Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • JimLad
    • By JimLad 19th Apr 17, 8:34 AM
    • 877Posts
    • 1,460Thanks
    JimLad
    How to live Mortgage Free with Sarah Beeny - Channel 4 Tonight
    • #1
    • 19th Apr 17, 8:34 AM
    How to live Mortgage Free with Sarah Beeny - Channel 4 Tonight 19th Apr 17 at 8:34 AM
    This show is on tonight...doubt we will learn anything we don't already know but could be an interesting watch?
    Mortgage Free 22/03/17. Now expecting a Baby girl in August!
    MissWillow is my OH!
Page 1
    • LadyGnome
    • By LadyGnome 19th Apr 17, 9:14 AM
    • 408 Posts
    • 1,500 Thanks
    LadyGnome
    • #2
    • 19th Apr 17, 9:14 AM
    • #2
    • 19th Apr 17, 9:14 AM
    Thanks for posting this. I will take a look at the programme.
    Mortgage
    Start Nov 2012 310,000
    April 2017 251,443.64 Reduction 58,556.36
    MFW 2017 #42 1675.30/3100
    End Oct Sept 2034 but I have a cunning plan...
    • A Frayed Knot
    • By A Frayed Knot 19th Apr 17, 9:16 AM
    • 1,945 Posts
    • 8,871 Thanks
    A Frayed Knot
    • #3
    • 19th Apr 17, 9:16 AM
    • #3
    • 19th Apr 17, 9:16 AM
    Will watch with interest . . . .

    How's your start of mortgage free life doing ? Reality hit ~ yet ??
    Always have 00.00 at the end of your mortgage balance and one day it will all be 0's
    MFMarch 30 Re/M Oct 23 Target -Dec 19
    O/P's 2014/4000, 2015/6294.69,2016/3186.80
    • JimLad
    • By JimLad 19th Apr 17, 9:31 AM
    • 877 Posts
    • 1,460 Thanks
    JimLad
    • #4
    • 19th Apr 17, 9:31 AM
    • #4
    • 19th Apr 17, 9:31 AM
    Will watch with interest . . . .

    How's your start of mortgage free life doing ? Reality hit ~ yet ??
    Originally posted by A Frayed Knot
    April 10th was my first payday where 750 didnt instantly go back out the door to santander. It was a good feeling! Its not really fully hit home yet though as we have been spending on baby stuff, a chair, cot, buggy etc.
    Mortgage Free 22/03/17. Now expecting a Baby girl in August!
    MissWillow is my OH!
    • bellaboo86
    • By bellaboo86 19th Apr 17, 9:48 AM
    • 252 Posts
    • 361 Thanks
    bellaboo86
    • #5
    • 19th Apr 17, 9:48 AM
    • #5
    • 19th Apr 17, 9:48 AM
    I think my boyfriend is secretly dreading me watching this. We don't share the same money saving ethos.
    • Zola.
    • By Zola. 19th Apr 17, 10:22 AM
    • 905 Posts
    • 305 Thanks
    Zola.
    • #6
    • 19th Apr 17, 10:22 AM
    • #6
    • 19th Apr 17, 10:22 AM
    "The housing expert meets inspiring people who have found a way to live without a mortgage, as they share their secrets on how they liberated themselves from debt. In the first episode, Sarah talks to 27-year-old Annie from Lincolnshire, who transformed an unused industrial site into a house worth over 250,000. She also visits 29-year-old Kimberley, who is desperate to be free of the monthly burden of ever-increasing London rent, and decides to transform a 100-year-old derelict Dutch barge"


    From reading the guide I am not sure if there will be many of the every day savvy tips etc, it sounds more like a 'grand designs' meets 'homes under the hammer' lite show?
    • JimLad
    • By JimLad 19th Apr 17, 10:42 AM
    • 877 Posts
    • 1,460 Thanks
    JimLad
    • #7
    • 19th Apr 17, 10:42 AM
    • #7
    • 19th Apr 17, 10:42 AM
    From reading the guide I am not sure if there will be many of the every day savvy tips etc, it sounds more like a 'grand designs' meets 'homes under the hammer' lite show?
    Originally posted by Zola.
    I think you could be right there. Its not just paying it off quicker but finding somewhere dirt cheap and doing it up.
    Mortgage Free 22/03/17. Now expecting a Baby girl in August!
    MissWillow is my OH!
    • Cinny91
    • By Cinny91 19th Apr 17, 11:16 AM
    • 5,761 Posts
    • 25,072 Thanks
    Cinny91
    • #8
    • 19th Apr 17, 11:16 AM
    • #8
    • 19th Apr 17, 11:16 AM
    Oh the episode description is a bit of a let down. I was fully expecting a show to be like MFW: The TV Series

    Still going to give it a watch, we're finally buying our first home this Spring/Summer and I'm already playing with OP calculators.

    House Deposit 20,000/20,000

    Weight loss 26/38lb GW: 150lb
    • Zola.
    • By Zola. 20th Apr 17, 8:36 AM
    • 905 Posts
    • 305 Thanks
    Zola.
    • #9
    • 20th Apr 17, 8:36 AM
    • #9
    • 20th Apr 17, 8:36 AM
    Well, was it any good?
    • JimLad
    • By JimLad 20th Apr 17, 8:47 AM
    • 877 Posts
    • 1,460 Thanks
    JimLad
    Well, was it any good?
    Originally posted by Zola.
    Completely misleading title....

    In summary....how to live mortgage free?? live on a boat.
    Mortgage Free 22/03/17. Now expecting a Baby girl in August!
    MissWillow is my OH!
    • Zola.
    • By Zola. 20th Apr 17, 9:44 AM
    • 905 Posts
    • 305 Thanks
    Zola.
    As we suspected, another' grab an interesting title' like a newspaper to hook people in for future disappointment.

    Typical!!
    • dark^knight
    • By dark^knight 20th Apr 17, 11:07 AM
    • 437 Posts
    • 857 Thanks
    dark^knight
    To be fair, they featured a couple who paid off their mortgage by overpaying and living frugally.

    Also, there were some left-field ideas, like building on brown sites and buying unconventional spaces like the tin box church, which can't be mortgaged.
    Aiming to be mortgage free by Dec 2018.
    • AliceBanned
    • By AliceBanned 21st Apr 17, 12:04 PM
    • 2,281 Posts
    • 1,053 Thanks
    AliceBanned
    Apart from the couple who paid off their mortgage early by being frugal (50k salary between them so it is possible) and the lady who amazingly designed a house and had it built on a brownfield site (with no architect involved apparently), the other solutions seemed to me to be fairly temporary.


    I sometimes wonder with the property programmes - I do watch them but they change their tune completely depending on what the market is doing.


    The canals in London are getting congested and I have read that there are incidents of 'barge rage', mainly with people in adjacent flats getting fed up of the noise coming from their engines, particularly at night.


    I live near narrowboats and have thought about selling up and moving into one but then where does that leave me regarding equity? I don't want to be in a narrowboat when I'm in my 80s... It looks like quite a nice lifestyle but I have enquired and think the costs of fuel are much higher than those quoted on the programme. Safety for a single lady would also be a concern.
    DFW - goal December 2019

    _________________________
    • freshcotton
    • By freshcotton 21st Apr 17, 1:21 PM
    • 213 Posts
    • 542 Thanks
    freshcotton
    Yes I thought it was going to show people more like us, but I still enjoyed it as the concept of mortgage free living is barely discussed in 'real life'. It made me feel a lot less of a MFW Freak
    Mortgage Start - August 2013 145,000 ************ Balance at April 2017 - 59,000

    Target - Overpay by 2,500 each month ************** Mortgage free by December 2018!
    • BookWorm
    • By BookWorm 21st Apr 17, 2:19 PM
    • 2,270 Posts
    • 13,806 Thanks
    BookWorm
    I have just watched the programme, and the thought I had about living on boats was - what do they do about mail? If you don't have a permanent mooring, presumably you don't have an actual address either? I accept there is less physical post these days due to electronic communication but you still need an address to be registered at for various things.

    Not sure if that is me just being overly practical
    • AliceBanned
    • By AliceBanned 21st Apr 17, 7:04 PM
    • 2,281 Posts
    • 1,053 Thanks
    AliceBanned
    Maybe they use a work address. You can also get a PO Box quite simply and you just pick up your post from a designated mail centre.
    DFW - goal December 2019

    _________________________
    • edinburgher
    • By edinburgher 21st Apr 17, 9:18 PM
    • 10,586 Posts
    • 54,900 Thanks
    edinburgher
    Completely misleading title....

    In summary....how to live mortgage free?? live on a boat.
    Originally posted by JimLad
    Boats look like fun, but I doubt they're as cheap as people think. A reasonably built house should outlive a human, boats not so.
    • AliceBanned
    • By AliceBanned 22nd Apr 17, 9:13 AM
    • 2,281 Posts
    • 1,053 Thanks
    AliceBanned
    Depreciation must be a massive problem. I'd consider living on one for a year or so but would be concerned about selling it on and getting back on the property ladder.


    I suppose it's more of a lifestyle choice but I agree it might not be all that moneysaving.
    DFW - goal December 2019

    _________________________
    • freshcotton
    • By freshcotton 22nd Apr 17, 9:22 AM
    • 213 Posts
    • 542 Thanks
    freshcotton
    A house is better in the sense it remains an asset, but a boat maybe better than renting, especially in expensive areas.

    The young women on the program had spent 100k on rent over a relatively short period of time.
    Mortgage Start - August 2013 145,000 ************ Balance at April 2017 - 59,000

    Target - Overpay by 2,500 each month ************** Mortgage free by December 2018!
    • purplevamp
    • By purplevamp 19th May 17, 4:37 PM
    • 7,124 Posts
    • 344,129 Thanks
    purplevamp
    Catching up on this weeks programme and I am pleasantly surprised with the first Lady. Elaine is trying to become mortgage free, not by being rich or blagging off wealthy relatives. But by making small adjustments and sacrifices to achieve it. This is what I thought, or hoped the show would be about. Well done Elaine.
    Mortgage: Was: 154,495 Oct 2039
    Now: 135,070.67 Mar 2038
    MFW #28 600/3,000

    Swagbucks ~ 135 (2016 ~ 340)
    Surveys ~ 113.15 (2016 ~ 407.55)
    PTC, etc ~ $144.42 (2016 ~ $696.89)

    Goodbye Princess Leia
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,714Posts Today

6,398Users online

Martin's Twitter
  • The strange thing with a 4yr old is having to play & smile while inside feeling sick for those in trauma in my birth town #Manchester

  • Just a quick ta-ta for now. I'm taking the week off for family time with mini and Mrs MSE. So I won't be here much. Back after the bank hol

  • Ugh another one trying it! Beware https://t.co/Ab9fCRA76F

  • Follow Martin