Payment A Day Chapter 18

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Comments

  • Erme
    Erme Posts: 3,597 Forumite
    First Anniversary Combo Breaker I've been Money Tipped! Debt-free and Proud!
    kirtsypoos wrote: »
    Don't worry Keedie, it's easily done and I know I speak for everyone when I say we are very grateful for your counting up :D

    So true cos I'm in such chaos right now there's no way I could do it so thanks a bunch @ keedie

    For me?Mucked up sleep and some sort of dizzy thing since the weekend and now I want some random retail therapy :mad:

    I did the random retail therapy last week - it's heading the way which these things must go - online returns :T

    So I 'aint doing it this week!!!

    One tip I find useful when needing random retail therapy is count the little blessings and also no cards with you when you go out - just cash and what you need :)

    I can so do this padders!!!

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • hi

    just £2 into money pot thanks xx
  • Hi all!

    I'm late padding this week (was supposed to do it Friday but I've been so busy!!) so I've paid £50 off the Barclaycard.

    Chappie x
    PAD - Barclayloan - £3078.32/£3758.32

    January 2022 Grocery Challenge - £600

    Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365

    Virtual Sealed Pot Challenge 2022 - £8.55/£500
  • sashybo
    sashybo Posts: 4,503 Forumite
    Name Dropper First Post First Anniversary Photogenic
    Hi all, just £1 to loan no 1 today.

    Don't worry about the total Keedie, these things happen.

    Erme, good luck with resisting the random retail therapy, you can do it. :T
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,073, Car loan 2 £16,000, 0% CC1 £195. Debt Free Diary to try & keep spending in check.
  • mandz1
    mandz1 Posts: 2,548 Forumite
    £15 to very today please.
    PAD Maker
  • Good evening everyone! Hope everyone is ok?! Please put me down for a big pad of £85. Thanks

    I have felt a bit down today but realise each pad does make a difference, it just takes time. I just want debt two gone!
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • £6.00 to savings
    £2.00 to cc

    £8.00 total
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
    Morning all!

    An ebay item sold yesterday and was paid for an picked up within a few hours so a larger PAD than planned for me of £29 please Keedie....that takes me to 80% paid :j:j:j
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Keedie
    Keedie Posts: 2,232 Forumite
    First Anniversary First Post Photogenic Combo Breaker
    Hello All,

    The total for the 15th February 2017 was a fantastic £610.16 :j:j:j

    Well done to those who managed big PADs (thanks dreaming) and small PADs, it is all adding up and yesterday's total has helped to really push up our monthly total so far, keep going everyone.

    ahall - You're doing an amazing job! You've completely cleared debt 1 and you're making fast progress on debt 2. Rome wasn't built in a day. The main thing is that we keep chipping away at The Debt, because it will be cleared, it just takes time. It's like climbing a mountain, you just take it in small steps, but you need to look back every now and then and see how far you've come. If you are only ever staring at your end goal. no matter how much progress you make, you'll still always feel like you have a whole mountain to climb. You get there, and probably sooner than you think :grouphug:.

    Kirtsypoos - you're doing so well; 80%! :dance:

    Keedie,
    xx
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈

    2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid
  • hi
    £10 over payment to mortgage thanks xx
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