D'oh! Better get started... I wanna be Mortgage Free!!

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Comments

  • gratefulforhelp_2
    gratefulforhelp_2 Posts: 9,286 Forumite
    Dear Froggy, great to have you hopping back with a plan.

    Let's think what other skills you have to raise cash? Offer conversational French lessons? Wiff waff coaching? Life model?
    Please do not confuse me with other gratefulsforhelp. x
  • gallygirl
    gallygirl Posts: 17,228 Forumite
    Name Dropper First Anniversary First Post Mortgage-free Glee!
    Good luck Frogmeister :T.

    Are you really attached to the area? Would you consider making a fresh start elsewhere?

    BTW Billy has some houses to rent going cheap ;)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    edited 6 December 2011 at 5:48PM
    You seem focused Froggy. That's good.
    No ideas I'm afraid but wanted to post to show my support
    I can't be bothered updating this anymore
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    fab to haveyou back.. :)
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    gallygirl wrote: »
    Good luck Frogmeister :T.

    Are you really attached to the area? Would you consider making a fresh start elsewhere?

    BTW Billy has some houses to rent going cheap ;)

    Going cheap nothing!! I'm charging a premium and watching landlords from hell for some tips!! I'm afraid "No French" is one of our tenancy rules. It's murder trying to get the smell of onions out of a place following extreme exposure...
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    wynnvegas wrote: »
    Going cheap nothing!! I'm charging a premium and watching landlords from hell for some tips!! I'm afraid "No French" is one of our tenancy rules. It's murder trying to get the smell of onions out of a place following extreme exposure...

    Thanks Billy, appreciate the support mate :(
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Lhaso Froggy,

    Three word plan - Professional Ping Pong!

    Let me know where you're looking. I'll see if I can pick up a BTL property in the vicinity and I'll swing you a deal.

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • CathT
    CathT Posts: 7,115 Forumite
    First Anniversary Name Dropper First Post
    I have chuckled my way through the last page of your diary Froggy!
    Apr 2024 - part 1 - £30,337 part 2 - £24,811 Total - £55,148 43 months to go!
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    What we did, was additional jobs.

    I work with a lot of second job types in my supermarket job. Not only those on minimum wage, but in 'career' 'graduate' jobs but trying to pay off car loans, student debt, get on the housing ladder etc.

    Cheaper accommodation. For a year I worked for a university accommodation office as a housing warden, was free accommodation including bills and internet. (I'm not suggesting something as extreme as this however, what about lodging, house share, cheaper studio flat etc.)

    I had a quick google and there's 2 bed houses at £325. House shares including bills from £55 a week in Manchester (I appreciate that these will be unsuitable and studenty but gives you an idea.)

    Short term pain for longer term gain. (I really wish we had got lodgers in before the children, could have had an additional £300 a month - didn't think about it then and now don't have a spare bedroom but it's something I would consider if we were in a suitable property.
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • gallygirl
    gallygirl Posts: 17,228 Forumite
    Name Dropper First Anniversary First Post Mortgage-free Glee!
    Well, as Billy is a no-no how about a company like this:

    http://www.umbrellaguardians.com/guardians

    There are several about but these look pretty professional.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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