What small DFW things will you do this week? w/c 28/11
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ziggy2407
Posts: 4,077 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
Goodreads 2024 Challenge: 30/80
Goodreads 2023 Challenge: 77/52
Goodreads 2023 Challenge: 77/52
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Comments
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Good Morning All
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Today's list:
Packed lunch for DH & DS - Done
Check Bank -
Wait for buyer to collect -
Craft -
Write a few Christmas Cards -
Continue purge on emails -
Surveys -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check: Lucky Phone, Ashleigh, Numberplatelotto, FPL -
Have a great day all!
C xGoodreads 2024 Challenge: 30/80
Goodreads 2023 Challenge: 77/520 -
Morning everyone,
Nearly posted on last weeks there.
Hope you all had a nice weekend. My plan for the day is as follows;
- Check banks and YNAB
- NSD
- Collect new phone!
- Exercise
- Drink plenty water
- Early night
- Read some of my book or catch up on TV
The fact I need an early night has meant my list is short and sweet.
Have a nice day today and a great week everyone.0 -
Morning folks!
Been fairly productive this morning - we left our phones downstairs last night to see if it would help OH to sleep better (he did seem to wake up refreshed this morning) and the plus side was there was no temptation to read Facebook in bed when I woke up!
Today's plan:- B/D from stores. Will have to buy a cheap lunch as grocery situation confusing atm
- Take ebay parcels to the post office - done. Think I lost money on these!
- Charge phone in work - done
- Nab an envelope to send those train tickets back! - done
- Crochet
- No drinkies
- Epilated legs and underarms - saves a fortune on razor blades/wax/cream/salon appointments etc - done
Have a good one all
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.31Student loan repaid: 01/07/2019SAVINGS: £20,000Car final lump sum: £6113/£61130 -
Morning all & thanks Ziggy for the starter.
Today's list
:wave: Ys bread for breakfast for kids
:wave: Gym class done to make the most of the membership also filled up water bottle there
:wave: Clean kitchen using stardrops
:wave: Check banking/spreadsheets
:wave: Record mileage
:wave: Check luckyphone/fpl
:wave: General tidy round
:wave: Pick up my youngests prescription
:wave: All meals from stores
:wave: Update freezer & use up box inventory
That's enough to be starting with, will hopefully add more as I go.
Have a good day all.
Sticking with the "Small things" thread to keep up us on the straight and narrow.
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Afternoon all
Thanks for the start Ziggy
Today I have / will:
Load of washing, now out on line
Used up half an apple that GD started yesterday for my breakfast - not as gross as it sounds, as I cut the apple in half, and peeled and cored her half. The other bit was left in the fridge
Dog walk
Post office - tried out my new Drop and Go account, sailed past the queues and left my parcels at the counter, then worried a bit because nobody was there to take them, and I was a bit concerned they might be stolen :eek: But by the time I had got home and checked my account online, all looked in order
Sales unit - changed my stock, and did a tidy up / quick dust around for a pal who is out of action after a knee operation
Sainsburys for a few bits - helped myself to some of the wine boxes they put out for customers to take, for my ebay parcels
Sold 2 more ebay items so far. One buyer hoped it could be posted today - it can't because they hadn't paid by the time I left for the post office. I can only manage the post office once a day, so it will have to be tomorrow morning! No more sales so far, just some offers on things that have been recently listed and have watchers. I declined these!
Still to do:
Another load of washing Done, will peg outside tomorrow morning if dry
Wash kitchen floor Not done, ran out of steam
List more stuff on ebay Done
Walk mutt again Done
Something simple for dinner as OH is going out. Jacket spuds, cheese and beans sounds good! Ended up with jacket potatoes, cheese and salad. OH didn't want beans, so I put the tin back in the larder for another time
Folded up the dry washing and put in the airing cupboard. Put away the shopping, the stuff I pulled out of my sales unit and the bits I put on ebay this afternoon. It seems a constant battle to stop the house looking like a jumble sale
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Hi all
Cant beat a jacket spud with cheese and beans Dawn. We are having a chicken pasta bake - small amount of chicken, lots of veg and lots of pasta.
Been feeling really down over the weekend so making a big effort to fight it. I did 20 minutes on the spinning bike before work and a brisk dog walk when I got home from job no. 1 (all free). More paid stuff next.
Oh and one of the joys of living 50 miles from a big supermarket is that if you can't get things in Lidl it costs a fortune. I wanted mixed herbs, suet and chorizo. Cant believe what I spent.
Right - more paid stuff.0 -
Hi everyone :wave:
Thanks for the kick off Ziggy! :A
I was well annoyed this morning - too much worrying about OH getting ready for his new job that I forgot to take my breakfast and lunch with me! :rotfl:
Didn't bother with brekkie in the end (not that I had much choice!) - had a couple of percy pigs and coffee and walnut cake instead plus a good few free teas
Got my new discount card through (work scheme) and it's 7.5% off at wilko and M&S (and a few other places I don't really go to) so happy about that. Good budgeting too as it auto-tops up £30 a month and obvs only costs me £27.75. :T Also got my lunch with it so my £1 sandwich only cost me 92p. :T
In not so small things...OH and I have realised that life is getting too difficult to coordinate with just 1 car. Sad times. Need to have a serious think about this. Maybe we'll go a month of OH getting taxis to/from work (when we think a new car is needed) and see how much it will actually cost. Probably still a helluva lot cheaper than a new car. :think:
Right...off to come up with a weird and wonderful meal. :cool: #useuptea0 -
Hi everyone :wave:
Brrr - it is getting cold today. Hope everyone is doing ok. I'm exhausted and quite tired - trying to make my way to the Christmas hols - the kids are up the walls at school and behaviour is a daily struggle.
Yorkshire - so sorry to hear that you're not doing so well. Good on you for keeping going.
I've had a busy day -
checked banking and PAD
nsd
marked a set of books
minimal heating
full teaching day
lots of data entry...
after school catch up class
picked up ds repaired phone
I'm desperate for a good night's sleep. We're struggling with ds at the moment - he won't sleep on his own for some reason, which means that either me or dh are on the sofa most evenings. My turn on the sofa from 3am last night...Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Evening All
First chance to pop in today.
Cat when did his sleeping start to get worse?
Yorkshire have you ever tried one of those SAD lamps?
La E is cycling an option?
Dinner tonight is home made baked beans and chorizo on lovely bread. Topped no doubt with a liberal handful of grated cheese. All leftovers from my pop-up at the weekend.
Off to pop the kettle on.
Bob" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Ziggy thank you for starting us off this week.
Dd seems nearly back to normal after her bout of vomiting over the weekend but she needed to skip her gym class as she wasn't 48 hours clear.
Today we have:
Turned off lights and appliances not in use
Made bread
Dried laundry on the airer
Set DW to run overnight
Went grocery shopping with a list
Recorded grocery spends on December's envelope
RM survey, FPL, Ashleigh
PAD £3.66 - 1p
Returned something I bought on Saturday for a refund
Bought children some discounted Lego for Christmas
Looked into suitable razors for my nephew, think I have found one in budget :j
Stuck to the meal plan
All meals from stores
Lit the living room stove today to keep us warm
Free hot water as we put the kettle on the stove
Free entertainment as we read books and watched a film from our stash
Children HWB's for bed filled with free hot water
Still to do:
Set WM to run overnight
Take metre readingsFashion on a ration 2024 66/66 coupons remaining
80 coupons rolled over 0/80 coupons spent - using for secondhand purchases
One income, home educating family0
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