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DRO find out if it has finished
manwithoutaplan
Posts: 30 Forumite
in IVA & DRO
I had a DRO 2009/2010, is there a way to find out if it is complete?(i.e. not affecting my credit - mortgages etc)
I've searched here across all courts in England and Wales:
https://www.insolvencydirect.bis.gov.uk/eiir/
And I'm not listed
Many thanks
I've searched here across all courts in England and Wales:
https://www.insolvencydirect.bis.gov.uk/eiir/
And I'm not listed
Many thanks
0
Comments
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Unless revoked, which you would have been told about, it would have ended after a year and been removed from the register 3 months later.
It will however still be on your credit report for 6 years and will affect credit applications and mortages.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Unless revoked, which you would have been told about, it would have ended after a year and been removed from the register 3 months later.
It will however still be on your credit report for 6 years and will affect credit applications and motivates.
Ah ok, in that case I will probably have to wait until early 2016
thanks0 -
Well, 6 years from the DRO start anyway, which if 2009 would be some time this year.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Have you checked your credit file? The exact date of the DRO should still show there.
Incidentally I think it was six years ago today that DROs first started.
As you can only have one per six years, I wonder when I will see the first person to have a second DRO?0 -
^^Wouldn't people learn their lesson, and where credit is quite severed (with joy imao) so I can't see how someone would need 2 dro's (touch wood)
Afraid I've actually been called bankrupt now more times then someone saying "debt relief order" the stigma has gotten far worse - there are even some type of payday loan lenders who claim they will not lend to those bankrupt or in an IVA!0 -
Deleted%20User wrote: »^^Wouldn't people learn their lesson, and where credit is quite severed (with joy imao) so I can't see how someone would need 2 dro's (touch wood)
Afraid I've actually been called bankrupt now more times then someone saying "debt relief order" the stigma has gotten far worse - there are even some type of payday loan lenders who claim they will not lend to those bankrupt or in an IVA!
I've seen a number of clients come back wanting a second DRO, very few from 2009, most from more recent years0 -
I knew I'd seen this somewhere - just came across it from the DRO consultation document:Eighteen DROs have been rejected since the scheme’s inception either at
application stage or through a subsequent revocation on the basis of the
person having had a previous DRO.
:eek:0
This discussion has been closed.
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