The trials & tribulations of a 1st time landlord & investor

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  • TallGirl
    TallGirl Posts: 5,544 Forumite
    Photogenic Name Dropper First Post First Anniversary
    Study all got done and I passed ready for Monday volunteering turned up with DG and all internet down so a but annoying. Got to sit in on two interviews and make some calls. Going back Thursday instead which is great I'll definitely enjoy it.

    Hope I hear from Agency today or tomorrow re interview would like it after Thursday as it useful to get back into the field first. Done some more of my open uni study which fits in perfectly to volunteering and dream job interview.

    Room all done so today I'll study for the professional qualification and take it easy. Tomorrow course slightly outside my field but useful and just down the road. Thursday volunteering and hen weekend.

    Playing golf Sunday full member now with a handicap of 21 very pleased about that. DG is still struggling with her golf I do hope she continues to improve and don't get so upset when she had a bad day. It's a hobby.

    Need to get back to gym but don't feel like it will go after course tomorrow it's next door literally so very handy.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Mar  £30,850 + £12K added to pension) (Wins 24 Jan £200 Feb £150 Mar £75 Apr £125) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • bugslet
    bugslet Posts: 6,874 Forumite
    Potential for the dream job is exciting!:D You know you will get two great job offers at the same time, don't you?;)

    Good luck with the studying - so long since I did any, I'm not sure my brain would cope.
  • TallGirl
    TallGirl Posts: 5,544 Forumite
    Photogenic Name Dropper First Post First Anniversary
    edited 7 June 2017 at 9:07AM
    Thanks Bugslet one offer would be nice now actually only applied for one at the moment but know I need to do more just not any really grabbing me.

    Managed to complete my entire professional conversion course yesterday all three parts weren't even going for the two higher ones but no problem passed them. So happy that means I just have to do my CPD points this year and I'm fully covered to go back to my roots should I need to.

    Course today so haven't got too long to lie in bed location has moved but it's still very local so not an issue. Should be good and I might meet some interesting people.

    Had electricians here all day yesterday didn't know but the guardian company wanted all lights made safe. That meant our new toilet light got replaced when we had just bought a new light bulb for it which it was too late to cancel. Never mind it was only £5.

    Tomorrow is volunteering proper with Internet so that should be good too. Still hoping Agency will get back in touch about dream job he said he might not speak to the person until Tuesday and the job is no longer on their website so let's hope they haven't filled it already.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Mar  £30,850 + £12K added to pension) (Wins 24 Jan £200 Feb £150 Mar £75 Apr £125) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    Hi Tall Girl, congratulations on getting all the re-qualification out of the way. You can always fall back on your previous work, so a great back-up plan if things don't go the way you want them to.

    If the other jobs aren't calling you, then you have definitely made the right choice in not applying. Nothing worse than being in a job you don't enjoy.

    Fingers crossed they get back to you on the dream job.

    Jx
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • TallGirl
    TallGirl Posts: 5,544 Forumite
    Photogenic Name Dropper First Post First Anniversary
    Thank you yes I'm glad I did do them had a fab day volunteering today lots of things to do and all proper work not just admin. Going again Monday and Thursday next week can't wait even if I am tired now. Naughty lunch too jacket potato too many carbs really but lovely as it's so cold.

    Not hear from Agency re dream job now he did say next week which is this week but I'm going to call him tomorrow just to find out if it's a no. Better knowing as I can get on with other job applications. Seen one that might look good not sure though.

    Yes I'll wait until the right one comes along but don't want to wait for too long.

    My mum is sorting probate out for my uncle my sister and I will inherit everything. It's not complicated but tax is different and so is the laws obviously. He's leaving some to his home but there will be a nice sum for us. Not sure what to do with it would like some money in Denmark to spend when on holiday but it's far too much for that but not enough to buy a small summer house either. We shall see.

    Early night for me DG is tired too bonus we don't need dinner due to huge lunch.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Mar  £30,850 + £12K added to pension) (Wins 24 Jan £200 Feb £150 Mar £75 Apr £125) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,544 Forumite
    Photogenic Name Dropper First Post First Anniversary
    Called Agency my application was submitted Monday he spoke to hiWeds to chase but told there is a delay he'll chase today if not Monday. I was beginning to think it was a no but doesn't sound like it so all is fine still.

    Seen another operations job same type as I went for interview for I know the CEO and his history note greatest but actually not sure he caused the issues at the time. This is a good few years back and I never personally had an issue with him although I opposed the way he ran things. Closing date 23/6 so time to make up my mind.

    Need to fill in form for mum and want to finish my online uni course. Not a lot else planned bought a lot of fruit yesterday a bit close to expiry date so stewed some and frozen some.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Mar  £30,850 + £12K added to pension) (Wins 24 Jan £200 Feb £150 Mar £75 Apr £125) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    Fingers still crossed for you.

    Tx
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • TallGirl
    TallGirl Posts: 5,544 Forumite
    Photogenic Name Dropper First Post First Anniversary
    Yes me too fingers crossed didn't hear yesterday but that hopefully means no news like the told me.

    There are now two operations jobs for me to go with both local one where I know the manager one where I don't. It's not quite where I want to go but if I want a job reasonably paid it's likely to be something like this as I'll get an interview and as it's the same as I did before I know my weak points.

    I would much rather go for dream job or wait let's see what happens.

    Golf last night really good DG played the best I've ever seen. Hopefully get out today and I'm playing in my first competition on Sunday which I look forward too. I'm glad we're members so nice just to play without having to pay.

    Hopefully scan to mum worked so she can get the ball rolling with probate. Our phone isn't working not noticed as we never use the landline but it's affecting our internet but vodaphone is struggling to fix it. We want to move the router to our new room when someone else is watching telly we can watch ours. So annoying DG will call them today been going on for ages and we pay for the top package.

    I need to renew my phone contract it's sim only and I pay £10/p bargain as it's unlimited and 10gb data. I won't get that again as I don't have broadband with EE but hopefully haggle for a good deal around the 20th of this month.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Mar  £30,850 + £12K added to pension) (Wins 24 Jan £200 Feb £150 Mar £75 Apr £125) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,544 Forumite
    Photogenic Name Dropper First Post First Anniversary
    Been a while since I have posted DG had a bad golf day Saturday and then I played badly Sunday where she cannot play as she hasn't got a handicap. Shes not happy but she should get one soon if she keeps up the practise going again tonight.


    Still not heard from dream job it now got a closing date of 18/6 but obviously they just keep moving it until they find someone. Not gone for the two operational jobs one hasn't got the specialist area I really want but is the better of the two the other has the CEO I know. Still time to decide. Nothing else to go for at the moment but did get an email from a trustee job I applied for back in April they would like to speak to me 4/7 for informal chat. It could be really good for my CV its an area Im really interested in and it will get me the finance experience I really need. Fingers crossed even if I will miss out on 4DX movie with nephew but DG can take him instead.


    Having the broadband router moved Friday DG cannot cope with the bad signal this end. Fine I agree less hassle and stress. Tomorrow is 3 month check up for my laser surgery I am sure I will be told all is fine. Thursday is volunteering have my first client booked in so will be quite good to get back into it. Loved Monday so all is fine there. Friday is meeting with people from my field should be good also get much needed CPD points. Busy week in all I would say for me.

    Almost forgot my tenants have split up and he is late paying the rent should get it end of this week but not really great. He works with her and her dad is guarantor he is looking for something smaller not looking good for the rent lets see how good the agent really is. Front garden looked so scruffy last time I was down there have reported this to agent.
    Need to hang out clothes now and ryebread is in oven so not been too lazy today.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Mar  £30,850 + £12K added to pension) (Wins 24 Jan £200 Feb £150 Mar £75 Apr £125) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • SuzieSue
    SuzieSue Posts: 4,096 Forumite
    First Anniversary First Post Name Dropper I've been Money Tipped!
    TallGirl wrote: »

    Front garden looked so scruffy last time I was down there have reported this to agent.

    Yes, we had the same problem so we made it maintenance free. We put down artificial grass which was very expensive but I think it attracts tenants as most don't want to spend time gardening.
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