Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Buggins
    • By Buggins 20th Nov 12, 9:12 AM
    • 310Posts
    • 190Thanks
    Buggins
    Pension credit and council tax benefit
    • #1
    • 20th Nov 12, 9:12 AM
    Pension credit and council tax benefit 20th Nov 12 at 9:12 AM
    My husband is currently receiving pension credit but at the end of the month this is changing to state pension instead. It looks as though we will then lose the council tax benefits which is worth about £150pm. Can you help. We have savings of about £14000 and I earn about £750pm. Our savings won't last very long if we have to use them for CT. any advice would be most helpful
    Thank you
Page 1
  • Wywth
    • #2
    • 20th Nov 12, 9:38 AM
    • #2
    • 20th Nov 12, 9:38 AM
    My husband is currently receiving pension credit but at the end of the month this is changing to state pension instead. It looks as though we will then lose the council tax benefits which is worth about £150pm. Can you help. We have savings of about £14000 and I earn about £750pm. Our savings won't last very long if we have to use them for CT. any advice would be most helpful
    Thank you
    Originally posted by Buggins
    How much is your CT?

    £14k would be enough to cover almost 10 years CT (at todays prices) for an average band D property even if you were to get no additional support.
    • McKneff
    • By McKneff 20th Nov 12, 10:04 AM
    • 35,654 Posts
    • 45,898 Thanks
    McKneff
    • #3
    • 20th Nov 12, 10:04 AM
    • #3
    • 20th Nov 12, 10:04 AM
    If he has state pension and possibly sp2 and you earn £750 a month, surely that is more than enough to live on without dipping into savings to pay for your own council tax.

    My OH and I dont get anywhere near what you will get on a monthly basis and get zilch towards council tax or anything

    Why not sit down together and list all your outgoings nd future income to see things actually on paper.

    Does your OH know how much state pension he will recieve, like I say, he may get SP2

    Do either of you have any private pensions.
    Last edited by McKneff; 20-11-2012 at 10:06 AM.
    No one can make you feel inferior without your consent
  • CAB National Representative
    • #4
    • 21st Nov 12, 4:43 PM
    • #4
    • 21st Nov 12, 4:43 PM
    My husband is currently receiving pension credit but at the end of the month this is changing to state pension instead. It looks as though we will then lose the council tax benefits which is worth about £150pm. Can you help. We have savings of about £14000 and I earn about £750pm. Our savings won't last very long if we have to use them for CT. any advice would be most helpful
    Thank you
    Originally posted by Buggins
    Hi Buggins - we'd recommend that you contact your local bureau and arrange to speak with or meet an adviser who can go over possible options with you.
    Official CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe I’ve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

181Posts Today

1,731Users online

Martin's Twitter