Debt Free By 2023

Wonky_Teacup
Wonky_Teacup Posts: 10 Forumite
First Anniversary First Post Photogenic Chutzpah Haggler
edited 22 March 2018 at 4:32AM in Debt free diaries
[ edited / removed ]

Comments

  • MeenaM
    MeenaM Posts: 320 Forumite
    Debt-free and Proud!
    Hello and welcome!

    well done on having a plan , and I am sure you will get there ! I like the idea of your grocery challenge
    paid off £27,527.47 debt free journey began Nov 2017 DEBT FREE 13.09.2019!! EF £3500/£5000
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Good luck with your debt busting Wonky, love the name :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • phizzimum
    phizzimum Posts: 1,712 Forumite
    First Anniversary Combo Breaker
    Well done wonky teacup (yup, great name!) you seem really focused on tackling the debts and it’s great that you and DH are working together.

    What’s the situation with the mobile phones? If you’re locked in a contract have you tried to negotiate a better deal? Once the contracts are finished, going sim only will save you a lot.
    weaving through the chaos...
  • redofromstart
    redofromstart Posts: 4,159 Forumite
    First Anniversary Photogenic Name Dropper First Post
    Happy new diary, and good luck with your journey.
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

  • Chrystal
    Chrystal Posts: 1,851 Forumite
    First Anniversary First Post Name Dropper
    Great news.... hopefully things will start to look up from now on. :)

    Don't feel guilty about using your Christmas money for you! Getting rid of debt is hard and can take time, you need some pleasure in your life whilst doing it, and the money, after all is said and done, was for you to get your Xmas present with..... so enjoy! X
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards