What small DFW things will you do this week? w/c 28/11

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:
Goodreads 2024 Challenge: 30/80
Goodreads 2023 Challenge: 77/52


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Comments

  • ziggy2407
    ziggy2407 Posts: 4,077 Forumite
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    Good Morning All

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Today's list:

    Packed lunch for DH & DS - Done
    Check Bank -
    Wait for buyer to collect -
    Craft -
    Write a few Christmas Cards -
    Continue purge on emails -
    Surveys -
    Enter a few comps -
    All meals from cupboards/fridge/freezer -
    Check: Lucky Phone, Ashleigh, Numberplatelotto, FPL -

    Have a great day all!

    C x
    Goodreads 2024 Challenge: 30/80
    Goodreads 2023 Challenge: 77/52


  • SpekySquarehead
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    Morning everyone,

    Nearly posted on last weeks there.

    Hope you all had a nice weekend. My plan for the day is as follows;

    - Check banks and YNAB
    - NSD
    - Collect new phone!
    - Exercise
    - Drink plenty water
    - Early night
    - Read some of my book or catch up on TV

    The fact I need an early night has meant my list is short and sweet.

    Have a nice day today and a great week everyone.
  • carrielovesfanta
    carrielovesfanta Posts: 2,978 Forumite
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    edited 28 November 2016 at 5:50PM
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    Morning folks!


    Been fairly productive this morning - we left our phones downstairs last night to see if it would help OH to sleep better (he did seem to wake up refreshed this morning) and the plus side was there was no temptation to read Facebook in bed when I woke up!

    Today's plan:
    • B/D from stores. Will have to buy a cheap lunch as grocery situation confusing atm
    • Take ebay parcels to the post office - done. Think I lost money on these!
    • Charge phone in work - done
    • Nab an envelope to send those train tickets back! - done
    • Crochet
    • No drinkies
    • Epilated legs and underarms - saves a fortune on razor blades/wax/cream/salon appointments etc - done
    Short and sweet

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
    Student loan repaid: 01/07/2019
    SAVINGS: £20,000
    Car final lump sum: £6113/£6113
  • 1LuckyLady
    1LuckyLady Posts: 1,206 Forumite
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    edited 28 November 2016 at 9:21PM
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    Morning all & thanks Ziggy for the starter.

    Today's list
    :wave: Ys bread for breakfast for kids :)
    :wave: Gym class done to make the most of the membership also filled up water bottle there :)
    :wave: Clean kitchen using stardrops :)
    :wave: Check banking/spreadsheets :)
    :wave: Record mileage :)
    :wave: Check luckyphone/fpl :)
    :wave: General tidy round :)
    :wave: Pick up my youngests prescription :)
    :wave: All meals from stores :(
    :wave: Update freezer & use up box inventory :)


    That's enough to be starting with, will hopefully add more as I go.

    Have a good day all.




    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • DawnW
    DawnW Posts: 7,440 Forumite
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    edited 28 November 2016 at 10:04PM
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    Afternoon all :)
    Thanks for the start Ziggy :)
    Today I have / will:
    Load of washing, now out on line
    Used up half an apple that GD started yesterday for my breakfast - not as gross as it sounds, as I cut the apple in half, and peeled and cored her half. The other bit was left in the fridge :)
    Dog walk
    Post office - tried out my new Drop and Go account, sailed past the queues and left my parcels at the counter, then worried a bit because nobody was there to take them, and I was a bit concerned they might be stolen :eek: But by the time I had got home and checked my account online, all looked in order :)
    Sales unit - changed my stock, and did a tidy up / quick dust around for a pal who is out of action after a knee operation :)
    Sainsburys for a few bits - helped myself to some of the wine boxes they put out for customers to take, for my ebay parcels :)
    Sold 2 more ebay items so far. One buyer hoped it could be posted today - it can't because they hadn't paid by the time I left for the post office. I can only manage the post office once a day, so it will have to be tomorrow morning! No more sales so far, just some offers on things that have been recently listed and have watchers. I declined these!

    Still to do:
    Another load of washing Done, will peg outside tomorrow morning if dry :)
    Wash kitchen floor Not done, ran out of steam :(
    List more stuff on ebay Done
    Walk mutt again Done
    Something simple for dinner as OH is going out. Jacket spuds, cheese and beans sounds good! Ended up with jacket potatoes, cheese and salad. OH didn't want beans, so I put the tin back in the larder for another time :)
    Folded up the dry washing and put in the airing cupboard. Put away the shopping, the stuff I pulled out of my sales unit and the bits I put on ebay this afternoon. It seems a constant battle to stop the house looking like a jumble sale :(
  • YORKSHIRELASS
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    Hi all

    Cant beat a jacket spud with cheese and beans Dawn. We are having a chicken pasta bake - small amount of chicken, lots of veg and lots of pasta.

    Been feeling really down over the weekend so making a big effort to fight it. I did 20 minutes on the spinning bike before work and a brisk dog walk when I got home from job no. 1 (all free). More paid stuff next.

    Oh and one of the joys of living 50 miles from a big supermarket is that if you can't get things in Lidl it costs a fortune. I wanted mixed herbs, suet and chorizo. Cant believe what I spent.

    Right - more paid stuff.
  • La_escocesa
    La_escocesa Posts: 3,096 Forumite
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    Hi everyone :wave:

    Thanks for the kick off Ziggy! :A

    I was well annoyed this morning - too much worrying about OH getting ready for his new job that I forgot to take my breakfast and lunch with me! :rotfl:

    Didn't bother with brekkie in the end (not that I had much choice!) - had a couple of percy pigs and coffee and walnut cake instead plus a good few free teas :p

    Got my new discount card through (work scheme) and it's 7.5% off at wilko and M&S (and a few other places I don't really go to) so happy about that. Good budgeting too as it auto-tops up £30 a month and obvs only costs me £27.75. :T Also got my lunch with it so my £1 sandwich only cost me 92p. :T

    In not so small things...OH and I have realised that life is getting too difficult to coordinate with just 1 car. Sad times. :( Need to have a serious think about this. Maybe we'll go a month of OH getting taxis to/from work (when we think a new car is needed) and see how much it will actually cost. Probably still a helluva lot cheaper than a new car. :think:

    Right...off to come up with a weird and wonderful meal. :cool: #useuptea
  • crazy_cat_lady
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    Hi everyone :wave:
    Brrr - it is getting cold today. Hope everyone is doing ok. I'm exhausted and quite tired - trying to make my way to the Christmas hols - the kids are up the walls at school and behaviour is a daily struggle.
    Yorkshire - so sorry to hear that you're not doing so well. Good on you for keeping going.
    I've had a busy day -
    :D checked banking and PAD
    :D nsd
    :D marked a set of books
    :D minimal heating
    :D full teaching day
    :D lots of data entry... :(
    :D after school catch up class
    :D picked up ds repaired phone
    I'm desperate for a good night's sleep. We're struggling with ds at the moment - he won't sleep on his own for some reason, which means that either me or dh are on the sofa most evenings. My turn on the sofa from 3am last night...
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    Evening All

    First chance to pop in today.

    Cat when did his sleeping start to get worse?

    Yorkshire have you ever tried one of those SAD lamps?

    La E is cycling an option?

    Dinner tonight is home made baked beans and chorizo on lovely bread. Topped no doubt with a liberal handful of grated cheese. All leftovers from my pop-up at the weekend.

    Off to pop the kettle on.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Baileys_Babe
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    Ziggy thank you for starting us off this week.

    Dd seems nearly back to normal after her bout of vomiting over the weekend but she needed to skip her gym class as she wasn't 48 hours clear.

    Today we have:
    Turned off lights and appliances not in use
    Made bread
    Dried laundry on the airer
    Set DW to run overnight
    Went grocery shopping with a list
    Recorded grocery spends on December's envelope
    RM survey, FPL, Ashleigh
    PAD £3.66 - 1p
    Returned something I bought on Saturday for a refund
    Bought children some discounted Lego for Christmas
    Looked into suitable razors for my nephew, think I have found one in budget :j
    Stuck to the meal plan
    All meals from stores
    Lit the living room stove today to keep us warm
    Free hot water as we put the kettle on the stove
    Free entertainment as we read books and watched a film from our stash
    Children HWB's for bed filled with free hot water
    Still to do:
    Set WM to run overnight
    Take metre readings
    Fashion on a ration 2024 66/66 coupons remaining
    80 coupons rolled over 0/80 coupons spent - using for secondhand purchases

    One
     income, home educating family 
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