We Are Decking the Halls with NSDs December Challenge

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  • NSD #4 for me today and 4 in a row so hit one of my targets though this is all down to having the lurgy so currently snuggled up in bed with lemsips and soothers hope everyone is having a lovely day!
    Xx
    Weight loss 0/37lb :(Vanquis £1476 Capital One £380
    Nov 2012 NSD 15/15 Dec 2012 NSD 14/15 5 in a row SPC #1874 Overdraft £800
  • mcmanlyn
    mcmanlyn Posts: 422 Forumite
    Hi,

    I'd like to belatedly join in please :) The past 4 days of spending unnecessary money on my lunch hour have got to me! It's great working in the city centre...until you check your bank balance :eek:

    Counting 27 days left of the month I reckon I can hit 15 days if I get my sensible head on!

    I'm only counting money spent on 'extras', bills & DDs are already set up & accounted for - it's the popping to the shop for treats & things that I want/need to stop.

    Here goes...
    Wondering how to have a life & not rack up more debts...
  • Ohhhhh how exciting! Enjoy!:D

    Thanks all ..... it really was fab to see her :D and really cheered me up - hopefully I might get down again in a couple of weeks ....
    beanielou wrote: »
    Haappy happy day citizen kitten~one for the memory box.

    Oh I cannot wait for when i finally see it all finished!

    bit bizarre but I havent been proposed to yet, we decided to get married and then we just found a ring before he did the proposal, so I am getting it changed and he will pick it up when it is done and there will be some surprise at the proposal!

    I can barely breathe from the excitement!

    :j:j:j

    and yes no nsd as i had to pay for parking, but didnt have change so HAD to buy a piece of cake to get the change, then i got some petrol and pumped up my tyres too.
    IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
    Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
    Savings 12k in 2013: NUMBER 093 = 1100.31/4000
    Wedding fund 1045/3500 LOL!

    Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/30
  • EverTheOptimist
    EverTheOptimist Posts: 2,694
    First Post First Anniversary Combo Breaker
    Forumite
    edited 8 December 2012 at 8:32AM
    Finally my first NSD today - :j NSD #1 :j
    SPC 14 Target £200 /
    Debt: £11850
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
    NSD 2/15...woooooooop
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • NSD 2 :DShould get number 3 tomorrow if all goes well.
    Debt at official LBM Sept 2008: £[strike]29967.84[/strike] £19265.12 35% paid :money:
    Current debt(10/01/13): GM Card : £2311.94 Barclaycard : £4612.69 Overdraft : £1572.31 Bank of mum and dad : £560 Bank Loan : £10208.18
    NSD January 9/12
  • beanielou
    beanielou Posts: 89,641
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Ambassador
    So NSD no 4 today.
    Tis very very cold here today.
    Brrrr.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 89,641
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Ambassador
    Need to try to get another flannelette top sheet.
    Dunelm had none.
    The one I got recently was £20 odd quid.
    A tad bit expensive I think.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Nargleblast
    Nargleblast Posts: 10,762
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Forumite
    (Slinks in, hoping nobody notices)

    Still no NSDs yet, they be as rare as hens' teeth in these here parts.

    (What, Igor? We got two more eggs today from Fang and Gnasher? Lovely.......)

    (Slinks out in complete and utter shame for daring to show my face among the crack NSD hunting team)
    One life - your life - live it!
  • Hi all. I've clocked up 4/20 NSDs so far.
    HSBC Credit Card £608.69, HSBC Overdraft: £4123.67, HSBC Loan: £8,270.69
    Lloyds Credit Card: £1418.62, Very Account: £518.99, Barclaycard: £126
    Total Debt as of 9th June 2020: £15066.66
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