Car insurance Claim History

mistertml · 5 December 2017 at 6:01PM

Hi
I have been a second driver on my wifes policy for many years. I have decided to try to get insurance as me being the main driver.

This is where I'm getting confused.
I had a non fault claim whilst I was driving the car.
My question is when it comes to declaring claims made.
Do both me and my wife have to declare this or just my wife as it was her policy.

Thanks in Advance

Quentin · 5 December 2017 at 6:08PM

You disclose it on your own policy as part of your claims history

If you remain as a named driver on your wife's policy then she discloses it as part of your claims history.

If you are no longer to be a named driver on her policy then she discloses it as part of her claim history

mistertml · 5 December 2017 at 6:18PM

Quentin wrote: »

You disclose it on your own policy as part of your claims history

If you remain as a named driver on your wife's policy then she discloses it as part of your claims history.

If you are no longer to be a named driver on her policy then she discloses it as part of her claim history

Hi Thanks for clarifying this.

What happens if I add her as a named driver on my policy?

Thanks

Quentin · 5 December 2017 at 7:05PM

She has a claim to disclose.

mistertml · 11 December 2017 at 5:38PM

Quentin wrote: »

She has a claim to disclose.

Hi

Thanks for clarifying that.

I had declared the claim both under my claim history as well as her claim history.

Thanks

Car insurance Claim History

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