What small DFW things will you do this week - w/c 2nd October?

carrielovesfanta · 2 October 2017 at 7:16AM

What small DFW things will you do this week - w/c 2 October
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

carrielovesfanta · 2 October 2017 at 7:22AM

Morning!

Hope I haven't cross-posted. Am on the pc this morning as my phone is dead (charger in work!) Have been mse by not buying a second one!

Hopefully I won't get told off too much for yesterday

OH seems to be a bit on the mend. His temperature keeps coming up a bit and he's sleeping but his cough is def better than it was. Little weigh-in today, 1.25lb down so can't complain. I was really hungry last night though so hopefully today will be better.

Mission:

Meals from plan - done
Prep tomorrow's meals - done
Look out for gym refund :eek: - done - 70 has come back so far...
Behave myself at work to redeem myself - done. I have managed a very cool thing today.
Charge phone in work - done
See if FB buyer comes. Two no-shows. Then he just messages and rearranges! - nope. P.I.Staker
No drinkies - done
Gym at lunch time (better make the most of this money eh? :rotfl:) - done
Crochet - but what?! I'm up to date with the sunshine and showers (well ish - but cannot face all those little flowers again.) - forgot that I had started a dress for myself! Maybe ready for Christmas?!

Have a good one folks

clf x

DawnW · 2 October 2017 at 7:58AM

Morning all

Thanks for starting the thread CLF - hope you have a good day at work and your OH is better soon

I slept most of the night, after having slept most of yesterday afternoon, so I must have needed it - feel better this morning

which is just as well, as I am looking after little GD while her mum goes for a scan. Apparently it is 'boring' looking at pictures of her little brother or sister :rotfl: At least DD will be able to ask any questions she has and be able to listen to the answers!

Other things:
Washing is already out on the line

All dry, must fold and put away (hopefully there is nothing that needs ironing!)
Picked some raspberries and blueberries for my breakfast

May take GD to the park Took her to the park for most of the morning

Must stay in this afternoon, as an ebayer is supposed to be coming to pick up their item Buyer turned up as arranged

List some more things on ebay Managed to list 6 items
Do some bits in the garden if it stays fine Not done

Do some cleaning - dusting today I think, judging by the look of the furniture

Nor this - still feeling tired and headachey
HM meals from stores, must get something out of the freezer for dinner Done, found some trout
Hoping for a NSD

Nothing spent :T
'Do something' with a large bowl of gifted apples - or better still, get OH to do it

Not done
Remind OH to take most of remainder of birthday cakes to the community group he belongs to. We are trying to lose weight, and lovely though they are, multiple large cakes will not help! Done, very well received by all accounts

Did a few surveys, I am pennies away from cashing out on Onepoll

Wrapped ebay items for posting tomorrow (one more to do now)
Put an unwanted cool box on freecycle and someone has asked for it already. We have two ordinary cool boxes, a cool bag, and an electric cool box

- don't need all those! The two ordinary ones were £1 car boot purchases ages ago, the coolbag a gift, only the electric one was bought new, but still.... so rehoming the biggest one, to free up a bit of space

More coffee needed first, I think!
Hope everyone has a good day

determined_new_ms · 2 October 2017 at 8:13AM

Morning carrie & thanks for starting the thread

yay to another day off. Will go back to work tomorrow....

Washing machine is being delivered this morning between 8-12 :j will give me the op to clean the house which usually always gets sidelined for the allotment! WM delivered and installed by moi

who needs a £14.99 installation cost or wants to wait until the male in the household comes home??!

:money:

[STRIKE]Will go to the allotment and do an hour's digging. [/STRIKE]Am now going to start on the autumn clean proper

depending on time WM gets here I may walk there didn't walk...

want to photo and list items on fleabay

[STRIKE]clean car out - it's a shocking mess! [/STRIKE] took some rubbish out. that counts right????

[STRIKE]things out of freezer for tea with lashings of veg[/STRIKE] :rotfl:

check onepoll

Am going to start knitting some socks - I've never been able to finish one! I always mess it up after the heel!

meditate & [STRIKE]listen to audio book[/STRIKE]

considered buying jam jars for raspberry & prossecco jam and a couple bottles for sloe gin and blackberry whiskey. Had a root around the larder and cupboard and realised I don't need to do that as can recycle things from stores

madam has a dentist appt and I want to park where it's free but then it's a bit of a walk for her. Might just swallow the parking charge.... hurrah found a solution. Madam will take her scooter. Win win :cool:

PurpleFairy26 · 2 October 2017 at 8:20AM

Morning all :hello: thanks for the start Carrie

Quick post for me:

Left overs for lunch/tea for everyone, saved a meal from plan
Hot drink for commute
Half a slice of cake to work rather than a whole one to make it go further
Cook chickpeas, make hummus
Check banking, update sheet
Check surveys
More knitting tonight, I might be able to finish it. If I get a good run at it

Have a good day folks, Purps.

ziggy2407 · 2 October 2017 at 9:34AM

Good Morning All

Carrie - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Another shocking nights sleep so today I'm going to be kind to myself and not push myself to get lots done. Today we will:

Check Bank & made PAD - Done
Purge a few emails -
Enter a few comps -
Surveys -
All meals from cupboards/fridge/freezer -
Checked: Tombola Stars, Luckyphone, Ashleigh, FPL -

Have a great day all.

C x

uphillstruggler · 2 October 2017 at 10:48AM

Morning all and thanks for being such a positive group and brightening my day

Just heard a friend has passed away

Does anyone have any experience with paying a load of coins (pennies, 2ps, 5ps) in at the bank? B**clays, if that helps. I remember a couple of years back I tried to pay some cash - only about £3.50 - in at N********e and they said they didn't accept cash. Keen to declutter and keen to get those pennies into our account! Thanks for any advice.

Today I will/have:
*[STRIKE]check accounts[/STRIKE] - done
*[STRIKE]transfer funds to cover outgoing payments[/STRIKE] - done
*[STRIKE]get some free exercise[/STRIKE] - done
*pay coins in at the bank (if they'll take them)
*[STRIKE]work, work, work[/STRIKE] - done
*[STRIKE]clean the flat - [/STRIKE] - done, phew
*budget for October - bit late to the party, I know

*[STRIKE]couple of freegle items being picked up[/STRIKE] - done

Have a super day,
US

DawnW · 2 October 2017 at 11:24AM

Sorry to hear of your loss Uphill Struggler

Most banks will accept coins if they are counted into the little pastic coin bags provided - the bags need to contain the right number of the right denomination of coins so they can be weighed rather than counted. I keep a few bags on the go and when they contain the correct amount, pay them in. The bank will give you the bags for free

uphillstruggler · 2 October 2017 at 11:35AM

Thanks, Dawn

determined_new_ms · 2 October 2017 at 11:38AM

hope you're ok uphillstruggler x

tantaraza · 2 October 2017 at 11:42AM

Hi, I hope it's okay to drop in

I'm still relatively new on the debt free journey but there are no big things to cut (e.g. Sky) so it's really only small things I can do and it would be nice to have somewhere I can talk and be held accountable

Today I am going to phone the CAB and ask for a form I need to be posted out to me. Hopefully they'll do this? I'm going to try to advertise some unwanted items on Gumtree too.

Sorry to hear about your loss, uphillstruggler

NatWest have a coin deposit machine but I can't remember if it's only for customers, if you have a nearby branch it may be worth popping in to ask them? Or I second DawnW's suggestion of using coin bags

What small DFW things will you do this week - w/c 2nd October?

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free