euro's & Halifax credit cards

mogsey14 · 12 February 2017 at 11:52AM

I put £600 into my Halifax credit card to use on holiday,I withdrew £300 worth of euro's from a Santander
bank and only got 103 euro's per pound,my friend 20 metres away got113.5 euro's.
Martin says the Halifax is best for exchange,what did I do wrong?

YorkshireBoy · 12 February 2017 at 12:58PM

You accepted the overseas bank's exchange rate/fee, rather than letting Halifax do the conversion.

Next time read the message on the ATM screen. The option you want, on a Santander ATM, is "without conversion". The other option (ie "with conversion") works out the GBP amount for you and displays it on screen.

Ben8282 · 12 February 2017 at 8:08PM

Also not a good idea to 'put' money onto a credit card in advance to spend. Putting the account into credit may breach terms and conditions.

Ben8282 · 14 February 2017 at 8:10PM

mogsey14 wrote: »

I put £600 into my Halifax credit card to use on holiday,I withdrew £300 worth of euro's from a Santander
bank and only got 103 euro's per pound,my friend 20 metres away got113.5 euro's.
Martin says the Halifax is best for exchange,what did I do wrong?

Please can you let us know the location of these ATM's giving such fantastic rates?

phillw · 16 March 2017 at 12:42AM

Ben8282 wrote: »

Please can you let us know the location of these ATM's giving such fantastic rates?

I think he meant per one hundred pounds. If there was an ATM giving out 103 euros per pound then we'd all be flying there.

euro's & Halifax credit cards

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free