Dancing in the Rain
Comments
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You are doing fab DIA. We all need down days so we bounce back and kick butt.
Soon you will be done with debt and have so much freedom. You keep me going.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
parsniphead wrote: »You are doing fab DIA. We all need down days so we bounce back and kick butt.
Soon you will be done with debt and have so much freedom. You keep me going.
...Done with Debt ' might be my new diary name when I start a new diary post debtIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
doingitanyway wrote: »GOALS for this week
Financially fit in the future
[STRIKE]Return items to 2 shops to get £41 back[/STRIKE] I got back £35
Frog of the week
[STRIKE]Send PPI letter to bank regarding my mortgage[/STRIKE].went through all statements and I never had it ever
Treat of the week
[STRIKE]Meeting a friend after work for a catch-up[/STRIKE] Friend cancelled and I didn't do a nice thing
Investment in health and well being goal
[STRIKE]1 x swim and steam session[/STRIKE] treadmill and shower instead
[STRIKE]1 x 1 hour health tests and nutrition appointment[/STRIKE]
Written correspondence of the week
[STRIKE]Download a pay claim form, complete and send in.[/STRIKE]
[STRIKE]Send off receipt and claim form for £8[/STRIKE]
I did well with my goals this week :T
Today
I went to Mooji. I love that shop. I needed little containers for gym toiletries so I am not lugging full sized products around. I bought a wash bag that has a little hanger and lots of compartments. I plan to keep this topped up so it can double up as a ready made travel bag too.
I bought some right angle socks that are so comfortable. I will buy these in future. I needed a T shirt for the gym and found one for a fiver on sale in Un1quo, another great shop.
The gym and the sunshine did me good. I am still getting used to exercise so I did 30 minutes on the cross trainer. I will do the same tomorrow but it take up a level. I see the personal trainer tomorrow and a 12 week programme will be drawn up. Loved the shower. I still do not have flip flops for the shower so fingers crossed I do not get a verruca!
I am still adjusting re the gym. I noticed I can use my new phone’s headset to listen to the TV screens. It’s tempting to listen think I will be able to watch a nice, big TV as I sweat.
I had eggs and beans for breakfast and this took me all the way through to 4.30pm when I ate salmon and veggies and quinoa.
I am eating chocolate but it is a 70% dark 35g bar.
I hope you had a good day reader
Off to create my new week's goals...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
All sounding good DIA
I think I have a hanging travel bag like the one you mentioned - it's really good. I also like their jewellery boxes and hangers and... and... I love that shop :rotfl:
Rosa xxSaveDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Morning Campers!
Wishing you all a positive week
Goals for this week
Financially fit in the future
Chase additional payment from teaching
Make a list of any loans or cards over the past 20 years to check PPI
Find out about paying backdated NI contributions for the years I was self employed as this will be abolished in April 2018
Investment in health and wellbeing
4 x 45 minute fitness sessions
Eat a hot egg based breakfast every day
Get hospital tests done
Make a GP appointment and book time off from work to attend
Written correspondence of the week
Send out 3 ‘have I ever had PPI with you?’ letters
Frog of the week
Get the steam cleaner out and clean floors and washing machine rubber bits.
Clean under the sink cupboard
Tackle the garden (do at least 4 hours)
Treat of the week
Kew Gardens for the afternoon with a friend
Have a lovely dayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
Looks like a well balanced list.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.0
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Your lists put me to shame, DIA! They're very organised and very balanced - getting !!!!!! done but enjoying yourself at the same time. i wish you well with your list for this week
How are you finding the gym and building it into your weekly routine?CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
How are you finding the gym and building it into your weekly routine?
JoJo, I don’t find fitting in the gym easy at all but I am hoping it soon becomes part of my routine and this will change. So far, instead of evenings where I watch TV and relax I now go to the gym and exercise instead. If I'm lucky I am home for 9 and watch a bit of telly and wind down
After a day of walking around with my gym bag and water I have decided not to try and gym on a working, or on out and about days. If I stick to WFH days and days I don’t work that gives me 4 days a week of exercise and I will hit my target.:)
I still do not have the following key items and I have run out of money so they will have to wait for payday:-
flipflops
swimming costume
swimming hat
I could also do with a second gym kit as washing and drying outside will not be an option when the weather changes.
Today is a WFH day
Tasks
Washing done and drying outside
Washing up X1X1X1
Clean and bleach kitchen side board
Clean cooker hob
Off to the gym tonight. I ate my main meal at lunchtime so packing apples and a flask of nice tea to have after my gym session. I will come home, do teeth and watch Trust Me on the telly. It is rubbish but good rubbish. Planning on falling asleep straight after.
I hope your day went well readerIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
I'm so impressed by the gym visits. It's something I could never into. Four days a week sounds a sensible amount of exercise, giving you time to recover.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
parsniphead wrote: »I'm so impressed by the gym visits. It's something I could never into. Four days a week sounds a sensible amount of exercise, giving you time to recover.
However, just home from the gym and it felt so good afterwards today
Will up it to 45 minutes next weekIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000
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