The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!
mf0u1098
Posts: 1,595
Forumite
Hey everyone, it's me again!!!
On 15th November 2011 I created a challenge to pay off all my debts by Xmas 2012. Along the way I am proud to have been joined by over 300 wonderful people who all have the same goal in mind, to be debt free by Xmas 12. :A
So far, we have have pledged to pay off over £3million and have so far already paid off over £300,000 in just 19 weeks which is phenomenal.
On the next few posts are the lists of all our lovely members and their totals paid off versus what they started the challenge with. Don't worry about working out the % as I can do this for you, although I will put how you can work them out for yourself on one of the next few posts!
We also have a weightloss challenge on this thread as well as a mini weekly challenge run by our lovely Kerri_DFW. Kerfuffle (thank you! x) has been compiling these challenges and I have put them one of the next posts.
There is also an information post where you can get tips on what the lingo is on here as well as help on Snowballing, creating signatures and subscribing to a thread. In addition we have a post showing our monthly grand totals and a running total for how much we've paid off so far in the challenge.
One of the best posts is our very own DFBX12 Roll of Honour post. Two of our members have already achieved debtfreedom and are an inspiration to us all. :T This has led to a new savings challenge post so that new debt free'ers can keep focused to start saving with the support of everyone on here so they are far less likely to go back to their old bad habits.
Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have severals members who will be on their debt journey for several years to come but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
I am so immensely proud of everyone on here. I feel incredibly humbled to have started something that has helped change people's lives. BUT it is the people on here that have made this challenge a success and it would be nothing without the input, support, kindness and humour of all our members. We are from all different walks of life and we have got into debt many different ways but noone is EVER judged and it really has a family feel to it.
So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!
I usually update every couple of days so please be patient waiting for your number but it's not necessary to have one to be a member, just get stuck in and start posting!!!
Good luck everyone and I hope you like PART !!! :j
Here are the links to Part1 and Part2 if you want to get a feel for what we are all about...
Jemma xxx
On 15th November 2011 I created a challenge to pay off all my debts by Xmas 2012. Along the way I am proud to have been joined by over 300 wonderful people who all have the same goal in mind, to be debt free by Xmas 12. :A
So far, we have have pledged to pay off over £3million and have so far already paid off over £300,000 in just 19 weeks which is phenomenal.
On the next few posts are the lists of all our lovely members and their totals paid off versus what they started the challenge with. Don't worry about working out the % as I can do this for you, although I will put how you can work them out for yourself on one of the next few posts!
We also have a weightloss challenge on this thread as well as a mini weekly challenge run by our lovely Kerri_DFW. Kerfuffle (thank you! x) has been compiling these challenges and I have put them one of the next posts.
There is also an information post where you can get tips on what the lingo is on here as well as help on Snowballing, creating signatures and subscribing to a thread. In addition we have a post showing our monthly grand totals and a running total for how much we've paid off so far in the challenge.
One of the best posts is our very own DFBX12 Roll of Honour post. Two of our members have already achieved debtfreedom and are an inspiration to us all. :T This has led to a new savings challenge post so that new debt free'ers can keep focused to start saving with the support of everyone on here so they are far less likely to go back to their old bad habits.
Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have severals members who will be on their debt journey for several years to come but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
I am so immensely proud of everyone on here. I feel incredibly humbled to have started something that has helped change people's lives. BUT it is the people on here that have made this challenge a success and it would be nothing without the input, support, kindness and humour of all our members. We are from all different walks of life and we have got into debt many different ways but noone is EVER judged and it really has a family feel to it.
So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!
I usually update every couple of days so please be patient waiting for your number but it's not necessary to have one to be a member, just get stuck in and start posting!!!
Good luck everyone and I hope you like PART !!! :j
Here are the links to Part1 and Part2 if you want to get a feel for what we are all about...
Jemma xxx
New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:
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Comments
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The Trusty Team:
001 :j mf0u1098 £11,646.70 /[STRIKE] £16,736.45 [/STRIKE] 69.59%
002 :j charleyroo £8,000
003 :j CW2 £7,606 /[STRIKE] £12,459 [/STRIKE] 61.05%
004 :j loubie_lou £5,000.00 /[STRIKE] £13,678.00 [/STRIKE] 36.56%
005 :j kerri_dfw £0 £3,420
006 :j Suzitiger £635 /[STRIKE] £5,353 [/STRIKE] 11.86%
007 :j mumfirst £9,958.67
008 :j Shopping_addict £6,431
009 :j eldestofthree £12,000
010 :j rjh35 £7,540.00 /[STRIKE] £15,461.76 [/STRIKE] 48.77%
011 :j antonia1 £2,545 /[STRIKE] £4,795 [/STRIKE] 53.08%
012 :j his missus £4,120.00 /[STRIKE] £6,583 [/STRIKE] 62.59%
013 :j fritterprincess £6,500 /[STRIKE] £8,500 [/STRIKE] 76.47%
014 :j debtfreeeju £1,559 /[STRIKE] £9,650 [/STRIKE] 16.16%
015 :j emiesq £10,000
016 :j jakes-mum £7,531.89 /[STRIKE] £8,806.89 [/STRIKE] 85.52%
017 :j beachie £1,117.01 /[STRIKE] £4,000 [/STRIKE] 27.93%
018 :j RoobyNooby £1,800
019 :j mazy_m £6,900
020 :j Deniseg4 £17,550
021 :j Flossy87 £949.82 /[STRIKE] £8,334 [/STRIKE] 11.40%
022 :j Clarienne £2,423.57 /[STRIKE] £8,379.50 [/STRIKE] 28.92%
023 :j Natlie £4,200 /[STRIKE] £9,800 [/STRIKE] 42.86%
024 :j forgottendreams £2,990 /[STRIKE] £6,100 [/STRIKE] 49.02%
025 :j Bobley £6,000
026 :j MrsAckroyd £10,000
027 :j GreenSaints £5,781.40 /[STRIKE] £22,922.39 [/STRIKE] 25.22%
028 :j banwa £5,930 /[STRIKE] £15,000 [/STRIKE] 39.53%
029 :j lulalolly £1,619 /[STRIKE] £8,276 [/STRIKE] 19.56%
030 :j salkunh £848.22 /[STRIKE] £38,028.13 [/STRIKE] 2.23%
031 :j savingforarainyday £260.91 /[STRIKE] £7,145 [/STRIKE] 3.65%
032 :j catapa £3,600
033 :j jimmytwoshoes £3,373.96
034 :j moneymakermum £9,521
035 :j sydneybean £608 /[STRIKE] £5,592 [/STRIKE] 10.87%
036 :j Shellgsxr £2,817.73 /[STRIKE] 6,157.85 [/STRIKE] 45.76%
037 :j alamaya £46,042.38
038 :j Miss Information £694.33 /[STRIKE] £2,529.33 [/STRIKE] 27.45%
039 :j jamescarsonlee £497.81 /[STRIKE] £10,442.39 [/STRIKE] 4.77%
040 :j GemmaB1 £14,440
041 :j snoopyfan28 £376 /[STRIKE] £8,000 [/STRIKE] 4.70%
042 :j PammyH £6,500
043 :j rosiest £6,679 /[STRIKE] £12,911.70 [/STRIKE] 51.73%
044 :j shrekkiegirl £2,365 /[STRIKE] £9,230 [/STRIKE] 25.62%
045 :j SEASHELL £16,563
046 :j May-13 £14,128 /[STRIKE] £14,128 [/STRIKE] 100.00%
047 :j sam09 £4,842 /[STRIKE] 12,724 [/STRIKE] 38.05%
048 :j CraftyTwinkle £2,530.98 /[STRIKE] £10,369 [/STRIKE] 24.41%
049 :j recurrent-ostrich £7,100.28 /[STRIKE] £10,000 [/STRIKE] 71.00%
050 :j seriousDFW £5,076 /[STRIKE] £10,722 [/STRIKE] 47.34%
051 :j Nickyanne123 £1,795.40 /[STRIKE] £14,247 [/STRIKE] 12.60%
052 :j ibnimmo £44,700
053 :j JayneTay £280 /[STRIKE] £5,000 [/STRIKE] 5.60%
054 :j Katiec950 £9,303.86 /[STRIKE] £10,678 [/STRIKE] 87.13%
055 :j InsertWittyName £15,076.21 /[STRIKE] 16,570.76 [/STRIKE] 90.98%
056 :j dd1981 £4,695.95 /[STRIKE] £9,793.81 [/STRIKE] 47.95%
057 :j PedroMatias £9,607.76 /[STRIKE] £17,227.93 [/STRIKE] 55.77%
058 :j hazelc56 £1,038.39
059 :j Choc-addict £785.86 /[STRIKE] £29,979.60 [/STRIKE] 2.62%
060 :j idristhedragon £100 /[STRIKE] 1,900 [/STRIKE] 5.26%
061 :j plum44 £17,845
062 :j Xandersmum £500 /[STRIKE] £8,950 [/STRIKE] 5.59%
063 :j Malmol09 £2,730.65 /[STRIKE] £17,630.02 [/STRIKE] 15.49%
064 :j theposhbint £534.30 /[STRIKE] £13,210.36 [/STRIKE] 4.04%
065 :j Kerfuffle £4,396.32 /[STRIKE] £11,616.56 [/STRIKE] 37.85%
066 :j StrawberryR £997 /[STRIKE] £6,160.16 [/STRIKE] 16.18%
067 :j rusty1987 £208.41 /[STRIKE] £6,527.50 [/STRIKE] 3.19%
068 :j psychopathbabble £5,586.70 /[STRIKE] £6,492.82 [/STRIKE] 86.04%
069 :j lemonpopsicle £7,100 /[STRIKE] £7,719 [/STRIKE] 91.98%
070 :j RosaBernicia £510 /[STRIKE] £11,195 [/STRIKE] 4.56%
071 :j Angel84 £6,621
072 :j fruityslh £3,786.12 /[STRIKE] £15,106 [/STRIKE] 25.06%
073 :j mumofcookers £3,700 /[STRIKE] £8,200 [/STRIKE] 45.12%
074 :j Bad Weather £11,000
075 :j MaltbyMaeve £7,731.63
076 :j nannygladys £2,200
077 :j Helen Pie £3,831.58 /[STRIKE] £16,660.26 [/STRIKE] 23.00%
078 :j affordmylife £2,700 /[STRIKE] £4,500 [/STRIKE] 60.00%
079 :j utopiah £760 /[STRIKE] £2,260 [/STRIKE] 33.63%
080 :j Jan2011 £94.20 /[STRIKE] £22,868.63 [/STRIKE] 0.41%
081 :j fairyface £50 /[STRIKE] £40,000 [/STRIKE] 0.13%
082 :j Tjrw1985 £4,900
083 :j twirly09 £1,000
084 :j SpagBol £13,471 /[STRIKE] £58,000 [/STRIKE] 23.23%
085 :j louisa_84 £250 /[STRIKE] £5,500 [/STRIKE] 4.55%
086 :j mummychicken £_______
087 :j Beccie £8,705 /[STRIKE] £12,234 [/STRIKE] 71.15%
088 :j accountingbod £5,518.39
089 :j rubywhatashmoo £1,550 /[STRIKE] £1,550 [/STRIKE] 100.00%
090 :j Debtfreein2011 £5,577 /[STRIKE] £22,867 [/STRIKE] 24.39%
091 :j samjl £16,400
092 :j Pie £797 /[STRIKE] £7,180 [/STRIKE] 11.10%
093 :j sharronej £9,144.00 /[STRIKE] £21,120 [/STRIKE] 43.30%
094 :j TOOMUCHWORRY £20,000
095 :j sarah_84 £6,725
096 :j L-M 1498.55 /[STRIKE] £6,164.55 [/STRIKE] 24.31%
097 :j Munchin £5,435 /[STRIKE] £8,030.00 [/STRIKE] 67.68%
098 :j novagirl £1,273 /[STRIKE] £2,100 [/STRIKE] 60.62%
099 :j irishnini €634.68 /[STRIKE] €12,051.15 [/STRIKE] 5.27%
100 :j ashleighsalem £5,701 /[STRIKE] £5,701 [/STRIKE] 100.00%
101 :j flowerbomb1979 £_______
102 :j DomRavioli £10,000
103 :j parsniphead £3,140 /[STRIKE] £19,000 [/STRIKE] 16.53%
104 :j rainbowneeks £7,855.40
105 :j Deeperblue £10,000
106 :j bailey80 £34,939.16
107 :j browng £1,100 /[STRIKE] £5,100 [/STRIKE] 21.57%
108 :j must_change £4,000
109 :j Maddie57 £1,204.16 /[STRIKE] £28,729.16 [/STRIKE] 4.19%
110 :j redmel1621 £8,247.66
111 :j jenna2007 £7,795
112 :j floridafairy £4,123 /[STRIKE] £8,241 [/STRIKE] 50.03%
113 :j fedupofbeingindebt £9,000
114 :j Machine £1,530.61 /[STRIKE] £15,962.80 [/STRIKE] 9.59%
115 :j stargazerselena £4,002
116 :j emma2105 £4,368
117 :j purpleruby £10,813.21
118 :j miecherox £18,883
119 :j TwelveStopsThenHome £_______
120 :j timbstoke £1,550
121 :j lika_86 £5,390
122 :j gettingthereslowly £491.85 /[STRIKE] £10,000 [/STRIKE] 4.92%
123 :j Superheavy £10,762 /[STRIKE] £10,762 [/STRIKE] 100.00%
124 :j skaps £898.84 /[STRIKE] £6,231.61 [/STRIKE] 14.42%
125 :j carer adrian £5,000
126 :j Trevor64 £23,331
127 :j trying hard £4,082 /[STRIKE] £19,900 [/STRIKE] 20.51%
128 :j Twigs2205 £18,000
129 :j Miss C J £717 /[STRIKE] £5,620 [/STRIKE] 12.76%
130 :j DorsetGirl £1,798.58 /[STRIKE] £7,873.87 [/STRIKE] 22.84%
131 :j zalnpl £6,000
132 :j janeypoo £3,000
133 :j Credit-Crunched £8,476.00 /[STRIKE] £13,946 [/STRIKE] 60.78%
134 :j Cynical Monkey £3,967.71 /[STRIKE] £13,292.93 [/STRIKE] 29.85%
135 :j January20 £1,786.19 /[STRIKE] £1,786.19 [/STRIKE] 100.00%
136 :j thenewscrooge £9,626
137 :j wit40iwtwan £10,847.73
138 :j Dolly Rocker £3,701.78 /[STRIKE] £8,531.47 [/STRIKE] 43.39%
139 :j claresy £11,431
140 :j On_a_mission23 £10,000
Continued on next post
New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
141 :j ftm2009 £3,192.48 /[STRIKE] £12,203.48 [/STRIKE] 26.16%
142 :j velvet27 £317 /[STRIKE] £2,700 [/STRIKE] 11.74%
143 :j money free 2011 £1,290 /[STRIKE] £16,600 [/STRIKE] 7.77%
144 :j teresa £4,500
145 :j gemred_21 £608 /[STRIKE] £15,313 [/STRIKE] 3.97%
146 :j dizzybee £145 /[STRIKE] £10,062.55 [/STRIKE] 1.44%
147 :j Kimsmum £128.09 /[STRIKE] £11,578.09 [/STRIKE] 1.11%
148 :j twomanyshoesfortwofeet £7,000
149 :j camuk81 £12,480.86 /[STRIKE] £14,258.67 [/STRIKE] 87.53%
150 :j Poorish Panda £33,381
151 :j happymoneysaver1 £707 /[STRIKE] £10,013 [/STRIKE] 7.06%
152 :j mrso2b £3,668.10 /[STRIKE] £12,000 [/STRIKE] 30.57%
153 :j gonnabedebtfree £26 /[STRIKE] £34,842 [/STRIKE] 0.07%
154 :j Mama £17,000
155 :j Flickering Ember £_______
156 :j littlefish123 £8,234.18
157 :j DaisyCat £282 /[STRIKE] £20,300 [/STRIKE] 1.39%
158 :j Impulse1976 £563.80 /[STRIKE] £13,543.80 [/STRIKE] 4.16%
159 :j Mymamma £268.96 /[STRIKE] £19,320 [/STRIKE] 1.39%
160 :j gh4662 £4,295 /[STRIKE] £32,836 [/STRIKE] 13.08%
161 :j savebabe £16,000
162 :j ashers6976 £12,000
163 :j Nod Off £2,915
164 :j bridgetkate £5,200
165 :j cj75 £1,103 /[STRIKE] £20-25k [/STRIKE] 4.41%
166 :j rictus123 £0.00 £13,500
167 :j misslauren $2,200.00 /[STRIKE] $8,100.00 [/STRIKE] 27.16%
168 :j hummingbird £1,550 /[STRIKE] £15,000 [/STRIKE] 10.33%
169 :j RSYCAMORE £4,000
170 :j twoboysmamma79 £4,275 /[STRIKE] £9,924 [/STRIKE] 43.08%
171 :j Skintbint £1,500
172 :j Raspberrysauce £902.41 /[STRIKE] £11,051.73 [/STRIKE] 8.17%
173 :j tippingpoint £8,800
174 :j webitha £2,646.40 /[STRIKE] £5,350.65 [/STRIKE] 49.46%
175 :j Gorgeestwo £125 /[STRIKE] £5,500 [/STRIKE] 2.27%
176 :j FannyAdams £146.08 /[STRIKE] £3,397 [/STRIKE] 4.30%
177 :j loveday69 £632.25 /[STRIKE] £4,886.18 [/STRIKE] 12.94%
178 :j spartan59 £1,175 /[STRIKE] £15,385.92 [/STRIKE] 7.64%
179 :j Calling14 £564.72 /[STRIKE] £12,224.35 [/STRIKE] 4.62%
180 :j Natterjack88 £1,443.43 /[STRIKE] £13,837 [/STRIKE] 10.43%
181 :j Christina F £_______
182 :j curioustom £4,460
183 :j Lost and nervous £3,000
184 :j george £13,500
185 :j LB29 £_______
186 :j Fiddlestick £6,403
187 :j FortunePig £14,500
188 :j Kellyjelly27 £17,850.12
189 :j jazzypinkpuppet £457 /[STRIKE] £12,100 [/STRIKE] 3.78%
190 :j judpudding £3,000
191 :j FREEZ £2,700 /[STRIKE] £4,000 [/STRIKE] 67.50%
192 :j muppets £810 /[STRIKE] £1,000 [/STRIKE] 81.05%
193 :j Killmark £5,194 /[STRIKE] £8,596 [/STRIKE] 60.42%
194 :j MissShoes £7,124
195 :j plzhelpmesave! £6,000
196 :j Robo787 £10.19 /[STRIKE] £20,000 [/STRIKE] 0.05%
197 :j andrinaperry £2,795
198 :j Fedupofbeingindebt £9,500
199 :j miss empty piggy £_______
200 :j superduperloop £463.00 /[STRIKE] £3,086.35 [/STRIKE] 15.00%
201 :j jammydodgersandrhl £1,700
202 :j migraineboy £16,000
203 :j anguk £33 /[STRIKE] £3,497 [/STRIKE] 0.94%
204 :j ZarZar1990 £10,000
205 :j Linzight £3,212.65 /[STRIKE] £3,913.00 [/STRIKE] 82.10%
206 :j rich8996 £17,881.50
207 :j phoebesmum2105 £1,322.89 /[STRIKE] £6,772.21 [/STRIKE] 19.53%
208 :j kat10 £2,931 /[STRIKE] £10,000 [/STRIKE] 29.31%
209 :j nicola1303 £2,650
210 :j karenann76 £3,317.67 /[STRIKE] £18,132.56 [/STRIKE] 18.30%
211 :j SeduLOUs £2,819.28 /[STRIKE] £3,950 [/STRIKE] 71.37%
212 :j rolopolo1965 £14.63 /[STRIKE] £11,300 [/STRIKE] 0.13%
213 :j misskwa £8,000
214 :j minx1985 £12,718.15
215 :j iwanttogoonholiday £1,347.00 /[STRIKE] £8,299.00 [/STRIKE] 16.23%
216 :j Purple_Sunshine £19,000
217 :j Amy83 £1,316 /[STRIKE] £6,000 [/STRIKE] 21.93%
218 :j flyingmamma £8,000
219 :j cherylelizabeth1 £450 /[STRIKE] £4,150 [/STRIKE] 10.84%
220 :j k30lly £1,680.66 /[STRIKE] £14,382.21 [/STRIKE] 11.69%
221 :j michelle2904 £11,255
222 :j bottleofred £3,000
223 :j lancashirelassie £7,050
224 :j Pixie Fairydust £6,200
225 :j Aaarghusername £1,124.49 /[STRIKE] £5,312.74 [/STRIKE] 21.17%
226 :j Annelien £4,243.50 /[STRIKE] £16,904.29 [/STRIKE] 25.10%
227 :j travellinglight £4,500
228 :j leikela £287.03 /[STRIKE] £10,110 [/STRIKE] 2.84%
229 :j gallyw £_______
230 :j 2012MyYearToClear £490 /[STRIKE] £20,000 [/STRIKE] 2.45%
231 :j LITTLEMISSDEBT £376.50 /[STRIKE] £18,400 [/STRIKE] 2.05%
232 :j C.M. £5,833.50
233 :j CoupsRus £209.53 /[STRIKE] £5,000 [/STRIKE] 4.19%
234 :j vw campervan mum £7,965 /[STRIKE] £12,468 [/STRIKE] 63.88%
235 :j naughty-yet-sorta-nice £5,000
236 :j yasmin2 £981 /[STRIKE] £9,758 [/STRIKE] 10.05%
237 :j Brokenpromiseland £2,134 /[STRIKE] £11,284.27 [/STRIKE] 18.91%
238 :j mrsyallop £5,535.97 /[STRIKE] £8,327.54 [/STRIKE] 66.48%
239 :j DarlingBuds £6,400
240 :j chickenpluckersmate £10,000
241 :j thebrink £8,467
242 :j mumsiemum £1,010 /[STRIKE] £5,175 [/STRIKE] 19.52%
243 :j P.Whitaker £4,175.06
244 :j bupster £303.94 /[STRIKE] £16,231.42 [/STRIKE] 1.87%
245 :j theonlynuttytart £2,070
246 :j cyclura £6,650
247 :j RitaRed £6,700
248 :j Muffin86 £15,000
249 :j Canucksfan $17,418.95 /[STRIKE] $17,418.95 [/STRIKE] 100.00%
250 :j Debtfree-2012 £64 /[STRIKE] £12,000 [/STRIKE] 0.53%
251 :j missmimo £239.75 /[STRIKE] £5,798.84 [/STRIKE] 4.13%
252 :j rdchick £873.14 /[STRIKE] £8,703.32 [/STRIKE] 10.03%
253 :j Everhopeful09 £4,731
254 :j KittieB £1,300
255 :j JamesKirstyLou £500 /[STRIKE] £11,331.10 [/STRIKE] 4.41%
256 :j brightpurple £9,207 /[STRIKE] £15,000 [/STRIKE] 61.38%
257 :j NewlyfrugalMumof3 £7,989.27
258 :j ani*fan £343.83 /[STRIKE] £13,458.14 [/STRIKE] 2.55%
259 :j kc26 £4,643.67 /[STRIKE] £12,636.00 [/STRIKE] 36.75%
260 :j loublouking £15,000
261 :j Sox77 £9,000
262 :j richjames £12,733.04
263 :j melwinnie £6,200
264 :j supakarin £582.21 /[STRIKE] £7,933.95 [/STRIKE] 7.34%
265 :j KS2008 £566.53 /[STRIKE] £4,478.17 [/STRIKE] 12.65%
266 :j jenny.b £309.30 /[STRIKE] £3,511.84 [/STRIKE] 8.81%
267 :j angelbob £1,418.60 /[STRIKE] £2,354.93 [/STRIKE] 60.24%
268 :j blacksta £1,233 /[STRIKE] £13,210 [/STRIKE] 9.33%
269 :j poohspals £6,230.30 /[STRIKE] £17,820.96 [/STRIKE] 34.96%
270 :j Smoosh £1,613.76
271 :j welshone27 £4,321 /[STRIKE] £7,288.55 [/STRIKE] 59.28%
272 :j Glenda £2,100 /[STRIKE] £4,000 [/STRIKE] 52.50%
273 :j atlonglast £3,530 /[STRIKE] £8,746 [/STRIKE] 40.36%
274 :j greenjade £249 /[STRIKE] £5,750 [/STRIKE] 4.33%
275 :j si the smurf £4,480.93
276 :j PENNY LESS £24,000
277 :j tirlittan £2,367.00 /[STRIKE] £2,607.00 [/STRIKE] 90.79%
278 :j Mrs Addicted to Spending £2,333 /[STRIKE] £5,364 [/STRIKE] 43.49%
279 :j PiggyBankShaker £1,592 /[STRIKE] £5,749 [/STRIKE] 27.69%
280 :j nodebtin2012 £1,500 /[STRIKE] £10,644 [/STRIKE] 14.09%
281 :j catmort £4,821.66 /[STRIKE] £7,735.45 [/STRIKE] 62.33%
282 :j weewifie £25 /[STRIKE] £1,525 [/STRIKE] 1.64%
283 :j LaurenC £4,735
284 :j tunisiaone £4,265
285 :j I want expendable cash £7,700
286 :j mum of 3 boys £150 /[STRIKE] £10,700 [/STRIKE] 1.40%
287 :j MJ415 £2,273.75 /[STRIKE] £11,094.22 [/STRIKE] 20.49%
288 :j Worrier1957 £_______
289 :j LittleMsStitch £272.68 /[STRIKE] £5,333.99 [/STRIKE] 5.11%
Continued on next post
New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
290 :j shakeyblakey £3,680
291 :j mctaggart £9,650
292 :j Irbal £21,311.44
293 :j crazyforshopping £20,000
294 :j MaccaHallam £28.27 /[STRIKE] £4,323.41 [/STRIKE] 0.65%
295 :j techsavvy £440 /[STRIKE] £20,030 [/STRIKE] 2.20%
296 :j monkeymagic222 £6,500
297 :j sparkleinuk £12,929
298 :j xoxo £706.45 /[STRIKE] £2,297.52 [/STRIKE] 30.75%
299 :j icklepeach £2,150
300 :j michelleafc £_______
301 :j bellas mum £_______
302 :j Aroha £5,850
303 :j alfie2009 £8,555.89
304 :j choclover £1,339.19 /[STRIKE] £5,210.12 [/STRIKE] 25.70%
305 :j ros47 £_______
306 :j Ruthy1604 £12,617.89 /[STRIKE] £16,779.81 [/STRIKE] 75.20%
307 :j nctmum £6,947.92 /[STRIKE] £18,388.93 [/STRIKE] 37.78%
308 :j ZzZzZz30 £590 /[STRIKE] £16,458.32 [/STRIKE] 3.58%
309 :j eddi £555.36 /[STRIKE] £5,554.36 [/STRIKE] 10.00%
310 :j Lemon Tree £1,100 /[STRIKE] £4,400 [/STRIKE] 25.00%
311 :j Kim85 £1,750.94 /[STRIKE] £4,456.24 [/STRIKE] 39.29%
312 :j jellyjacks £8,200
313 :j shazzyl £300 /[STRIKE] £10,000 [/STRIKE] 3.00%
314 :j Rosieposiepud £_______
315 :j skaps £1,270.71 /[STRIKE] £6,231.64 [/STRIKE] 20.39%
316 :j mumof3plusoh £1,647.90 /[STRIKE] £1,947.90 [/STRIKE] 84.60%
317 :j ratherfreeze £_______
318 :j mumtothree3 £10,000
319 :j Barbeduk £6,109.94 /[STRIKE] £6,109.94 [/STRIKE] 100.00%
320 :j emileeeee £3,563.87
321 :j lashley82 £654.12 /[STRIKE] £6,651.52 [/STRIKE] 9.83%
322 :j welshywoo £2,742.24 /[STRIKE] £10,693.27 [/STRIKE] 25.64%
323 :j LittleMissSpendALot £9,292.14
324 :j Jubilee76 £1,611 /[STRIKE] £12,000 [/STRIKE] 13.43%
325 :j TheAllanCadenhead £250 /[STRIKE] £2,000 [/STRIKE] 12.50%
326 :j Sazdaz £100 /[STRIKE] £6,631.93 [/STRIKE] 1.51%
327 :j lobbyludd £_______
328 :j Oompa Loompa 6786.5 /[STRIKE] £14,713 [/STRIKE] 46.13%
329 :j nikorusama £4,000
330 :j gemma_louise £_______
331 :j DebtFreedom 2084 /[STRIKE] 12000 [/STRIKE] 17.37%
332 :j Manchuri 1359 /[STRIKE] 13730 [/STRIKE] 9.90%
333 :j Ghostlove 574 /[STRIKE] 1590 [/STRIKE] 36.10%
334 :j guardianess 1750 /[STRIKE] 2400 [/STRIKE] 72.92%
335 :j Debt-Free-Dave 450 /[STRIKE] 5500 [/STRIKE] 8.18%
336 :j MrsPee 3300 /[STRIKE] 10100 [/STRIKE] 32.67%
337 :j EyesWideOpen 1864.19 /[STRIKE] 19000 [/STRIKE] 9.81%
338 :j minicooper272 1753.5 /[STRIKE] 3486 [/STRIKE] 50.30%
339 :j shortstop 400
340 :j Avogirly 5013.75 /[STRIKE] 6534.22 [/STRIKE] 76.73%
341 :j MrsNoMoney 514 /[STRIKE] 5812 [/STRIKE] 8.84%
342 :j KissyKissyKaren41 2003 /[STRIKE] 2842 [/STRIKE] 70.48%
343 :j Bonglecat 13613.33 /[STRIKE] 18213.33 [/STRIKE] 74.74%
344 :j starnac 3771.5 /[STRIKE] 8748.5 [/STRIKE] 43.11%
345 :j YoungBusinessman 15000
346 :j Jo84 382 /[STRIKE] 1487 [/STRIKE] 25.69%
347 :j Queenie2012 6454
348 :j Karrie2129 1383 /[STRIKE] 8121 [/STRIKE] 17.03%
349 :j BrandNewStart 4278 /[STRIKE] 8226 [/STRIKE] 52.01%
350 :j Shrewbie 1750 /[STRIKE] 5826 [/STRIKE] 30.04%
351 :j miss_emmajane 8050
352 :j 1stTimer 4988.47 /[STRIKE] 7938.56 [/STRIKE] 62.84%
353 :j fionamacf1 £_______
354 :j Theatregal83 1225
355 :j NicoleWild 34 /[STRIKE] 3125 [/STRIKE] 1.09%
356 :j pheonixrising21 924 /[STRIKE] 9546 [/STRIKE] 9.68%
357 :j LunaLady 2556.41
358 :j tinks14 830.9 /[STRIKE] 2961 [/STRIKE] 28.06%
359 :j Save Dosh 481.89 /[STRIKE] 878.72 [/STRIKE] 54.84%
360 :j Colsey 113.12 /[STRIKE] 1513.12 [/STRIKE] 7.48%
361 :j gazfocus 4515
362 :j Mrkelly333 £_______
363 :j Miss Frugal Wannabe 562.61 /[STRIKE] 2516.11 [/STRIKE] 22.36%New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
:starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:
DFBX12 ROLL OF HONOUR
:starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod::starmod::staradmin Rubywhatashmoo :staradmin:starmod:
Joined on 25th November 2011
Debt free on 24th February 2012
Total cleared - £1,550:starmod::staradmin January20 :staradmin:starmod:
Joined on 9th December 2011
Debt free on 22nd March 2012
Total cleared - £1,786.19:starmod::staradmin Barbeduk :staradmin:starmod:
Joined on 1st February 2012
Debt free on 18th May 2012
Total cleared - £6,109.94:starmod::staradmin Katiec950 :staradmin:starmod:
Joined on 20th November 2011
Debt free on 12th June 2012
Total cleared - £10,678.72:starmod::staradmin Ashleighsalem :staradmin:starmod:
Joined on 27th November 2011
Debt free on 13th July 2012
Total cleared - £5,701:starmod::staradmin Canucksfan :staradmin:starmod:
Joined on 2nd January 2012
Debt free on 21st July 2012
Total cleared - $17,418.95:starmod::staradmin May2013 :staradmin:starmod:
Joined on 20th November 2011
Debt free on 31st August 2012
Total cleared - £14,128:starmod::staradmin Superheavy :staradmin:starmod:
Joined on 4th December 2011
Debt free on 20th September 2012
Total cleared - £10,762:starmod::staradmin tirlittan :staradmin:starmod:
Joined on 9th January 2012
Debt free on 15th October 2012
Total cleared - £2,607:starmod::staradmin mumof3plusoh :staradmin:starmod:
Joined on 27th January 2012
Debt free on 19th October 2012
Total cleared - £1,947.90:starmod::staradmin InsertWittyName :staradmin:starmod:
Joined on 20th November 2011
Debt free on 21st November 2012
Total cleared - £16,570.76:starmod::staradmin jakes-mum :staradmin:starmod:
Joined on 16th November 2011
Debt free on 28th November 2012
Total cleared - £8,806.89:starmod::staradmin muppets :staradmin:starmod:
Joined on 24th December 2011
Debt free on 29th November 2012
Total cleared - £1,950.47:starmod::staradmin lemonpopsicle :staradmin:starmod:
Joined on 22nd November 2011
Debt free on 30th November 2012
Total cleared - £7,719:starmod::staradmin CW2 :staradmin:starmod:
Joined on 15th November 2011
Debt free on 22nd December 2012
Total cleared - £12,459:starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
:j:j:j Grand Totals!!! :j:j:jNovember - £23,882.13 :T
December - £59,757.43 :beer:
2011 TOTAL - £83.639.56 (6.5 weeks!)January - £97,943.55 :jFebruary - £74,507.13March - £62,386.13 :TApril - £55,385.00May - £56,555.86 :beer:June - £43,814.59 :TJuly - £35,388.57August - £32,315.95September - £35,495.85 :jTotal repaid so far = £577,432.19 :T:T:TNew Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
Hints, tips and information to newbies!
Here is a list of things that should be useful to both newbies and us relative oldies alike:
1) Understanding the lingo! Here is a link to the DFW Dictionary which will explain what things like NSD's and VSP mean. http://forums.moneysavingexpert.com/showthread.php?t=672601
2) Subscribing to a thread - This is a shortcut to any thread that you want to keep going back to. e.g. if you've joined a challenge and you want to keep going back to it quickly so you don't have to constantly search the forum each time then you can go to your list of subscribed threads and immediately go to that thread. To do this then just go on the thread you want (such as this one), on any page of the thread go to "Thread Tools" which is in the green band just below the page numbers on the right hand side. Then click "Subscribe to Thread". There are 2 boxes with i) a drop down menu for Notifications by email (which you can change later if you want - this just allows you to set up your subscription so that whenever someone posts onto that thread then you can be sent an email or not) and ii) a box telling you the number of subscriptions in your folder (I just ignore this to be honest). Click "Add Subscription" and it will put this thread in a list of subscribed threads. To see your list of subscribed threads then just click on "Quick Links" which is in the first green band, on the left hand side above the page numbers. Click on "Subscribed Threads" and your list will appear. If you want to unsubscribe then, from your subscribed list, just tick the box on the right hand side of the thread name and at the bottom there is a drop down menu called Selected Threads with Move to folder... as the default. Just click on the down arrow to chose whether you want to unsubscribe or change your email notification status etc.
3) Create a signature - A signature is a powerful tool (at least I think it is!) where you can put your debts, a witty proverb, your challenge member numbers etc. I find it really useful to update mine so you can see very easily how well you are doing with either debt busting or saving or on a challenge. It also helps people running any challenges if you put your challenge number in your signature. To create a signature then click on "Quick Links" in the green band above the page numbers on the right hand side and click on "Edit Signature". Here you can change colours, fonts, insert smileys etc.
4) Changing the font size/colour or adding smileys to a post - When posting on a thread, it is really helpful if you can make your text large and in a different colour when updating totals so that it is easy for the people who manage the challenges to spot them to help them when updating their lists. To do this then click on "Post Reply" or "Quick Reply" and then click on "Go Advanced".
5) List of Challenges/Tips - our lovely kerri_dfw has put together a list of challenges on the forum and her own list of tips to debt busting. Here is the link to the original thread and it is post #10 http://forums.moneysavingexpert.com/showthread.php?t=3613807
Post numbers can be found on the right hand side of each post.
6) Weekly mini-challenges - Each Tuesday we have a new weekly mini-challenge that kerri_dfw thinks up! Since we are all in here for the long haul (12 months ish) then it's a great way to keep people motivated with something different each week. Keep an eye out for these! You don't have to join in these though if you don't want to, it's just for a bit of fun for those who want a different little challenge each week to help them keep motivated.
7) Snowballing - http://www.whatsthecost.com/snowball.aspx. If you have multiple debts i.e. several credit cards/loans then it can be difficult to know in which order to pay them off. This snowball calculator is really useful in helping you decide and also can tell you the shocking amount of interest you are paying each month! One word of caution though, I think this is a brilliant tool however, it can scare people in how long it tells you that all your debt will be gone and sometimes that can lead to people giving up and losing all their enthusiam. Yes it is great to know your DFD but I try to think of myself as in competition with the snowball calculator. It currently says 2013 but it just means that I have to either try and cut back more or earn extra income from Ebaying/car boots etc. The rule of thumb on the forum is that you should pay off your highest interest debt first although some people prefer to get rid of their debts from the lowest amount first as it can give a great psychological boost to get rid of a debt no matter how small.New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
To help me run this thread easily, could you please all post your totals in large text and in a bold colour, i.e.:
£265.43/£7685.67
(where the first amount is the total you have paid off so far in this challenge and the second amount is the total you pledged to clear by Xmas 2012.
It would also be a big help if you could also put with it your challenge number.
i.e. another £50 paid off so now the total for
#001 is £315.43/£7685.67
By the way, don't worry about working out your % paid as I can do that for you!New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
Weight Loss Challenge
For those of you who want to shed a few pounds whilst doing this challenge then there are a number of challenges on the forum but I can keep a track of your weight loss here if you want. I will keep your numbers the same as above so as not to confuse things. Again just make sure that you tell me how many lbs you have lost in total against the total you are aiming to lose just the same as the debt paying format in bold/different colour.
I will update this every Monday evening:
001 mf0u1098 1.4 / 26lbs
004 loubie_lou 3 / 18lbs
012 his missus 23 / 70lbs
014 debtfreeeju 0 / 16lbs
036 Shellgsxr 6 / 30lbs
038 Miss Information 0 / 42lbs
046 May 2013 0 / 9lbs
047 sam09 0 / 14lbs
048 CraftyTwinkle 0 / 28lbs
049 recurrent-ostrich 14 / 42lbs
050 SeriousDFW 7 / 54lbs
051 Nickyanne123 4 / 35lbs
056 dd1981 0 / 42lbs
057 Pedro Matias 16 / 24lbs
060 idristhedragon 3.5 / 28lbs
064 theposhbint 0 / 20lbs
068 psychopathbabble 3 / 31.5lbs
077 HelenPie 13 / 63lbs
089 rubywhatashmoo 0 / 11lbs
100 ashleighsalem 1 / 48lbs
135 January20 2 / 28lbs
138 Dolly Rocker 3 / 36lbs
142 velvet27 4 / 28lbs
157 DaisyCat 5 / 16lbs
159 mymamma 0 / 42lbs
180 natterjack88 14 / 100lbs
191 FREEZ 1 / 42lbs
199 miss empty piggy 0 / 56lbs
205 Linzight 5 / 7lbs
219 cherylelizabeth 0 / 7lbs
234 vw campervan mum 0 / 20lbs
235 naughty-yet-sorta-nice 0 / 70lbs
237 Brokenpromiseland 0 / 24lbs
239 DarlingBuds 0 / 42lbs
241 thebrink 0 / 30lbs
242 mumsiemum 0 / 14lbs
245 theonlynuttytart 0 / 14lbs
249 Canucksfan 5 / 70lbs
252 rdchick 7 / 46lbs
257 NewlyfrugalMumof3 0 / 32lbs
259 kc26 3 / 14lbs
263 melwinnie 0 / 42lbs
267 angelbob 0 / 24lbs
274 greenjade 0 / 112lbs
281 catmort 13 / 15kgs
282 weewifie 0 / 16lbs
283 LaurenC 0 / 35lbs
284 tunisiaone 0 / 105lbs
296 monkeymagic222 0 / 3kgs
297 sparkleinuk 0 / 4kgs
299 icklepeach 0 / 28lbs
302 Aroha 0 / 33kgs
303 alfie2009 0 / 22lbs
308 ZzZzZz30 1 / 14lbs
310 Lemon Tree 0 / 50lbs
342 KissyKissyKaren41 0 / 56lbsNew Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
Savings Challenge
One of our members has already completed the DFBX12 challenge and wants to now save up for the remainder of the year! Below is a list of the challengers that now want to save and their amounts.
001 :j rubywhatashmoo £650 /£2,500 26.00%
002 :j fallenwiccan £1050 / £6,600 15.91%New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
Every week our lovely kerri_dfw sets a new weekly mini challenge. They are not mandatory in any way, they are intended to be fun and give and extra boost in morale by trying something new each week. Below is a list of all the challenges (thanks Kerfuffle for compiling them!) so far on both threads (link for the old thread is on post #1):
This is a list of kerri_dfw's really helpful mini-challenges, with links.
First thread (HERE)
- The "Not Buy Chocolate Or Crisps" mini-challenge (page18 #357) HERE
- The "Something A Little Different/Small Personal Spend" mini-challenge (page50 #983) HERE
- The "Put One Thing Back" mini-challenge (page68 #1353) HERE
- The "TakeYour Lunch To Work" mini-challenge (page87 #1724) HERE
- The "Take 15 Mins For Yourself" mini-challenge (page113 #2254) HERE
- The "Eating Out Of Cupboards And Freezer" mini-challenge (page6 #112) HERE
- The "The Pen Is Mightier Than The Sword" mini-challenge (page37 #738) HERE
- The "Pay By Cash" mini-challenge (page58 #1148) HERE
- The "Meal Plan" mini-challenge (page80 #1584) HERE
- The "Declutter Yourself" mini-challenge (page103 #2042) HERE
- The "No Little Shops" mini-challenge (page135 #2699) HERE
- The "Grow Something" mini-challenge (page150 #2986) HERE
- The "Bake Something" mini-challenge (page172 #3422) HERE
- The "Waste Not Want Not" mini-challenge (page190 #3792) HERE
- The "Say No To Junk" mini-challenge (page206 #4108) HERE
- The "Get Out More" mini-challenge (page220 #4400) HERE
- The "Round It Up" mini-challenge (page 230 #4586) HERE
- The "Weekly Pay Saves The Day" mini-challenge (page239 #4779) HERE
- The "If It's Not Fab It's Flop" mini-challenge (page 251 #5018) HERE
- The "No Online Shopping" mini-challenge (page 251 # 5020) HERE
New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0
This discussion has been closed.
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