Clydesdale Bank OFFSET Mortgage 2Yr Fixed 4.65%, 5 Yr Fixed 4.75%

Sparrowhawk_2 · 12 July 2005 at 12:08PM

I think you will find that the maximum you can pay off the mortgage is 10% for the first two years.

1) This would not mean one cannot offset the entire mortgage if one wished, just put it in the offset account(s) instead of making a payment.

2) If you opt for the 4.69% fixed for 2 years - Clydesdale will pay the legal fees, but they will charge a £449 application fee or whatever

3) they solicitors same day (CHAPS) transfer charges are high budget for about £85

Total cost for a remortgage would be £534

Sparrowhawk_2 · 12 July 2005 at 3:00PM

Bad news guys - The reason you can't find the mortgage is because it the offer has finished. CLydesdale are re-vamping it with a rate of 4.95% fixed for 2 years

Smitty · 13 July 2005 at 11:48AM

ahhh... thats not good, at least i know though

Smitty · 13 July 2005 at 1:27PM

cheers for the reply bud... i thought everyone was ignoring me for a little while

whiteflag_3 · 13 July 2005 at 3:30PM

are you looking for an offset or just a low deal ?

Nationwide now have a 4.39% fixed for 2 years . Daily interest with overpayments of up nto £500 allowed

Clydesdale Bank OFFSET Mortgage 2Yr Fixed 4.65%, 5 Yr Fixed 4.75%

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