it connects to is very good too.
    • Percy1983
    • By Percy1983 24th May 17, 4:01 PM
    • 4,959 Posts
    • 7,807 Thanks
    Percy1983
    • #9
    • 24th May 17, 4:01 PM
    • #9
    • 24th May 17, 4:01 PM
    I use the sumup machine, it is the cheapest with lower turnover (less than £5000 per month).

    I believe it can be linked with some printers I will admit I haven't tried this, it also offers receipts via text or email which people seem fine with.

    Here is a review and an offer for the machine cheaper:
    https://www.mobiletransaction.org/sumup-review/
    Quit day job to run 3 businesses 08/02/2017
    Started third business 25/06/2016
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    • angryparcel
    • By angryparcel 25th May 17, 2:42 PM
    • 757 Posts
    • 416 Thanks
    angryparcel
    you could also use a service like Payatrader.com where all you need is a smartphone or tablet
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